Job Description
Staff Engineer – Payments Systems (Onsite, Minneapolis HQ)
We’re on a mission to reimagine payments for creators, and we’re searching for a Staff Engineer to help lead that journey. If you’ve built and scaled complex fintech infrastructure, thrive on solving tough technical challenges, and love designing systems that can move money at speed and scale, this is your chance to make a huge impact.
As the technical owner of our BNPL platform architecture, you’ll ensure payments, settlements, fraud detection, and dispute handling run seamlessly for creators and their customers. This isn’t just about writing code — it’s about shaping the backbone of a platform that thousands of people rely on every day.
This role is based at our Minneapolis headquarters and is onsite, full-time — you’ll work shoulder-to-shoulder with our engineering team, CTO, and finance leaders to bring bold ideas to life and scale them globally.
What You’ll Do
- Build and own the core payments infrastructure, powering creator payouts and customer debits at scale.
- Design systems to track and manage funding sources, ensuring accuracy in capital flow and repayment.
- Create reliable processes for scheduling, clearing, and reconciling high-volume payments.
- Develop secure, scalable integrations across ACH, card networks, RTP, and digital wallets.
- Work directly with the CTO, finance team, and senior engineers to design, test, and scale the payments engine that drives growth.
What We’re Looking For
- Deep production experience with Rails (or similar frameworks), scaling systems across payments, settlements, fraud, and disputes.
- Proven ownership of payment infrastructure at scale — whether at a high-volume marketplace or a startup building from scratch.
- Strong grasp of digital payments, compliance, risk, underwriting, and settlement flows.
- Experience scaling financial data systems for performance, edge cases, and fault tolerance.
Required Experience
- Hands-on experience building ACH/NACHA payment solutions from the ground up.
- Knowledge of batch processing, settlement cycles, and NACHA compliance.
- Integrations with ACH and card processors/gateways, including APIs for initiation, batching, and reconciliation.
- Proficiency in Node.js and relational databases like PostgreSQL.
- Familiarity with AWS and cloud-native architectures.
- Strong debugging and troubleshooting skills for distributed systems.
Bonus Skills
- Experience with event-driven architectures (e.g., AWS EventBridge, Lambda).
- Knowledge of fintech security and regulatory frameworks.
- Background with large-scale, high-throughput payment systems.
Why You’ll Love Working Here
- Be part of a fast-growing environment where your work has a direct, visible impact.
- Solve complex, meaningful challenges at the intersection of fintech and the creator economy.
- Collaborate in a tight-knit, high-energy team that values innovation and speed.
- Competitive pay, benefits, and the chance to help shape the future of payments