Structured Credit Analyst/Associate

Job Description

A leading alternative asset manager is seeking a Structured Credit Analyst/Associate to join its New York investment team.

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Job Description

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• Evaluate and underwrite new structured credit and asset-based finance investment opportunities across a range of consumer and specialty finance asset classes

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• Build and maintain detailed cash flow, credit, and return models to evaluate collateral performance, expected losses, leverage, and investment returns

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• Analyze large loan-level datasets and collateral performance, including delinquencies, defaults, prepayments, recoveries, and other key credit metrics

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• Conduct comprehensive due diligence on underlying assets, originators, servicers, counterparties, and transaction structures

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• Evaluate securitization structures, warehouse facilities, financing alternatives, and other forms of leverage

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• Prepare investment memoranda and present underwriting recommendations to senior investment professionals and the Investment Committee

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• Support transaction structuring and execution, working closely with issuers, banks, legal counsel, rating agencies, and other counterparties

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• Monitor existing investments and assess performance relative to original underwriting and return expectations

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• Evaluate relative value across structured credit opportunities and identify attractive risk-adjusted investments

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• Stay current on structured credit, ABS, securitization, and broader credit market trends

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• Collaborate closely with senior investment professionals throughout the underwriting, execution, and portfolio management process

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Requirements / Qualifications

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• 2–5 years of relevant experience in structured finance, securitization, ABS, structured credit, asset-based finance, investment banking, or other relevant investing roles

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• Strong experience with cash flow modeling, credit analysis, and evaluating structured transactions

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• Experience analyzing collateral and loan-level data across consumer, specialty finance, or other asset-backed sectors

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• Understanding of securitization structures, credit enhancement, capital structures, and financing mechanics

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• Strong financial modeling, quantitative, and analytical skills

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• Ability to assess credit risk, collateral performance, downside scenarios, and risk-adjusted returns

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• Excellent analytical, written, and verbal communication skills with the ability to clearly articulate investment recommendations

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• Highly motivated, detail-oriented, and interested in structured credit investing

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• Bachelor's degree with a strong academic record

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