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<h3>Job Description</h3>
Job Description
Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors.

RESPONSIBILITIES : 
<ul>
<li>Will solicit and coordinate the closing of commercial loans; responsible for commercial loan business development and to act as the bank’s contact with commercial loan clients, brokers, and contractors.</li>
<li>Will provide guidance to potential developers relating to partnership agreements, collateral, feasibility studies, and vacancy rate factors, if applicable.</li>
<li>Will provide service to prospective commercial loan customers and interview applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk.</li>
<li>Will obtain and analyze pertinent financial and credit data on all partners involved in the project; will arrange for the appraisal of the property and/or feasibility study of bare land to be developed.</li>
<li>Will review commercial loan packages for completeness of documents and compliance with bank policy, regulatory requirements, and secondary market lending parameters.</li>
<li>Responsible for notification of commercial loan applicant(s) of all requests, which do not conform to current lending guidelines.</li>
<li>Will be responsible for maintaining a high level of working knowledge relating to all types of commercial loans.</li>
<li>Will maintain all financial/loan data in confidence.</li>
</ul>

Job Requirements
<ul>
<li>Bachelor's degree or equivalent work experience</li>
<li>Five or more years of commercial real estate lending experience</li>
<li>Fluent in the principles of CRE underwriting</li>
<li>In depth understanding of occupancy and rent trends in local markets</li>
<li>Comfortable with technology supporting sales management, marketing, pricing, initial underwriting, pipeline management and loan performance tracking</li>
<li>Familiar with loan products and pricing of local competitors</li>
</ul>

For further consideration towards this and/or other opportunities please inquire confidentially to <a href="mailto:mike@scsacramento.com" target="_blank">mike@scsacramento.com</a> or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

Commercial Real Estate Loan Officer

<h3>Job Description</h3>
Job Description
Summary of Job Responsibilities:
Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti-Money Laundering regulations, bank policies and procedures.
 
Essential Job Duties:
<ol>
<li>Expected to spend approximately 55% to 60% of their time developing market by conducting business development calls to existing and potential customers. Works to meet established goals. </li>
<li>Interviews applicants for commercial loans, approves and/or declines loan requests, processes and documents new loans.</li>
<li>Works with the credit analyst to analyze data; underwrites the credit; and develops a credit request to be presented to the proper loan authority and/or committee.</li>
<li>Establishes and negotiates, when necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements.</li>
<li>Ensures the protection of the Bank's interests in matters of adequate documentation, adherence to Bank policy, and the various laws and regulations applicable to loan operations, as well as the exercise of sound credit decisions. This includes, but is not limited to, monitoring daily delinquency, daily non-sufficient fund activity, and maintaining overall portfolio delinquency and charge off levels consistent with established goals.</li>
<li>Responsible for the on-going management of a sizeable loan portfolio. This includes, but is not limited to, collection of all required annual and periodic financial reporting, timely completion of annual reviews as required by policy, collateral inspections and/or valuations, responsible use of lines of credit, and renewing maturing loans in a timely fashion with minimal requests for short-term maturity extensions.</li>
<li>Responds to telephone inquiries from customers; explains loan procedures and provides technical assistance; answers questions concerning loan rates, terms and related matters </li>
<li>May assist in servicing commercial loans by processing items, such as: payoffs, refinances, and problem loan work-out arrangements.</li>
<li>Handles follow-up and collections of delinquent loans.</li>
<li>Represents the Bank at community events.</li>
</ol>
 
Skills and Abilities Required:
<ol>
<li>Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential customers during business development calls.</li>
<li>The ability to speak, read and write professionally and to use and understand financial spreadsheets and common commercial ratios.</li>
<li>The ability to proficiently operate a computer and use excel, word and other bank software.</li>
<li>Must be able to legally operate a motor vehicle as travel is required to various sites to meet with borrowers, realtors, builders, etc. </li>
<li>Knowledge of government sponsored lending programs offered by the bank, such as 504 and 7A programs. </li>
</ol>
 
Minimum Level of Performance and Training Required:
<ol>
<li>Five years commercial lending experience</li>
<li>Knowledgeable in commercial real estate and cash management services. Additional knowledge of commercial and industrial lending preferred.</li>
<li>A proven history of successful business development and portfolio growth. </li>
<li>The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrowers' financial position and cash flow.</li>
<li>College Degree (BA or BS) is </li>
<li>Completion of IBA Commercial Lending School is preferred. </li>
</ol>
 
Working Conditions:
Generally good. Some exposure to adverse conditions when making business development calls.

Commercial Loan Officer

<h3>Job Description</h3>
Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements
<ul>
<li>5+ years of commercial lending experience</li>
<li>Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)</li>
<li>Strong understanding of commercial depository services</li>
<li>Excellent credit skills and general familiarity with commercial documentation</li>
<li>Established book of business required</li>
</ul>

For further consideration towards this and/or other opportunities please inquire confidentially to <a href="mailto:mike@scsacramento.com" target="_blank">mike@scsacramento.com</a> or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

<h3>Job Description</h3>
Job Description
Loan Officer – Join an Established, Locally Owned Mortgage Company!
Location:&nbsp;(Remote options available) Company: Milestone Mortgage, LLC
About Us
Milestone Mortgage is a locally owned and operated mortgage company built on relationships, integrity, and results. We take pride in offering a concierge-level experience for our clients and partners — every step of the way.
We’re growing fast and looking for motivated Loan Officers who want to be part of a strong, experienced team that closes loans fast — our average Clear-to-Close is just 13 days!
Why Join Milestone Mortgage
✅ New Competitive Compensation Plan – designed to reward top producers. ✅ In-House Processing Team – focused on speed, accuracy, and support. ✅ 13-Day Average Clear-to-Close – efficient systems, no red tape. ✅ Concierge-Level Service – elevate your borrower and partner experience. ✅ Locally Owned &amp; Operated – direct access to decision makers. ✅ Remote Work Available – work where you thrive best. ✅ Marketing &amp; Tech Support – full access to cutting-edge tools and CRM.
Who We’re Looking For
<ul>
<li>
Licensed Mortgage Loan Officers (NMLS required)
</li>
<li>
Proven track record of closing residential mortgage loans
</li>
<li>
Self-motivated, client-focused, and relationship-driven
</li>
<li>
Excellent communication and follow-up skills
</li>
</ul>
Whether you’re an experienced LO looking for a better platform or a motivated originator ready to take your business to the next level — this is your opportunity.
Don’t Miss Out
Join a company that truly values its people, its clients, and its community. Apply today and experience what it’s like to work with a mortgage team that gets loans closed — and relationships built — fast.
 Apply now or contact us directly to schedule a confidential conversation.

MORTGAGE LOAN OFFICER

<h3>Job Description</h3>
Job Description

Work Hours: Full-time remote role with flexible hours to accommodate client needs.
Location: 100% Remote
Mortgage Loan Originator Requirements:
<ul>
<li>Minimum of 1+ years of experience in mortgage loan origination or real estate lending.</li>
<li>Proven track record of closing at least 1-2 loans per quarter.</li>
<li>An active NMLS license is required at time of application in one of the following states: Colorado, Montana, Texas, Idaho, Wyoming, Michigan</li>
<li>Strong knowledge of mortgage lending regulations and industry best practices.</li>
<li>Experience managing financial operations and analyzing data.</li>
<li>Proficiency in CRM software and digital lending tools.</li>
<li>Excellent communication and interpersonal skills.</li>
<li>High attention to detail and strong organizational abilities.</li>
</ul>
Compensation: Pay: $24,000 to $250,000 annually, with a tiered commission structure based on volume.
*Bonus Potential: Guaranteed pay while building your pipeline, with the opportunity to earn higher commissions if exceeding expectations.
Company Benefits: At RedHouse Lending, your earning potential is driven by your ability to generate and convert self-sourced leads, giving you full control over your success. While we provide additional purchase and refinance leads from various sources, the highest income opportunities come from building and leveraging your own network. As a preferred lending partner for over 600 in-network agents, you'll also have access to quality purchase leads to complement your efforts.
Work-Life Balance:
<ul>
<li>Holiday Time Off- 11 bank holidays including:
<ul>
<li>New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day.</li>
</ul>
</li>
<li>Flexible schedule with ability to visit clients outside the office.</li>
<li>Paid Time Off: PTO as needed, subject to manager approval.</li>
<li>Work From Home (WFH) </li>
</ul>
Career and Financial Benefits:
<ul>
<li>Competitive commission structure</li>
<li>Opportunity to get in on the ground floor- build a team! </li>
<li>Chance to advance into manager roles a growing company</li>
</ul>
Training and Development Benefits:
<ul>
<li>Ongoing professional development and training</li>
<li>Access to industry-leading tools and resources</li>
</ul>
Mortgage Loan Originator Job Summary:
The Mortgage Loan Originator at RedHouse Lending plays a crucial role in managing financial operations, overseeing the loan origination process, and ensuring compliance with mortgage lending regulations. This position requires strong expertise in mortgage financing, financial data analysis, and regulatory compliance. The ideal candidate will be client-focused, detail-oriented, and adept at utilizing technology to streamline the lending process.
Mortgage Loan Originator Manager/MLO Responsibilities:
Loan Origination &amp; Client Relations:
<ul>
<li>Guide clients through the mortgage application and pre-approval process.</li>
<li>Present competitive loan options from top-ranked mortgage and Mortgage Loan Originator professionals.</li>
<li>Ensure a seamless experience for clients by managing communication and expectations throughout the process.</li>
</ul>
Financial Analysis &amp; Compliance:
<ul>
<li>Analyze financial data to determine loan eligibility and risk assessment.</li>
<li>Ensure compliance with all federal, state, and industry regulations.</li>
<li>Maintain accurate records and documentation for audit purposes.</li>
</ul>
Operations &amp; Process Management:
<ul>
<li>Utilize advanced CRM and lending technology to enhance efficiency.</li>
<li>Collaborate with internal teams and external partners to optimize lending operations.</li>
<li>Monitor market trends and adjust strategies accordingly.</li>
</ul>
<ul></ul>
Preferred Skills:
<ul>
<li>Experience working in a remote or virtual lending environment.</li>
<li>Knowledge of real estate market trends and mortgage underwriting processes.</li>
</ul>
Similar title:
Licensed Mortgage Loan Originator – NMLS | Remote or Multi-State (CO, MT, TX, ID, WY, MI NMLS Licence required)

About RedHouse Lending:
At RedHouse Lending, we are transforming the mortgage industry by leveraging cutting-edge AI technology and offering clients a seamless loan origination process. With our white-glove service, we ensure every client receives personalized attention and support. As a self-sourced officer, you will have the flexibility to build your client base and advance within the company, with the opportunity for growth into leadership roles.
RedHouse Lending is committed to fostering a diverse and inclusive workplace. We are proud to be an equal-opportunity employer, considering all qualified applicants without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Mortgage Loan Officer

<h3>Job Description</h3>
Job Description
Elevate Your Career in Mortgage Lending with Nextgen Mortgage!
 
At Nextgen Mortgage, we are more than just a lending institution; we are a catalyst for our clients' dreams of homeownership. Our mission is to provide seamless, efficient, and client-centric lending solutions. As we continue to grow, we invite passionate Mortgage Loan Officers to join our dynamic team and benefit from our high volume of quality leads sourced from Zillow, Realtor, and other premier platforms.
 
Your Role:
 
As a Mortgage Loan Officer at Nextgen Mortgage, you will play a pivotal role in empowering homebuyers by securing the financing they need. We equip you with the necessary tools, unwavering support, and a steady flow of leads to help you reach your full potential and close more deals.
 
Why Choose Us:
 
<ul>
<li>Consistent High-Quality Leads: Access a continuous stream of leads from Zillow, Realtor, and other top-tier sources.</li>
<li>Advanced Technology: Utilize industry-leading mortgage software provided to all team members at Nextgen Mortgage.</li>
<li>Comprehensive Training &amp; Coaching: Engage in ongoing education to stay sharp and competitive in the market.</li>
<li>Supportive Team Culture: Benefit from regular collaboration and coaching to enhance your performance.</li>
<li>Marketing &amp; Growth Opportunities: Access branding tools and resources to build and expand your personal business.</li>
</ul>
 
What You Bring:
 
<ul>
<li>Active Mortgage Lending License (NMLS): A must-have to join our team.</li>
<li>Client-Centric Passion: A genuine desire to assist clients in navigating their home financing journey.</li>
<li>Exceptional Communication Skills: Strong ability to build and maintain relationships.</li>
<li>Self-Motivation: A drive to close deals and achieve success.</li>
</ul>
 
Why Nextgen Mortgage?
 
<ul>
<li>Unmatched Lead Support: Focus on closing deals without the hassle of chasing leads.</li>
<li>Local Partnerships: Benefit from our collaborations with premier real estate brokerages.</li>
<li>Work-Life Balance: Enjoy flexible scheduling that fits your lifestyle.</li>
<li>Clear Growth Path: Explore opportunities for advancement and increased earnings.</li>
</ul>
 
If you're ready to leverage top-tier leads, cutting-edge tools, and a supportive team to elevate your mortgage career, Nextgen Mortgage is your next move.
 
Join us today and take your mortgage business to new heights!
 
Job Type: Full-time
 
Pay: $48,226.91 - $196,492.21 per year
 
Benefits: Flexible schedule
 
Schedule: Monday to Friday, Self-determined schedule, Weekend availability
 
Supplemental Pay Types: Bonus pay, Commission pay

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