field_job_employment_type

field_job_occupational_field_parents_all

job_organization_name

city

state

Analyst at Castle Hook Partners LP (New York, NY): Underwrite global public real estate investment ideas and positions. Support the firm's Partners' investment themes and recommendations through primary financial research and analysis, including financial modeling, data tracking, and company due diligence. Model supply and demand trends across global housing markets (e.g. in the US, EU, China, India, and Brazil), as well as real estate sub-sectors, including warehouses, industrial spaces, offices, data centers, and apartments. Work with stock analysis, financial modeling of investment returns, including cash flow, LBO, and peer-comparable analyses; public markets; quantitative mathematical analysis; macroeconomic trend analysis; tracking and analyzing central bank policies; and, cross-border investing. Reqs. Master's degr + 1 yr of exp. Salary Range: $175,000.00 - $175,000.00 per year. To apply, please email resume to <a href="mailto:recruiting@castlehook.com" target="_blank">recruiting@castlehook.com</a>. Must Ref# MP8573467NY. No phone calls.&nbsp; &nbsp;

Analyst

Associate (New York, NY): Perform due diligence, including fundamental credit analysis, financial modeling, financial &amp; operational analysis, transaction structuring, &amp; industry research on prospective debt investments. Prepare investment memoranda &amp; participate in investment committee discussions. Work with credit underwriting; financial modeling; &amp;, writing investment/lending memoranda. Req. Bachelor's degree + 1 yr of exp. Salary range: $182,000 - $204,000/year.&nbsp;
Email resume to <a href="mailto:georgette.thomas@partnersgroup.com" target="_blank">georgette.thomas@partnersgroup.com</a> or mail resume to Georgette Thomas, Partners Group (USA) Inc., 1114 Avenue of the Americas, Floor 37, New York, NY 10036. Must Ref# MP8072885NY.&nbsp; &nbsp;

Associate

<h3>Job Description</h3>
Job DescriptionDescription:
About The Company:
Private Client Select Insurance Services (PCSIS), is an independent managing general underwriter (MGU) majority owned by Stone Point Capital. Private Client Select Insurance Services protects the lifestyles and legacies of the most successful individuals across the U.S by providing robust risk management solutions and comprehensive coverage to preserve high-value assets. We understand their passions and are committed to preserving the lifestyle they built.
PCS employs approximately 420 staff members. The company has offices in New York, NY; Schaumburg, IL; and St. Petersburg, FL. PCS has a geographically diverse workforce and supports hybrid and remote business-based flexibility.
 
Job Summary:
As a member of our Private Client Select underwriting team you will focus on underwriting personal lines Property &amp; Casualty products for high net-worth individuals in the US.
 
Key Responsibilities:
<ul>
<li>Responsible for underwriting a book consisting of large accounts and complex risks for partner brokers.</li>
<li>Rapidly evaluates, prioritizes, and selects submissions to ensure completeness and rate adequacy, evaluate risks and controls, and ensure compatibility with risk appetite.</li>
<li>Identify risk exposures, special or common hazards, claims experience and appropriate controls. Analyze claims and quantifying losses.</li>
<li>Adhere to guidelines and underwriting discipline to minimize exposure and appropriately price risks. Use sophisticated underwriting and producer management tools to meet profitability goals.</li>
<li>Offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.</li>
<li>Develop and maintain strong working relationships with internal and external business partners.</li>
<li>Meet new business and renewal retention goals through strong negotiation and communication skills which may involve virtual and onsite meetings with brokers, clients, or centers of influence.</li>
<li>Identify and target new business and cross sell opportunities by building relationships with producers and account managers.</li>
<li>Make independent sales calls to build strong relationships and grow the book of business. Communicate risk appetite and value proposition.</li>
<li>Capture market intelligence and broker feedback on accounts to drive account and portfolio strategies.</li>
<li>Document underwriting files accordingly per authority statements and guidelines.</li>
<li>Review, evaluate, and recommend modifications to underwriting guidelines and workflows.</li>
<li>Engage in various underwriting and marketing projects to improve overall company results.</li>
<li>Strictly adhere to the underwriting authority vested by the insurance carrier partner.</li>
<li>Utilize knowledge of the company’s products and services to connect with agents and increase submissions.</li>
<li>Optimize profitable, new business growth by implementing marketing strategies to increase brand awareness, acquire new customers and establish a reputation as an industry leader.</li>
</ul>
Required Skills, Knowledge, and Education:
<ul>
<li>2-7 years of Personal Lines Property &amp; Casualty Insurance underwriting experience or relevant professional experience</li>
<li>Property &amp; Casualty Licensure required or willingness to obtain within 90 days of hire.</li>
<li>Strong knowledge of underwriting concepts, practices, and procedures.</li>
<li>Analytical and quantitative skills.</li>
<li>Strong influencing, negotiation, and communication skills.</li>
<li>Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.</li>
<li>Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.</li>
<li>Takes initiative on projects and assignments, seeks alternate solutions when necessary.</li>
<li>Highly motivated and results oriented.</li>
<li>Positive, energetic, self-motivated, and possesses strong interpersonal skills.</li>
<li>Microsoft Excel knowledge.</li>
<li>Bachelor’s degree preferred</li>
</ul>
Equal Employment Opportunity Policy:
PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.
Requirements:

Underwriter/Senior Underwriter

<h3>Job Description</h3>
Job DescriptionJOB SUMMARY
With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank’s policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects.
PRIMARY FUNCTIONS 
<ul>
<li>Interacts directly with loan officers and customers/prospects regarding commercial business loans.</li>
</ul>
<ul>
<li>Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns.</li>
</ul>
<ul>
<li>Prepares accurate Credit Authorization’s in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers.</li>
</ul>
<ul>
<li>Recognize and act on customer prospects, cross sell opportunities with existing customers.</li>
</ul>
<ul>
<li>Make proper referral of loan opportunities to lending personnel.</li>
</ul>
<ul>
<li>Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis.</li>
</ul>
<ul>
<li>Assists in the accurate determination of a borrower’s debt service capacity in conformity to the type of credit analyzed.</li>
</ul>
<ul>
<li>Reviews loan agreement covenants for verification of the compliance thereto.</li>
</ul>
<ul>
<li>Accurately prepares financial projections as required.</li>
</ul>
<ul>
<li>Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process.</li>
</ul>
<ul>
<li>Collects industry information relevant to existing and proposed borrowers using internal &amp; external sources.</li>
</ul>
<ul>
<li>Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. </li>
</ul>
<ul>
<li>Gather information from the Bank’s LAS system to compute lending liability to the Bank.</li>
</ul>
<ul>
<li>Conducts trade and reference checks on customers/prospects.</li>
</ul>
<ul>
<li>Review documentation to ensure compliance with Bank policy and procedures.</li>
</ul>
<ul>
<li>Performs special projects as designated by the Credit Administration. </li>
</ul>
QUALIFICATIONS: 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND/OR EXPERIENCE: 

Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience.

Knowledge of: 
<ul>
<li>Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis.</li>
<li>Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus.</li>
<li>Strong understanding of all related State and Federal lending regulations and Bank policies and procedures.</li>
<li>Advanced knowledge of commercial, C&amp;I, commercial real estate policies, practices and procedures. </li>
</ul>
Abilities:
<ul>
<li>Possess strong sales and marketing ability to sell Bank Services.</li>
<li>Manage priorities to ensure effective accomplishment of objectives.</li>
<li>Handle high volume of workflow from various sources.</li>
<li>Plan, organize and prioritize tasks to meet deadlines.</li>
<li>Lead and motivate employees to complete tasks in accordance with established standards.</li>
<li>Analyze and solve work problems.</li>
<li>Follow oral or written instructions.</li>
<li>Communicate effectively with co-workers, consultants, regulators, and other parties.</li>
<li>Prepare clear and concise reports and other documentation and correspondence.</li>
</ul>
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

Underwriter

<h3>Job Description</h3>
Job Description
REMOTE POSITION - 
At The Mortgage Link, we pride ourselves on delivering exceptional mortgage solutions while providing a personalized customer experience. We are growing, and we're looking for a talented and seasoned Mortgage Underwriter to join our dynamic team. If you thrive in a fast-paced environment, are detail-oriented, and have a passion for helping people secure their dream homes, we want to hear from you! 
We want to ensure all qualified applicants are considered, please be sure to read the instructions on how to apply below, applicants that fail to follow them cannot be considered. 
Job Overview:
As a Mortgage Underwriter at The Mortgage Link, you will play a pivotal role in assessing and underwriting residential mortgage loans, ensuring compliance with company and industry standards. You’ll be an integral part of our mission to provide high-quality lending solutions, working closely with loan officers and processors to deliver timely and accurate loan decisions.
The Mortgage Underwriter will report to the Underwriting Manager and work in the following key areas: 
Key Responsibilities:
• Review and underwrite conventional, FHA, VA, and jumbo mortgage loans in accordance with investor and company guidelines.
• Analyze credit reports, income documentation, asset statements, and other relevant financial data to determine creditworthiness.
• Assess the risks associated with each mortgage loan application and make sound credit decisions.
• Ensure all files meet underwriting conditions prior to final approval.
• Stay up to date with changes in industry regulations, guidelines, and best practices.
• Collaborate with loan officers, processors, and other team members to provide timely and accurate decisions.
• Manage pipeline to meet or exceed department goals for turn times and production.
Qualifications:
• Minimum of 5-7 years of mortgage underwriting experience, including expertise in FHA, VA, and conventional loans.
• DE (Direct Endorsement and LAPP/SAR certifications required
• Strong understanding of credit, income, and asset analysis.
• Excellent attention to detail and organizational skills.
• Familiarity with ICE Encompass preferred
• Excellent problem-solving, written, and oral communication skills required
Benefits
<ul>
<li>Medical, Dental and Vision Insurance</li>
<li>Health Savings Accounts</li>
<li>Flexible Spending Accounts for Medical and Dependent Care</li>
<li>Company Paid Life and AD&amp;D Insurance</li>
<li>Supplemental Life Insurance</li>
<li>Company Paid Long Term Disability Insurance</li>
<li>Short Term Disability Insurance</li>
<li>401(k)</li>
<li>Ancillary Benefits such as Legal, Commuter, Critical Illness, and Hospital Indemnity Insurance</li>
<li>Health Advocate and EAP</li>
<li>Paid Time Off</li>
</ul>
 
How to apply: 
We are incredibly focused on developing and sustaining our culture. Please provide your Myers-Briggs profile type AND your current resume. We only need the letter combination, not the actual assessment. 
If you do not know your profile type, a free assessment is available at <a href="https://www.16personalities.com/free-personality-test" target="_blank">https://www.16personalities.com/free-personality-test</a>

<h3>Job Description</h3>
Job DescriptionDescription:
Title: Underwriter
Employee Status: Full Time – Exempt
Salary: Grade 4
Starting range of $70,600 – $79,400| St. Louis
Starting range of $63,600 – $71,600| Kansas City
Reports to: Director of Lending, Southern Region
Department: Capital Solutions
Location: St. Louis, MO or Kansas City, MO
Hybrid: In office: T/W | WFH: M/Th/F
 
Department Function:
Capital is a critical resource that’s often beyond the reach of nonprofits serving communities with limited resources. IFF works hard to change that. For more than 30 years, IFF has specialized in flexible lending products that help nonprofits achieve their growth goals and best serve their communities. IFF’s clients include human services agencies, supportive housing providers, schools, health clinics, arts organizations, community centers and a full spectrum of other nonprofit organizations. Racial inequality in property values still exists today. IFF takes a different approach to underwriting that isn’t limited by appraisals, but instead is informed by a deep understanding of nonprofit operations and the importance of nonprofit facilities to communities. IFF provides lending to our clients uniquely designed to serve nonprofits with no appraisals on commercial projects, as low as five percent up front, and long-term loans with no prepayment penalties. Loans can be used for acquisition, facility improvement, equipment and vehicles, and affordable housing. Capital Solutions is part of IFF’s Core Business Solutions which is a cross-cutting team that sits at the nexus of nonprofits, communities, and IFF technical knowledge. The group provides thought leadership and expertise to drive corporate strategy across markets. The primary business units in Core Business Solutions are Capital Solutions, Real Estate Solutions, Community Development Solutions, Home First, Legal and Compliance.
 
The Organization
IFF is a mission-driven lender, real estate consultant, and developer that helps communities thrive. Key to our success has been a deep sense of purpose, a broad perspective, and a relentless focus on achieving positive results. Across the Midwest we help clients from every sector, including human service agencies, health centers, schools, affordable housing developers, and healthy food grocery operators. Staff contribute extensive business experience and an unrivaled connection to the mission of IFF to the clients we serve.
 
Equity, Diversity, and Inclusion
Partnering to create thriving communities is at the heart of everything we do. We leverage knowledge, capital, and resources to advance equitable and transformational outcomes in under-resourced communities, guided by our commitment to be an inclusive, anti-racist and anti-oppressive institution that honors communities as asset-rich and as experts in their own stories.
 
Basic Job Function
Analyze and evaluate loan applications and make appropriate recommendations regarding loan approval. Work closely with lenders to ensure thorough and efficient throughput of loan requests.
 
IFF is looking for candidates with a commitment to the work we do who can demonstrate their creativity, diligence, enthusiasm, growth-mindset, thoughtfulness, and passion to make meaningful change in the areas of economic and racial justice.
Requirements:
Core Responsibilities:
1. Key point of contact for client loan requests. Responsible for underwriting, seeking approval, and facilitating the closing and monitoring of loans, including those requiring complex structuring.
<ul>
<li>Responsible for guiding prospective borrowers through the loan application, approval and closing process.</li>
<li>Screens projects for alignment with IFF and department goals. Evaluates loan requests, including the agency's financial condition and projections, site analysis and building plans, operating plans, potential risks and other relevant data to support a recommendation of whether or not to make a loan. Follow up as necessary with agency and others to obtain additional information.</li>
<li>Coordinating as necessary with the Chief Credit Officer, underwrite, structure, package and present loan recommendations for approval to loan committees. Document terms and conditions and issue commitment letter.</li>
<li>Provide technical assistance on financing and financial systems to improve capacity of applicants and borrowers.</li>
<li>Support IFF’s Customer Relationship Management database with data input to ensure that accurate and comprehensive information on all aspects of loan program is readily available, from initial contact through project closing and long-term monitoring. Contribute quantitative and narrative materials for fund raising applications and required reporting.</li>
<li>Establish closing requirements and work with IFF Closing and Escrow Services team, borrower, attorneys, and others to facilitate closing process in timely and efficient manner.</li>
<li>Work with the Portfolio Management team to support post-close monitoring including customer check-ins or site visits as required. Coordinate customer relationship management with Portfolio Management and support effective relationship communications. Identify potential issues and support Portfolio Management work with the borrowing agency to minimize late payments and foreclosures. As needed, work with Portfolio Management to negotiate and follow up on restructures or workouts.</li>
</ul>
2. Works closely with lenders to ensure ultimate client satisfaction and regional production goals are being met.
<ul>
<li>Respond in a timely manner to inquiries from prospective borrowers, providing information regarding IFF lending programs, assessing loan readiness, and assisting as necessary to prepare loan submissions and related paperwork.</li>
<li>Follow up in a timely manner with leads provided through telephone calls, meetings or other marketing efforts.</li>
<li>Conduct in-person and virtual presentations or workshops for customers and prospective borrowers as arranged and scheduled with the Managing Director of Lending or in coordination with other partners.</li>
<li>Closely coordinate with lenders to ensure clear roles and responsibilities for each client and/or project to ensure efficient and high quality results.</li>
</ul>
3. Participate with other Capital Solutions staff to research, develop, and improve lending programs, policies and procedures, marketing materials, application forms, tracking procedures, program goals, and general communications.
 
4. Demonstrates a commitment to equity, diversity, and inclusion. Promotes an environment of empathy and respect, ensures the inclusion of all team members, and will actively engage in EDI events and learning opportunities.
 
5. Perform other projects as assigned.
 
Performance Measures:
1. Achievement of team lending and program goals. Long term quality of closed loans.
 
2. Complete, accurate, and thoughtful analysis for thorough understanding of underwriting and lending issues on all loan applications and portfolio and risk assessment reports.
 
3. Solutions to identified issues and challenges relating to loan program implementation.
 
4. Cultivates a culture of openness in information sharing. Encourages open communication, cooperation, and the sharing of knowledge.
 
5. Models personal accountability that promotes ownership and engagement.
 
6. Builds and maintains effective working relationships with colleagues, peers and team members.
 
7. Values and supports differences in others, contributing to an inclusive work environment. Demonstrates the ability and willingness to communicate effectively with people of diverse backgrounds and experiences to create a collaborative, collegial, and caring community.
 
8. High level of satisfaction with both internal colleagues and external contacts.
 
Position Qualifications:
Education: Bachelor’s Degree or equivalent combination of education and/or experience required. Preference in business, accounting, or finance backgrounds.
 
Previous Experience:
<ul>
<li>Five years’ experience in banking, finance, or real estate finance required.</li>
<li>Demonstrated competence in commercial lending terminology and credit/financial statement analysis.</li>
<li>Experience with marketing loan products.</li>
</ul>
Special Knowledge &amp; Skills:
<ul>
<li>Familiarity with the nonprofit sector</li>
<li>Familiarity with construction and lending practices and terminology</li>
<li>Comfortable in presentation and workshop situations</li>
</ul>
Additional Requirements: Regular travel throughout the Midwest region; occasional early start or extended hours and evening or weekend work.
 
Standard Benefits:
<ul>
<li>Medical, dental, and vision insurance</li>
<li>Paid time off</li>
<li>401(k) retirement plan with employer contribution</li>
<li>Life Insurance</li>
<li>Short and long term disability</li>
</ul>
Work-Life Balance Benefits:
<ul>
<li>Hybrid workplace</li>
<li>Summer Fridays</li>
</ul>
Employee Development Benefits:
<ul>
<li>Professional development stipend</li>
<li>Mentorship program</li>
</ul>
Miscellaneous:
<ul>
<li>Wellness programs</li>
<li>Employee assistance</li>
<li>Referral Bonuses</li>
</ul>
IFF does not offer the following:
<ul>
<li>relocation package</li>
<li>100% remote</li>
<li>provide sponsorship to applicants who require or will require a work permit.</li>
</ul>
Check off only some boxes in the requirements listed above. Studies have shown that marginalized communities - such as women, LGBTQ+ and people of color - are less likely to apply to jobs unless they meet every qualification. So, if you're excited about this role, we encourage you to apply.
 
Application Instructions: Please visit the Careers section of our website to apply online.
 
IFF values equity, diversity, and inclusion as part of its mission to strengthen nonprofits and the communities they serve. IFF is an equal opportunity employer and is committed to building and maintaining a culturally diverse workplace that is free of discrimination and harassment of any kind. We encourage women, minorities, individuals with disabilities and veterans to apply. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate.

<h3>Job Description</h3>
Job DescriptionDescription:
Basic Description: 
A Mortgage Underwriter is responsible for ensuring both the credit worthiness and compliance of a potential borrower. The underwriter must ensure the borrower has both an acceptable credit history and the capacity to repay the loan per the proposed terms. The underwriter must also ensure the property represents acceptable collateral for the proposed loan terms. Further, the underwriter is charged with reviewing all aspects of the loan for compliance with the myriad of overlapping guidelines and regulations imposed by HUD, FNMA, FHLMC, FHA, VA, USDA, secondary investors, mortgage insurance providers and internal program overlays. 
The underwriter must also be able to assist other Flat Branch Home Loans departments with the entire loan process from pre-application through shipping and final purchase/delivery of the closed loan by the agencies. 
 
All candidates that reside in the United States will be considered.
 
Responsibilities:
<ul>
<li>Decision ready file is logged into underwriting by the Disclosure Desk.</li>
<li>File may not be 100% complete but should contain sufficient information and documentation to enable a credit decision to be render.</li>
<li>The Underwriter pulls the file and reviews the application and supporting documentation and makes an initial underwriting decision based on the preliminary data provided.</li>
<li>The Underwriter completes a Notice of Loan Action on the file and returns it to the Loan Coordinator.</li>
<li>The Notice of Action will dictate the next steps…</li>
<li>If the loan is denied at this stage or any stage in the process, it is returned to the Loan Coordinator and forwarded to the Senior Underwriter (or Operations Manager– if Senior Underwriter made the initial decision) for a second review, if required.</li>
<li>If the loan is approved or suspended…</li>
<li>The Underwriter returns the approved or suspended file to the Loan Coordinator with a list of outstanding conditions and/or requirements to be completed for final loan approval.</li>
<li>Once the Loan Coordinator (and / or FBMS Partner) has satisfied all the requirements of the initial Notice of Loan Action, the file is once again logged into underwriting by the Loan Coordinator.</li>
<li>The Underwriter pulls the resubmitted file, reviews the conditions and any possible changes, and then renders a final decision based on the complete file. Provided all the conditions have been satisfied, the Underwriter will indicate the final approval by marking the file as “Clear to Close” and include any additional required instructions for closing and/or post-closing. The file is then returned to the Loan Coordinator, and the Mortgage Loan Closer is notified the file has been cleared to close.</li>
</ul>
Additional Underwriter involvement may include:
<ul>
<li>Consultation with the Loan Coordinator throughout the loan process, both before a file is initially submitted, and prior to the final submission for “Clear to Close”</li>
<li>Consultation with the Mortgage Loan Closer after the file is submitted to closing.</li>
<li>Consultation with the Loan Shipper prior to submission of the closed loan package to the Secondary Market Investor.</li>
<li>Consultation with the Secondary Market Investor prior to purchase of the closed loan.</li>
<li>Assistance with the post-closing Quality Control Review process.</li>
</ul>
Requirements:
Qualifications &amp; Skills:
<ul>
<li>Minimum of 1 year mortgage underwriting experience required </li>
<li>DE and SAR designation recommended </li>
<li>Construction and renovation mortgage loan experience required</li>
<li>Knowledge of industry guidelines and regulations </li>
<li>Proficient in basic computer technologies, appropriate for a paperless environment</li>
<li>Adaptable to change and shifts in priority</li>
<li>High attention to detail and ability to manage time effectively </li>
<li>Knowledge of Encompass LOS recommended but not a requirement</li>
<li>Prolonged periods sitting at a desk and working on a computer.</li>
</ul>
This description is intended to indicate the kinds of tasks and levels, or work difficulty required of the position given this title and shall not be construed as declaring what the specific duties and responsibilities of any position shall be. It is not intended to limit or in any way modify the right of management to assign, direct and control the work of employees under supervision. The listing of duties and responsibilities shall not be held to exclude other duties not mentioned that are of similar kind or level of difficulty. All requirements are subject to possible modifications to reasonably accommodate individuals with a disability.

<h3>Job Description</h3>
Job Description
Underwriter Job Description&nbsp;
The Loan Store, Inc. is a rapidly-growing mortgage company leveraging efficient processes and decades of mortgage expertise to create a successful ecosystem for our broker partners. TLS is laser-focused on being a reputable conventional lender, aggressively priced for brokers to compete in any rate environment. We also focus on providing excellent service to each of our broker partners.&nbsp;
Led by industry veterans, we understand the importance of our symbiotic partnerships with mortgage brokers across the country. We believe the Wholesale channel is thriving and are dedicated to perpetuating its growth through best in class service and consistently low rates.&nbsp;
As a TLS Mortgage Underwriter...&nbsp;
You will ensure the quality and integrity of underwriting decisions and processes as well as provide exceptional service to all stakeholders involved. This requires extensive knowledge of our underwriting guidelines including agency loans and the ability to address complex loan scenarios. The Underwriter role requires the ability to manage a pipeline of loans assigned each day proactively and effectively while maintaining the SLA’s on all job tasks. In addition, the ability to accurately and clearly communicate underwriting decisions and needed documentation to Broker Clients.&nbsp;&nbsp;&nbsp;
Daily responsibilities include, but are not limited to:&nbsp;
<ul>
<li>
Underwrite conforming mortgage loans&nbsp;
</li>
</ul>
<ul>
<li>
Proactively manage a pipeline of loans with a sense of ownership, including daily condition reviews&nbsp;
</li>
</ul>
<ul>
<li>
Review all mortgage related documentation for accuracy and completeness and meet TLS guidelines&nbsp;
</li>
</ul>
<ul>
<li>
Review to ensure Agency (FNMA/FHLMC) requirements are met on confirming loans&nbsp;
</li>
</ul>
<ul>
<li>
Request missing documentation necessary to complete the underwriting decision prescriptively and concisely&nbsp;&nbsp;
</li>
</ul>
<ul>
<li>
Accurately perform compliance reviews and escalations as necessary&nbsp;
</li>
</ul>
<ul>
<li>
Provide excellent customer service through friendly, professional and responsive communication with both internal and external customers&nbsp;
</li>
</ul>
<ul>
<li>
Maintain excellent credit quality and daily production standards&nbsp;&nbsp;
</li>
</ul>
Qualifications:&nbsp;
<ul>
<li>
2-5 years of mortgage underwriting experience required&nbsp;
</li>
</ul>
<ul>
<li>
Encompass knowledge preferred&nbsp;&nbsp;
</li>
</ul>
<ul>
<li>
High school diploma or GED required. BA or BS highly desired&nbsp;
</li>
</ul>
<ul>
<li>
Proficiency with automated underwriting systems such as DU and LPA&nbsp;
</li>
</ul>
<ul>
<li>
Self-starter with strong work ethics and professionalism&nbsp;
</li>
</ul>
<ul>
<li>
Team-player and able to work autonomously to meet critical deadlines&nbsp;
</li>
</ul>
TLS is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, national origin, disability, sexual orientation or veteran status.&nbsp;
Job Type: Full-time&nbsp;

<h3>Job Description</h3>
Job DescriptionSalary: $70,000 
About the Company
Anchor Loans is one of several operating companies owned by Pretium (+$60B AUM Financial Services Entity) and is working diligently to expand and grow its lending footprint.
Anchor Loans, established in 1998, is the nations leading private, direct lender to experienced residential real estate investors and builders, and the first to surpass $10 billion in total fundings. Renowned for expediting financing for developers and investors, we specialize in bridge loans, ground-up construction, and single-family rental solutions for non-owner-occupied projects. Headquartered in beautiful Thousand Oaks, California, Anchor Loans currently lends in 48 states and is expanding into new markets and service lines to better serve our current and future borrowers.
 
Position Summary
 
The Underwriter plays a critical role in assessing and mitigating risk in mortgage lending decisions. This position is responsible for analyzing loan applications, borrower financials, creditworthiness (applying the 5 Cs of credit), and property valuation to ensure that all loans comply with investor, regulatory, and company guidelines.
The ideal candidate will possess strong analytical abilities, a comprehensive understanding of mortgage underwriting principles, and the capability to make informed credit decisions while balancing risk with loan quality. The Underwriter will be expected to approach each loan with a problem-solving mindset, prioritize both team and borrowers needs over individual goals, and take ownership in driving results through diligent risk assessment and resourceful decision making.
Essential Duties &amp; Responsibilities
 
1. Risk Assessment &amp; Responsibilities
<ul>
<li>Evaluate borrower creditworthiness, assets, and collateral to assess risk and ensure compliance with investor guidelines.</li>
<li>Identify potential red flags, fraud risks, and compensating factors, making well-supported lending recommendations.</li>
</ul>
2. Borrower &amp; Loan Level Documentation
<ul>
<li>Ensure all required documentation is current and accurate</li>
<li>Review loan level details (LTC, LTARV, and LTAIV) and borrower level details (Experience &amp; Financials) to determine a credit decision.</li>
</ul>
3. Collaboration &amp; Communication
<ul>
<li>Partner with the operations, sales, and capital markets teams to ensure smooth and timely loan approvals.</li>
<li>Provide clear and well-documented justifications for underwriting decisions to internal teams and external stakeholders as needed.</li>
</ul>
4. All other duties as assigned
Key Performance Indicators
 
<ul>
<li>Turnaround Time for Loan Decisions</li>
<li>Productivity &amp; Loan Volume</li>
<li>Loan Approval Accuracy &amp; Quality</li>
<li>Risk Mitigation Effectiveness</li>
</ul>
Requirements
 
<ul>
<li>Minimum 2 years of experience in mortgage underwriting, real estate, or a related field (or equivalent work experience)</li>
<li>Ability to multi-task, manage multiple daily assignments and meet daily required deadlines</li>
<li>Flexibility to work overtime if needed</li>
</ul>
Preferred, but not required
 
<ul>
<li>Bachelors Degree</li>
<li>Excellent organizational and time management abilities in a fast paced, deadline driven environment</li>
<li>Proficiency in risk assessment and identifying mitigating factors</li>
<li>Strong analytical skills with exceptional attention to detail</li>
<li>Ability to collaborate effectively across multiple teams</li>
<li>Strong technical skills, including proficiency in Excel</li>
</ul>
Work Environment:
This is a hybrid position which requires in-office reporting to Anchors Thousand Oaks, CA office on Tuesday, Wednesday, and Thursday. Remote work is optional Monday and Friday.
Compensation:
The base pay range for this position is $70,000 a year, plus annual discretionary bonus based on performance of the individual and company. 
 
Benefits
<ul>
<li> Medical, Dental, Vision, Life, AD&amp;D insurance</li>
<li> Vacation and sick leave</li>
<li> 401k plan with employer match</li>
<li> Onsite gym</li>
<li> 12 paid holidays annually</li>
</ul>
Diversity matters to our organization, and we are proud to be an equal opportunity employer. All qualified candidates are welcome and will receive consideration for employment regardless of race, color, religion, gender, gender identity or expression, genetic information, marital status, sexual orientation, natural origin, disability, age, veteran status, or any other protected characteristic.
Anchor Loans, LP is subject to the California Consumer Privacy Act of 2018 (CCPA). A copy of Anchors California Privacy Policy can be found at Privacy Policy (anchorloans.com)

1,459 underwriter Jobs