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<h3>Job Description</h3>
Job Description
Fortegra is seeking a motivated and diligent actuary with loss reserving experience. This role offers an exciting opportunity to apply your reserving expertise to various lines of business while broadening your skill set through diverse projects. LOBs analyzed may include Property (personal and commercial), General Liability, Professional Liability, and Warranty. Your main focus will be reserving and actuarial reporting, with numerous opportunities to contribute to other actuarial functions including pricing, data analytics, regulatory reporting, reinsurance, and more. This is a managerial position and is ideal for an enthusiastic actuary eager to make an impact and expand their professional horizons.
Minimum Qualifications:
<ul>
<li>6+ years of actuarial experience in Property &amp; Casualty insurance products.</li>
<li>Associate or Fellow of the Casualty Actuarial Society.</li>
<li>Familiarity with IFRS 17 is preferred.</li>
<li>Proficiency in MS Excel.</li>
<li>Knowledge of SQL or other programming languages is preferred.</li>
<li>A proactive, creative approach to problem-solving.</li>
<li>Exceptional interpersonal skills, with the ability to communicate complex results to diverse audiences.</li>
</ul>
Primary Job Functions:
<ul>
<li>Perform quarterly loss reserve analyses for various lines of business and review work of peers</li>
<li>Perform semiannual long duration unearned premium reserve analysis</li>
<li>Monitor reserve adequacy across Fortegra’s Specialty and Warranty portfolios and recommend reserve strengthening/weakening to Finance</li>
<li>Perform deep-dive analyses into large programs, providing actionable insights to Underwriting and Management</li>
<li>Enhance quarterly data collection and reporting processes used by Actuarial to present findings to key stakeholders including Underwriting, Claims, and Management</li>
<li>Assist with regulatory reporting requirements</li>
<li>Estimate collateral requirements for unauthorized reinsurers</li>
<li>Work with pricing team on various requests including due diligence work on prospective programs and other ad-hoc pricing requests</li>
</ul>
The above cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform
Additional Information:
Full benefit package including medical, dental, life, vision, company paid short/long term disability, 401(k), tuition assistance and more.
The anticipated salary for this position is $150,000 - $190,000 per year, based on qualifications and experience.

Associate Actuary - Reserving

<h3>Job Description</h3>
Job Description

 

Committed to providing life insurance solutions since 1969 in the United States and globally since 1975, Citizens, Inc. is a publicly traded company (NYSE: CIA) that has maintained a listing on the New York Stock Exchange since 2002. Operating through our insurance subsidiaries, we strategically offer traditional insurance products in niche markets to capitalize on competitive advantages. With a dedicated team of employees located in Austin, Louisiana and a global network of agents, our reach extends to Latin America, Central America, and Asia.
 
THE OPPORTUNITY
Title: Associate Actuary
Job Type: Full-time Exempt
Location: Austin, TX (Corporate Headquarters located in the Domain)
In Office/Remote/Hybrid
At Citizens, Inc., we've curated an exceptional work environment that goes beyond the ordinary. Our open-plan workspace offers panoramic views of the Domain with multiple conference rooms readily available. Start your day with complimentary coffee in our large break area, enjoy walks on the scenic trails nearby, or hit our onsite gym. Our Lunch Drop service provides the luxury of delivering delicious meals directly to our suite for a stress-free lunch break. For financial needs, the onsite bank is at your service. Furthermore, enjoy the convenience of free covered parking in our garage, featuring charging stations for electric vehicles. Participate in our various monthly employee events designed to enhance our cultural engagement. At Citizens Inc., we prioritize strong employee involvement to foster a dynamic workplace culture. Elevate your career with us, where your workplace is more than just an office; it's a destination for growth, innovation, and a flourishing community.
Summary: We are seeking an Associate Actuary with a strong background in pricing analysis and model development. This role supports the design and implementation of pricing strategies that ensure profitability and competitiveness across our product portfolio. The Associate Actuary works under limited supervision and relies on experience and judgment to plan and accomplish goals. This role carries significant authority on assignments that involve higher technical complexity and variety. The position requires expert skills in working with internal and external data sources and advanced spreadsheet applications and modeling platforms. To support continued career progression, maintaining eligibility in the Actuarial Student Program and ongoing work toward attaining Fellowship is expected. 
 
WHAT YOU WILL GET TO DO
Core Responsibilities
<ul>
<li>Participates in large-scale department projects, including product development, modeling, regulatory compliance, and modernization initiatives.</li>
<li>Provides clear, data-driven actuarial analyses and communicates insights effectively to cross-functional teams, ensuring timely and accurate support for decision-making across product, finance, and operations.</li>
<li>May serve as a project lead on actuarial studies and product development initiatives.</li>
<li>Performs other duties as assigned.</li>
</ul>
Product Development &amp; Modeling 
<ul>
<li>Support actuarial analyses to support pricing strategy, experience monitoring, and product performance evaluation.</li>
</ul>
<ul>
<li>Contributes to the development and maintain of pricing models and methodologies for new and existing products.</li>
<li>Analyze the results from experience studies and identify the trends to support pricing decisions.</li>
</ul>
<ul>
<li>Identifies opportunities to automate processes and expand modeling capabilities and works with the team to implement these enhancements.</li>
<li>Assists with periodic experience studies and annual assumption updates, including implementation and audit of changes within actuarial models.</li>
<li>Ensures adherence to model risk management standards, including thorough documentation and testing.</li>
<li>Maintains comprehensive documentation of actuarial analysis and ensures the effectiveness and efficiency of internal control processes to support audit readiness.</li>
</ul>
Financial Reporting &amp; Compliance
<ul>
<li>Compiles, consolidates, and analyzes actuarial data to produce financial reports in compliance with Generally Accepted Accounting Principles (GAAP) and Statutory Accounting Principles (SAP).</li>
<li>Maintains awareness of emerging issues impacting existing or new product lines and applies in-depth knowledge of GAAP, Statutory, and Tax reporting requirements to ensure compliance with current and evolving standards.</li>
<li>Reviews and analyzes reserves and non-forfeiture values for new and existing products.</li>
</ul>
Leadership &amp; Collaboration
<ul>
<li>Provides technical guidance to lower-level positions and other functional areas; may lead the work of others by mentoring, prioritizing, delegating, and reviewing assignments.</li>
</ul>
 
WHAT YOU NEED TO SUCCEED [Qualifications; see examples below]
<ul>
<li>Bachelor's degree or equivalent in Actuarial Science, Mathematics, Statistics, or a related discipline</li>
<li>Minimum of 4 years of relevant Actuarial experience; preferably in life insurance</li>
<li>Requires background in modeling, programming, or quantitative analysis; experience with GGY AXIS is a plus.</li>
<li>Demonstrated proficiency in oral and written communications.</li>
<li>Ability to prioritize and execute tasks effectively in a fast-paced environment.</li>
<li>Near-Associate of the Society of Actuaries (ASA), with maximum of 1 remaining requirement (in addition to the Associateship Professionalism Course) towards an Associate of the Society of Actuaries designation</li>
<li>Ability to work Monday-Friday, 8AM – 5PM with occasional flexible and longer hours.</li>
</ul>
 
BENEFITS (the fun stuff)
As an employee of Citizens, we promise you the opportunity to make a meaningful difference in the lives of our customers, communities, and one another. We believe in fostering a culture of camaraderie, where your ideas are valued, and collaborative efforts drive innovation. Our commitment to rewarding work extends beyond professional growth to recognize your individual contributions and achievements.
We take a complete approach to our employees' well-being. Our benefits package includes medical, dental, vision, short-term and long-term disability, AD&amp;D, group term life insurance, and a matching 401k to secure your financial future. Our benefits plan allows for Virtual Visits and access to our Employee Assistance Program, showcasing our commitment to your health and work-life balance. Enjoy the added perks of generous Paid Time Off and holidays, ensuring you have the time to recharge and savor life outside of work. Join us and embrace a workplace that values not only your professional growth but also your personal fulfillment.

At Citizens, our employees and customers are at the heart of everything we do. Our success as a company begins with our team of employees and departments to service our customers. That's why we strive to create an environment where employees are equipped and challenged to reach their full potential.
Citizens is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, gender identity, national origin, age, disability, or veteran status. We are committed to fostering a diverse and inclusive workplace where every individual is valued, and all qualified applicants are encouraged to apply.

Associate Actuary - Pricing

<h3>Job Description</h3>
P&amp;C Actuary opening in Boston. Perform quarterly reserving and financial reporting (eg, Schedule P) for General Liability, Property, Professional Liability, Mobile Homes, and Warranty lines. Manage small staff. 
Interact with Pricing and Claims. Ideal candidate is ACAS or FCAS with 5+ years of P&amp;C experience, including strong reserving; knowledge of IFRS-17 a plus. (PR13050C)

P&C Actuary - PR13050C

<h3>Job Description</h3>
P&amp;C Actuary opening in Washington, DC. Perform quarterly reserving and financial reporting (eg, Schedule P) for General Liability, Property, Professional Liability, Mobile Homes, and Warranty lines. Manage small staff. 
Interact with Pricing and Claims. Ideal candidate is ACAS or FCAS with 5+ years of P&amp;C experience, including strong reserving; knowledge of IFRS-17 a plus. (PR13050D)

P&C Actuary - PR13050D

<h3>Job Description</h3>
Job Description
Senior Actuary - Financial Planning &amp; Analysis
A dynamic and mission-driven organization is seeking a highly analytical and experienced Senior Actuary to lead financial planning and analysis across multiple lines of business. This role plays a central part in shaping strategic decisions through advanced modeling, forecasting, and reinsurance administration.
The Senior Actuary will take ownership of line-of-business profitability, conduct source of earnings analysis, and maintain actuarial assumptions within AXIS. They will lead monthly actual vs. expected reviews, support internal reporting, and continuously improve budgeting and projection models-transitioning them toward greater automation, transparency, and integration with other systems.
This position also supports the development and refinement of the Total Company Model, including updating assumptions and interpreting results for senior leadership. In addition, the role oversees reinsurance administration, ensuring accurate premium calculations, data integrity, and coordination with internal teams and external reinsurers.
Additional responsibilities include conducting risk-based capital analysis, responding to auditor inquiries, and performing ad hoc actuarial studies as needed.
Qualifications:
<ul>
<li>Bachelor's degree in Mathematics, Statistics, Actuarial Science, or a related field</li>
<li>At least 10 years of progressive actuarial experience</li>
<li>Fellow of the Society of Actuaries (FSA) required; Academy membership a plus</li>
<li>Expert-level proficiency in AXIS</li>
<li>Strong analytical and communication skills</li>
<li>Ability to manage multiple projects independently and collaboratively</li>
<li>Experience with database query tools and programming applications preferred</li>
</ul>
This is a high-impact opportunity for a seasoned actuary who thrives in a collaborative environment and is passionate about driving financial clarity and strategic insight.
Company DescriptionOperating as part of Phaidon International, Selby Jennings is a multi-award winning global recruitment organization focused on servicing the financial industry. By breaking down financial markets into individual niches and micro-specialisms, Selby Jennings powers a knowledge-led model, delivering global solutions into local markets. Every consultant is an expert in their field. Structuring our teams to mirror the demands of our clients and candidates, we identify, qualify and present the highest caliber candidates, as well as identifying the best market opportunities for leading finance professionals. We work in partnership with clients to tailor-make a suitable search model based on the type of assignment and client service level requirements, adopting a bespoke combination of solutions to ensure optimum reach into the active and passive market places. From our offices around the world, we recruit beyond international boundaries, pro-actively sourcing the best talent in the industry. Across contingent, retained, and project solutions, our service is unrivaled; speaking to our level of service provision, search accuracy, and flexibility. 
<h3>Company Description</h3>
Operating as part of Phaidon International, Selby Jennings is a multi-award winning global recruitment organization focused on servicing the financial industry.\r\n\r\nBy breaking down financial markets into individual niches and micro-specialisms, Selby Jennings powers a knowledge-led model, delivering global solutions into local markets. Every consultant is an expert in their field. Structuring our teams to mirror the demands of our clients and candidates, we identify, qualify and present the highest caliber candidates, as well as identifying the best market opportunities for leading finance professionals.\r\n\r\nWe work in partnership with clients to tailor-make a suitable search model based on the type of assignment and client service level requirements, adopting a bespoke combination of solutions to ensure optimum reach into the active and passive market places.\r\n\r\nFrom our offices around the world, we recruit beyond international boundaries, pro-actively sourcing the best talent in the industry. Across contingent, retained, and project solutions, our service is unrivaled; speaking to our level of service provision, search accuracy, and flexibility.

Sr. Actuary

<h3>Job Description</h3>
Actuary
Reinsurance Development Team within Corporate Actuarial
Full-Time
Boston, MA or Springfield, MA

The Opportunity

MassMutual is seeking a well-rounded, motivated financial professional to join the Reinsurance Development team within the broader Corporate Actuarial team.&nbsp; In this function, this individual will cover all aspects of reinsurance across MassMutual and is expected to successfully partner with the various internal and external businesses and partners of the Organization.&nbsp; They will also take the lead on developing additional analytics to better understand our current and projected reinsurance performance.

The Team

Reinsurance Development operates as a small center of excellence for reinsurance across the company. The team includes a treaty consultant, a reinsurance actuary, a member of actuarial leadership development program (ALDP), and the reinsurance administration team. We manage all of MassMutual’s reinsurance relationships. The team leads and oversees all aspects of reinsurance including developing, negotiating, securing, and administering both traditional and financial reinsurance solutions to support the operational, risk and capital position of the Company.&nbsp; The team also develops and implements strategies to optimize the Company’s existing use of reinsurance while managing and overseeing reinsurance relationships across the organization. We thrive on identifying solutions and executing, but also on effectively managing all our agreements and ensuring appropriate controls and governance around all aspects of reinsurance.

The Impact:
<ul>
<li>Provide technical expertise as the modeling lead for the team to produce output for regular reporting and ad-hoc analysis</li>
<li>Help manage the use and direction of reinsurance across all lines of business for both inforce and new business balancing historical and expected go-forward profitability, risk appetite and existing exposures, contractual reinsurance obligations/requirements,
<ul>
<li>In this role, the individual will lead work to develop an analytics framework on inforce reinsurance arrangements to assess performance and develop a better understanding of cash flows and economics with each reinsurer that will be regularly presented to management and used to help inform strategy decisions on the inforce reinsurance arrangements</li>
<li>In this capacity, the individual will collaborate with members of the team and coordinate with reinsurance administration, valuation and product pricing teams</li>
</ul>
</li>
<li>Closely collaborate with
<ul>
<li>Product, Pricing, and Assumption Oversight and Valuation teams to ensure adequacy and appropriateness of assumptions and strategies recommended as part of the reinsurance exercise,</li>
<li>Reinsurance Administration team to ensure reinsurance solutions can be practically implemented, and provide guidance or to ensure administration is in compliance with the terms of the agreements</li>
<li>Enterprise Risk Management to evaluate and monitor counterparty risk exposure against established thresholds</li>
<li>The Reinsurance Development team to complete quarterly reporting and analytics for management to support discussions around reinsurance performance while overseeing routine reporting done by the ALDP member</li>
</ul>
</li>
<li>Develop relationships with external reinsurance counterparts, and manage the standard request for proposals and implementation of coverages, such as yearly renewable term pools, while collaborating with Product to analyze the reinsurance proposals and providing recommendations to the Head of Product and Chief Actuary</li>
<li>Regularly attend strategy meetings with senior leadership, the Chief Actuary, other departments, and external reinsurance counterparts with opportunities to present and participate in discussions to ensure the use of reinsurance and expertise from the reinsurers is optimally utilized across the organization</li>
<li>Attend one reinsurance conference per year to discuss strategy and priorities with external reinsurance counterparts</li>
<li>Strategic thinking, clear communication, leadership running initiatives and solid partnership with the business and other departments</li>
</ul>

The Minimum Qualifications
<ul>
<li>Bachelor’s Degree</li>
<li>Associate of the Society of Actuaries (ASA)</li>
<li>An individual with demonstrated professional financial experience with 5+ years of life or health or annuity insurance experience</li>
</ul>

The Ideal Qualifications
<ul>
<li>Fellow of Society of Actuaries (FSA) or equivalent professional credential from a recognized professional actuarial association is a plus but neither is not a requirement</li>
<li>5+ years of experience, preferably in the U.S. insurance market</li>
<li>Experience in reinsurance across life, health or annuity product lines and capital management</li>
<li>2+ years of experience with Moody’s AXIS</li>
<li>Self-motivated and independent with strong analytical, strategic &amp; critical thinking, and problem-solving skills; comfortable dealing with both complexity and ambiguity, and able to explore multiple solutions to problems and challenges</li>
<li>Effective time management, planning and organization skills</li>
<li>Strong interpersonal and communication skills: ability to convey complex issues, explain methodologies and influence resolutions in writing and orally</li>
<li>Ability to rapidly respond to changes in direction, tight deadlines and high-pressure situations</li>
</ul>

What to Expect as Part of MassMutual and the Team
<ul>
<li>Regular meetings with the Reinsurance Development Team</li>
<li>Focused one-on-one meetings with your manager, the reinsurance actuary</li>
<li>Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups</li>
<li>Access to learning and development content on Degreed and other informational platforms</li>
<li>Your ethics and integrity will be valued by a company with a strong and stable ethical business practices with industry leading pay and benefits</li>
</ul>

#LI-ST1
MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.

Actuary - Reinsurance

<h3>Job Description</h3>
POSITION SUMMARY
The Senior Actuary Director for the Life &amp; Investment Division is a key member of the actuarial team, responsible for ensuring the financial soundness, risk management, and profitability of the company’s life insurance and investment-linked product portfolio. This role supports product pricing, reserve valuation, experience studies, and capital analysis, while ensuring compliance with actuarial standards, internal policies, and regulatory frameworks.
 
The ideal candidate brings strong technical and analytical skills, sound actuarial judgment, and the ability to collaborate across departments such as finance, product development, investments, and risk. The Senior Actuary will also contribute to strategic projects related to product innovation, reinsurance optimization, and financial modeling.
 
ESSENTIAL FUNCTIONS
The essential functions include, but are not limited to the following:
<ul>
<li>Lead and oversee the pricing of life and investment-linked products, ensuring methodologies, assumptions, and target profitability metrics (e.g., VNB, IRR, ROE) align with the company’s risk appetite, capital requirements, and governance standards.</li>
<li>Support the full product development lifecycle — from concept and feasibility through pricing, regulatory filings, implementation, and post-launch monitoring — in close collaboration with product, finance, investment, and compliance teams.</li>
<li>Perform monthly and quarterly reserve calculations for life and investment-linked products under statutory, GAAP, and/or IFRS reporting frameworks.</li>
<li>Conduct experience studies (e.g., mortality, lapse, expense, investment performance) and assist in updating valuation and pricing assumptions.</li>
<li>Collaborate with product and investment teams to evaluate and model investment strategies, asset-liability matching, and fund performance impacts on product profitability.</li>
<li>Assist in the development, testing, and enhancement of actuarial models using tools such as AXIS, Prophet, or other appropriate systems for both life insurance and investment products.</li>
<li>Contribute to regulatory filings such as actuarial opinions, asset adequacy testing, and risk-based capital reporting.</li>
<li>Support the assessment and implementation of changes in actuarial standards, regulatory requirements, or accounting frameworks (e.g., IFRS 17, GAAP LDTI).</li>
<li>Analyze and report on the performance of unit-linked or participating funds, including policyholder dividends and investment performance.</li>
<li>Work with cross-functional teams (finance, compliance, product, and investments) on product development initiatives and strategic projects.</li>
<li>Ensure compliance with Actuarial Standards of Practice (ASOPs), internal controls, and corporate risk management policies.</li>
<li>Maintain required continuing education and professional development through the Society of Actuaries or relevant actuarial bodies.</li>
<li>Perform other duties and projects as assigned by actuarial management.</li>
</ul>
 
Other Responsibilities
<ul>
<li>Provide actuarial insight to management for strategic decision-making, financial forecasting, and capital planning.</li>
<li>Support the optimization of reinsurance arrangements and related risk transfer strategies.</li>
<li>Participate in enterprise risk management (ERM) activities, including stress testing and scenario modeling.</li>
<li>Support the integration of actuarial analytics with digital and data initiatives across the organization.</li>
</ul>
 
KEY PERFORMANCE INDICATORS (KPIs)
<ul>
<li>Accuracy and timeliness of reserve valuations and actuarial reports</li>
<li>Quality and audit compliance of actuarial models and documentation</li>
<li>Pricing adequacy and alignment with target profitability metrics</li>
<li>Turnaround time for product pricing or assumption updates</li>
<li>Actuarial input to strategic projects (e.g., product launches, capital planning)</li>
<li>Professional development, credential progression, and mentoring of junior actuaries</li>
</ul>
MINIMUM QUALIFICATIONS
<ul>
<li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field.</li>
<li>15+ years of actuarial experience in life insurance and/or investment-linked products.</li>
<li>Associate of the Society of Actuaries (ASA) required; Fellow of the Society of Actuaries (FSA) preferred.</li>
<li>Strong knowledge of life insurance and investment product structures, valuation methods, and regulatory frameworks.</li>
<li>Experience with actuarial modeling tools (e.g., AXIS, Prophet, MG-ALFA) and data tools (e.g., Excel, SQL, Python, R).</li>
<li>Familiarity with investment concepts, such as asset-liability management (ALM), yield curve modeling, and fund performance.</li>
<li>Strong understanding of IFRS 17, GAAP LDTI, and risk-based capital requirements preferred.</li>
<li>Excellent analytical, communication, and presentation skills.</li>
<li>Ability to manage multiple priorities in a collaborative and fast-paced environment.</li>
</ul>
 
WORKING CONDITIONS
The following job-related working conditions are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential function.
 
WORK ENVIRONMENT
The role primarily operates in an in-door, climate-controlled office setting working in close proximity to others. Noise level in the work environment is low to moderate. Light level provides adequate brightness for reading, computer work, and other tasks without causing glare or strain.
 
PHYSICAL DEMANDS 
The job primarily involves sedentary work with prolonged periods sitting at a desk. While performing the duties of this job, employees may occasionally be expected to:
<ul>
<li>Exert up to 10 pounds of force and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.</li>
<li>Operate standard office equipment such as copiers, computers, telephones, printers, etc.</li>
</ul>
 
TRAVEL
Minimal to no travel required.
 
SAFETY HAZARD OF THE JOB 
Minimal Hazards including potential ergonomic risks from prolonged sitting or repetitive motions.
 
LEADERSHIP COMPETENCIES
<ul>
<li>Strategic and Analytical Thinking.</li>
<li>Technical Mastery in Life &amp; Investment Actuarial Science.</li>
<li>Collaboration and Cross-Functional Communication.</li>
<li>Innovation and Continuous Improvement Mindset.</li>
<li>Ethical Judgment and Regulatory Compliance.</li>
<li>Mentorship and Team Development.</li>
</ul>
 
 
EEO STATEMENT
VUMI Group is an equal opportunity employer. We celebrate diversity and are committed to an inclusive environment for all employees.
 
NOTE
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this job description are the minimum levels of knowledge, skills, or abilities necessary. This job positing does not create an employment contract, implied or otherwise, other than an “at will” relationship.

Senior Actuary Director

<h3>Job Description</h3>

Job Description:

We’re actively seeking a talented Senior Actuary to join our Product Development team in Newport Beach, CA or Omaha, NE. This role is on-site. You’ll work at our state-of-the-art Newport Beach headquarters or modern Omaha office.

As a Senior Actuary you’ll play a key role in Pacific Life’s growth and long-term success through the development of new products and maintenance of existing products within CMD’s Annuity Business.&nbsp; We are looking for a collaborative team player who can handle multiple projects whilst managing stakeholder expectations - balancing both profitability and competitiveness within our annuity product suite. How you’ll help move us forward: &nbsp;
<ul>
<li>Balance product profit, risk, and market competitiveness; test creative solutions to challenges encountered in product design, pricing, and implementation process.</li>
<li>Support new product design and pricing following existing profit and risk management guidelines and procedures.</li>
<li>Run pricing models covering all major product types: Registered Index-Linked Annuities, Variable annuities, Fixed-Indexed annuities, Index-Linked Variable annuities, and Fixed annuities as part of the semi-annual product suite repricing.</li>
<li>Analyze pricing results to extract notable drivers of results/trends and suggest actions in response to results.</li>
<li>Effectively communicate analysis in a way that is appropriate for intended audience.</li>
<li>Challenge the status quo of current tools and processes. Continuously identify areas for improvement and propose/engineer solutions to enhance and streamline.</li>
<li>Collaborate with other stakeholders (e.g., product strategy, product innovation, sales &amp; distribution, finance &amp; risk, investment) to help develop solutions to better support our growing product development needs.</li>
<li>Provide guidance and expertise to junior staff members on the team.</li>
</ul>
 The experience you bring:

<ul>
<li>Bachelor’s Degree in Actuarial Science, Mathematics, or similar field.</li>
<li>FSA designation required</li>
<li>Previous experience with Actuarial Modeling Software (e.g. Prophet, MoSes, Turbo etc.) and proficiency in Microsoft Excel.</li>
<li>Excellent written and verbal communication.&nbsp; Ability to present complex information in a clear and concise manner to various audiences.</li>
<li>Self-starter with strong organizational, time management, and interpersonal skills.</li>
<li>Ability to work both independently and collaboratively as part of a team and manage long-term projects. &nbsp;</li>
</ul>

What makes you stand out:

<ul>
<li>Effectively managing multiple projects and deliverables simultaneously.</li>
<li>A natural curiosity to discover root drivers of profit and risk.</li>
<li>Perform detail-oriented analysis to substantiate reasonability of results.</li>
<li>Experience with Life and Annuity products, or asset and liability projections.</li>
</ul>

Ability to present recommendations and observations to senior stakeholders, technical peers, and junior actuaries.

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$163,620.00 - $199,980.00

Your Benefits Start Day 1 &nbsp; &nbsp;
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

<ul>
<li>
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
</li>
<li>
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off 
</li>
<li>
Paid Parental Leave as well as an Adoption Assistance Program
</li>
<li>
Competitive 401k savings plan with company match and an additional contribution regardless of participation
</li>
</ul>

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

<h3>Job Description</h3>
Job DescriptionAbout Ethos
Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. 
We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We've issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.
We make getting life insurance easier, faster and better for everyone. 
Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! 
About the Role:
Ethos is looking for an experienced actuary to join our team. You will be partnering closely with our actuarial, underwriting and product teams to identify opportunities to fine-tune and innovate our product, underwriting and pricing solutions. You will also work with other teams to identify and pursue new product and distribution opportunities. You will assist in identification of ideal industry partners and push them to accelerate the evolution of our product mix and risk practices to enable optimal customer experience. 
We are looking for someone who is excited by the prospect of doing the impossible and scaling a new insurance model at extraordinary speed. The right candidate will have expertise in life insurance products, underwriting and pricing; experience working with varied stakeholders internally and externally; and be able to think differently to create value and capitalize on unrealized opportunities in the market. This is a unique opportunity to drive the offerings for a brand that is quickly gaining a lot of national and global attention.
If this sounds like a match for you and what you are up to, please apply. We'd love to hear from you!
Duties and Responsibilities:
<ul>
<li>Support the development and management of Ethos' product and carrier strategy</li>
<ul>
<li>Bring new and innovative products to market by collaborating with internal and external stakeholders</li>
<li>Work with internal and external partners to identify opportunities to evolve existing products or modify product placement to maximize business economics</li>
</ul>
<li>Determine insurance product pricing and features in cooperation with partner carriers</li>
<ul>
<li>Review pricing for new products and product enhancements. Assist in the negotiation with carrier partners.</li>
<li>Proactively monitor the competitive landscape and sales funnel performance to drive price and product enhancements</li>
<li>Develop and execute appropriate pricing technology and methods</li>
<li>Develop and maintain detailed models of Ethos profitability and the impact of major profit levers for our carrier partners</li>
<li>Collaborate with Product Performance to establish pricing assumptions</li>
<li>Provide insights to the underwriting and user experience team to support and guide the continuous improvement of underwriting guidelines and requirements while improving the user journey</li>
</ul>
<li>Deliver new products and product enhancements</li>
<ul>
<li>Work with multiple stakeholders to gather product, rate and rule requirements that are needed to deploy new insurance products or product enhancements.</li>
<li>Develop and maintain insurance product specifications</li>
<li>Review filing requirements and assist in the preparation of filings for regulatory authorities when needed; this includes actuarial memo, indication, and modeling-related supporting exhibits.</li>
</ul>
<li>Ensure achievement of pricing objectives</li>
<ul>
<li>Close the loop on pricing, collaborating with Product Performance and across Ethos to establish appropriate measurement systems</li>
<li>Influence product routing and underwriting strategies to increase profitability</li>
<li>Support creating action plans to correct underperformance</li>
<li>Identify surplus carrier profit and ways to deploy the surplus for growth</li>
<li>Deliver performance overviews to carriers on a regular basis</li>
</ul>
</ul>
Qualifications and Skills:
<ul>
<li>BS/BA in Mathematics, Statistics, or similar quantitative field</li>
<li>FSA </li>
<li>Deep understanding of life insurance products, underwriting and pricing</li>
<li>Demonstrated pricing capabilities coupled with effective documentation</li>
<li>Excellent written and oral communication, including understanding stakeholder needs and communicating effectively to your audience</li>
<li>Are self-motivated and persistent to seek answers in a fast-paced startup environment</li>
<li>Have a bias for action and are comfortable managing internal and external relationships to achieve the same</li>
<li>Have excellent written and oral communication skills, including understanding stakeholder needs and communicating credibly and effectively to your audience</li>
<li>Are detail-oriented and have strong mathematical foundations</li>
</ul>
#LI-Remote
#LI-TT2
The US national base salary range for this full-time position is $158,000 - $280,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. 
Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. 
You can find further details of our US benefits at <a href="https://www.ethoslife.com/careers/" target="_blank">https://www.ethoslife.com/careers/</a>
Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.
We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.
To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.
Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.
We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.
To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

Product Actuary

<h3>Job Description</h3>
We are currently seeking a Reserving Actuary to join our team. Joining PNC is an excellent opportunity to enhance your skills and further your career with a growing and successful organization. The role would offer opportunities within a small team to broaden your skills in other areas.
 
Responsibilities:
<ul>
<li>Management of the quarterly reserve analysis, by understanding the programs to make informed selections</li>
<li>Management of the quarterly reserving data preparation and reconciliation</li>
<li>Working with the Chief Actuary and experienced team members to set company reserving best estimates</li>
<li>Collaborate with underwriting, finance, and risk teams, ensuring reserving results are communicated clearly to stakeholders</li>
<li>Work with claims to assess Case Reserve adequacy with an annual implemented update of initial case reserves</li>
<li>Provide insights on program performance, emerging trends, and risks</li>
<li>Work to support the actuarial team on day-to-day tasks such as Pricing indications, ad hoc requests and data support</li>
<li>Work closely with the product, claims and underwriting teams to help support program decisions</li>
</ul>
 
Ideal candidates would include, but not limited to: 
<ul>
<li>An individual who is seeking to further their career by growing into this role </li>
<li>An individual with tremendous attention to detail, comfortable working in a fast-paced, multi-tasking environment</li>
<li>In-depth reserving experience and knowledge of actuarial methods</li>
<li>Experience of applying judgement to reserve analyses</li>
<li>Team player who works diligently towards the goals of the organization</li>
</ul>
 
Qualifications:
<ul>
<li>Minimum Level: ACAS or above</li>
<li>Bachelor’s Degree in Mathematics, Statistics, Actuarial Science or related discipline</li>
<li>Minimum 5 years of actuarial experience </li>
<li>Experience of WTW ResQ reserving software</li>
<li>Proficient in the use of MS Office and SQL</li>
<li>Ability to answer qualitative questions quantitatively</li>
<li>Excellent interpersonal and communications skills; ability to communicate complex and challenging topics to colleagues and stakeholders in simple, easy-to-understand language </li>
<li>Strong leadership, time management, and organizational skills </li>
<li>Strong analytical, creative problem-solving, and research skills</li>
</ul>

332 Actuary Jobs