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<h3>Job Description</h3>
Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements
<ul>
<li>5+ years of commercial lending experience</li>
<li>Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)</li>
<li>Strong understanding of commercial depository services</li>
<li>Excellent credit skills and general familiarity with commercial documentation</li>
<li>Established book of business required</li>
</ul>

For further consideration towards this and/or other opportunities please inquire confidentially to <a href="mailto:mike@scsacramento.com" target="_blank">mike@scsacramento.com</a> or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

Commercial Loan Officer

<h3>Job Description</h3>
Job Description
This is an in-office position.
 
The in-branch Mortgage Loan Officer Assistant at Limitless Lending &amp; Investments plays a crucial role in the lending process by assisting originators in building complete loan files from submission to funding. This role involves a combination of administrative support, customer service, and loan processing duties to ensure a smooth and efficient loan process.
 
We’re seeking an experienced Mortgage Loan Officer Assistant to join our dynamic group of lending professionals. The ideal candidate will have several years of loan processing experience, coupled with excellent time management, customer service skills, and exceptional attention to detail. We're looking for someone passionate about helping others and committed to ethical practices. 
 
 will work directly with and support our loan origination staff. You’ll track leads daily, schedule appointments for the mortgage team, prepare and request paperwork, and respond to customer inquiries on transactions as needed. If you're a detail-oriented employee with strong communication and time management skills, we highly encourage you to apply.
Compensation:
$30,000 + Bonus
Responsibilities:
<ul>
<li>Serve as the primary point of contact for customers during the loan process.</li>
<li>Assist originators in setting appointments with prospective and new applicants.</li>
<li>Respond to new leads within 20 minutes and maintain a 37% conversion rate from lead to appointment.</li>
<li>Manage the originator's calendar, setting and confirming appointments.</li>
<li>Provide administrative support, including managing client databases, sending online pre-qualification links, and assisting with the accurate completion of loan applications.</li>
<li>Analyze customers' credit and financial scenarios to determine appropriate loan products.</li>
<li>Run credit checks and AUS findings, preparing the Initial Fee Worksheet.</li>
<li>Update credit reports and AUS findings, and request status updates from pre-approved clients and referral sources.</li>
<li>Stay current with company-approved programs and software, implementing and executing new systems as needed.</li>
</ul>
 
Duties:
<ul>
<li>Monitor key dates related to loan transactions and respond promptly.</li>
<li>Send loan forms, disclosures, and supporting documentation to customers, ensuring the timely collection of completed documents.</li>
<li>Manage the originator's database, tracking active loans and entering data as needed.</li>
<li>Maintain regular contact with customers to follow up on loan applications and answer inquiries.</li>
<li>Provide support in collecting and preparing loan applications for submission to processing.</li>
<li>Order necessary documents such as 4506T, SSA, Credit Supplements, Account Check, and Work Number as needed.</li>
<li>Assist in resolving file issues and escalating processor conditions to clear any conditions placed on loans.</li>
<li>Review Closing Disclosures (CD) to ensure fees and cash at closing align with customer commitments and avoid tolerance.</li>
<li>Provide necessary assistance during the production and underwriting process.</li>
<li>Update referral sources on active loans while adhering to company policies on consumer privacy and information safeguarding.</li>
</ul>
 
Additional Duties:
<ul>
<li>Act as the primary point of contact for customers and referral sources, keeping them informed throughout the process within the guidelines of Limitless Lending &amp; Investments' SAFE Act and Consumer Privacy/Safeguarding policies.</li>
<li>Price loans according to company policies and communicate fees to the operations team.</li>
<li>Quote rates and make locking commitments to customers.</li>
<li>Maintain strong relationships with referral sources through quick response times and excellent customer service.</li>
<li>Prepare and send thank-you cards to referral sources and new clients.</li>
<li>Collect supporting documentation from customers, gathering necessary documents for pre-approval.</li>
<li>Discuss product features with customers and perform other duties as assigned.</li>
</ul>
Qualifications:
<ul>
<li>Active MLO licensing REQUIRE (consideration given for 5 years of experience in a brokerage).</li>
<li>Bilingual (Spanish and English preferred)</li>
<li>Strong organizational skills with the ability to manage multiple priorities.</li>
<li>A strong sense of urgency and responsiveness in customer interactions.</li>
<li>Passionate about delivering excellence in customer service.</li>
<li>Patience and professionalism when interacting with internal and external customers.</li>
<li>Proficiency in data entry, PDF software, Microsoft Word, and Excel.</li>
<li>Strong verbal and written communication skills.</li>
<li>Basic math skills.</li>
<li>Ethical with a commitment to company values.</li>
<li>Computer proficiency required, including MS Office; some CRM, MLS, DU, and proprietary mortgage software preferred</li>
<li>Preferred degree in banking or finance, and a high school diploma or equivalent, is required</li>
<li>Highly motivated and goal-oriented with excellent customer service and communication skills</li>
</ul>
About Company 
Vision:
Our Impact on our community is not just doing loans! Our Authenticity lies in the pathway, 
where you are provided with options that remove the LIMITS to simplify it to our LIMITLESS LENDING WAY! 
Your DREAMS of Financial Freedom have reached the RIGHT Destination. 
Core Values: 
L - LEARNING
I - INNOVATION
M - MULTITASKING
I - INFORMATIVE
T - TEAM PLAYER
L - LEADERSHIP
E - EMPOWERMENT
S - SERVICE BEFORE SELF
S - SELF SUFFICIENT

Mortgage Loan Officer Assistant

<h3>Job Description</h3>
Job Description
 
Cornerstone Bank is currently accepting applications for an experienced Commercial/Ag Loan Officer for our Aurora, Hampton and Marquette locations. Responsibilities include the origination and servicing of Ag and Commercial loans in an accurate and professional manner. Will collect and analyze financial data. Qualified individuals will be able to build on existing customer relationships as well as develop new business. Will represent the Bank in community events. 

The ideal candidate will possess a bachelor’s degree in business, finance or related field. Three to five years of banking, lending and credit analysis experience is required. Applicant must be motivated, detail oriented and self-directed with excellent leadership, customer service, and communication skills. 

 
WE OFFER:
<ul>
<li>Vacation and Paid Time off Days</li>
<li>Paid Holidays</li>
<li>Retirement plan contribution</li>
<li>Life Insurance and Long-Term Disability Insurance</li>
<li>Health, Dental &amp; Vision Insurance</li>
<li>Career growth potential </li>
<li>Bonus programs</li>
<li>Family atmosphere </li>
</ul>
 
 
Cornerstone Bank is an Equal Opportunity Employer/Veterans/Disabled.

Commercial/Ag Loan Officer

<h3>Job Description</h3>
Job DescriptionWe are working with a top-rated mortgage lender in Orange County, CA that is seeking Senior Loan Officers to join the team! This Jobot Job is hosted by: Danielle Liguori Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us your resume. Salary: $300,000 - $400,000 per year 
A bit about us:
 We are working with a top-rated mortgage lender in Orange County, CA that is seeking Senior Loan Officers to join the team! 
Why join us?
 Competitive compensation structure for LOs Flexible Work Schedules - hybrid options available for experienced candidates Unlimited earning potential based on performance 
Job Details
 A well-established, high-volume residential lender based in Orange County seeks Senior Loan Officer. Current loan focus includes VA loans and refinances for single-family residential properties. The Role Senior Loan Officers focus on closing loans, not chasing business. Qualified inbound leads are provided, allowing you to spend your time advising clients, structuring loans, and funding deals. Responsibilities 
<ul>
<li> Seniors receive leads from Junior LOs &amp; marketing team</li>
<li> In-house underwriting team, processors, and operations/admin that assist in getting loans funded quickly!</li>
<li> No book of business needed</li>
<li> Must have NMLS license</li>
<li> Must have experience with VA loans and refinance loans </li>
</ul>
 Requirements 2+ years of experience as a Mortgage Loan Officer Active NMLS license required Proven production history (be prepared to discuss average monthly closings) Must have experience with VA loans and refinance loans Interested in hearing more? Easy Apply now by clicking the "Apply Now" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policyCompany DescriptionJobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values. Founded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA). Ready to find a good job? Create your profile today at Jobot.com. 
<h3>Company Description</h3>
Jobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values.\r\n\r\nFounded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA).\r\n\r\nReady to find a good job? Create your profile today at Jobot.com.

Senior Loan Officer - Mortgage

<h3>Job Description</h3>
Job Description
First State Bank is seeking an experienced Mortgage Loan Officer. If you have Mortgage Lending experience then you may be a great fit! 
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
 
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
<ul>
<li>Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.</li>
<li>Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit. </li>
<li>Approach their business with confidence to help them succeed.</li>
</ul>

In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.

Qualifications:
<ul>
<li>Bachelor’s degree from a four year college or university preferred.</li>
<li>5 years as a Residential Mortgage Lender experience preferred.</li>
</ul>
 
For more information about First State Bank, please visit our Career’s Page on our company website <a href="https://fsbfinancial.com/careers/" target="_blank">https://fsbfinancial.com/careers/</a>.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

Mortgage Loan Officer

<h3>Job Description</h3>
Job Description
Summary of Job Responsibilities:
Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti-Money Laundering regulations, bank policies and procedures.
 
Essential Job Duties:
<ol>
<li>Expected to spend approximately 55% to 60% of their time developing market by conducting business development calls to existing and potential customers. Works to meet established goals. </li>
<li>Interviews applicants for commercial loans, approves and/or declines loan requests, processes and documents new loans.</li>
<li>Works with the credit analyst to analyze data; underwrites the credit; and develops a credit request to be presented to the proper loan authority and/or committee.</li>
<li>Establishes and negotiates, when necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements.</li>
<li>Ensures the protection of the Bank's interests in matters of adequate documentation, adherence to Bank policy, and the various laws and regulations applicable to loan operations, as well as the exercise of sound credit decisions. This includes, but is not limited to, monitoring daily delinquency, daily non-sufficient fund activity, and maintaining overall portfolio delinquency and charge off levels consistent with established goals.</li>
<li>Responsible for the on-going management of a sizeable loan portfolio. This includes, but is not limited to, collection of all required annual and periodic financial reporting, timely completion of annual reviews as required by policy, collateral inspections and/or valuations, responsible use of lines of credit, and renewing maturing loans in a timely fashion with minimal requests for short-term maturity extensions.</li>
<li>Responds to telephone inquiries from customers; explains loan procedures and provides technical assistance; answers questions concerning loan rates, terms and related matters </li>
<li>May assist in servicing commercial loans by processing items, such as: payoffs, refinances, and problem loan work-out arrangements.</li>
<li>Handles follow-up and collections of delinquent loans.</li>
<li>Represents the Bank at community events.</li>
</ol>
 
Skills and Abilities Required:
<ol>
<li>Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential customers during business development calls.</li>
<li>The ability to speak, read and write professionally and to use and understand financial spreadsheets and common commercial ratios.</li>
<li>The ability to proficiently operate a computer and use excel, word and other bank software.</li>
<li>Must be able to legally operate a motor vehicle as travel is required to various sites to meet with borrowers, realtors, builders, etc. </li>
<li>Knowledge of government sponsored lending programs offered by the bank, such as 504 and 7A programs. </li>
</ol>
 
Minimum Level of Performance and Training Required:
<ol>
<li>Five years commercial lending experience</li>
<li>Knowledgeable in commercial real estate and cash management services. Additional knowledge of commercial and industrial lending preferred.</li>
<li>A proven history of successful business development and portfolio growth. </li>
<li>The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrowers' financial position and cash flow.</li>
<li>College Degree (BA or BS) is </li>
<li>Completion of IBA Commercial Lending School is preferred. </li>
</ol>
 
Working Conditions:
Generally good. Some exposure to adverse conditions when making business development calls.

<h3>Job Description</h3>
Job DescriptionAbout Caribou 
At Caribou, we care about giving people financial freedom so they can focus on what's most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $159/month on their car loans while protecting their investment long term. 
Caribou is led by leaders from the technology, automotive, and finance industries. We're proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.
About the Role
We are seeking candidates with previous experience in auto loan refinancing. In this role as a Senior Loan Advisor you will be handling inbound calls and warm leads (no cold calling!), consulting with and assisting customers in refinancing their auto loans.
In this role, you will…
<ul>
<li>Leveraging a consultative sales approach, you will advise customers on the purchase of additional protection products including vehicle protection services and other offerings</li>
<li>Provide customers with a thorough explanation of the terms of their loans, as well as aftermarket products and extended service contracts</li>
<li>Act as a product sales expert, maintaining elevated product sales attachment goals and expectations</li>
<li>Effectively manage and maintain a large pipeline of prospective customers, and maintain acceptable levels of conversion</li>
<li>Conduct business in an ethical and professional manner, in congruence with our lender guidelines, finance laws, and internal compliance guidelines</li>
<li>Process finance deals accurately and fairly through financial sources to secure funding</li>
<li>Perform needs assessments, overcome objections and manage the expectations of customers</li>
<li>Other duties may be assigned</li>
</ul>
Hours
This role will primarily work within normal business hours which are currently 7AM - 7PM (MT), Monday through Friday (hours of operation subject to change in the future). In addition, you will be required to work at least one Weekend shift (Saturday or Sunday) every four weeks, during the hours of 8AM to 5PM (MT). In exchange, you will receive a flexible day off to make up for working the weekend shift.
About You
You have…
<ul>
<li>2 years refinance experience, demonstrating success in a loan officer role </li>
<li>Experience handling and maintaining a high volume pipeline</li>
<li>Excellent customer service skills and ability to quickly build rapport with customers</li>
<li>Clear communication and active listening skills</li>
<li>Ability to process information efficiently and incorporate in real time with customers</li>
<li>Ability to learn new technology and use a variety of software platforms</li>
<li>Excellent time management skills</li>
<li>Bilingual in Spanish/English is a plus. </li>
</ul>
How we will take care of you
Everyone at Caribou is a valued team member. Our compensation and benefits package includes: 
<ul>
<li>Competitive compensation: $50,000 base with monthly commission structure, average annual earnings for the first year are $90,000 with the ability to exceed the average due to uncapped commission potential.</li>
<li>Paid training and onboarding period of 16 weeks to set you up for success. You will be eligible to participate in the sales commission plan during your first full month of employment. </li>
<li>Equity options in the Company</li>
<li>401(k) retirement plan</li>
<li>Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents</li>
<li>Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance</li>
<li>Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance</li>
<li>Up to $1,000 per year for eligible professional development expenses</li>
<li>Employee referral program</li>
</ul>
Our Core Values
We come from all walks of life and are joined together by our shared values, which guide our work and how we work together. 
<ul>
<li>Give a damn. What we're doing matters. We show up determined to deliver results, and we love it.</li>
<li>Velocity. We're intentional about where we're going and we race towards it. </li>
<li>Make the assist. We have diverse strengths. We offer and ask for help so we all win. </li>
</ul>
Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.
*Caribou does not currently have employee operations in AL, AK, AR, CT, DE, GA, HI, IA, ID, IN, KS, KY, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VT, WV, WY.
California Consumer Privacy Act

Senior Loan Officer, Auto Refinancing

<h3>Job Description</h3>
Job Description
Join the Credit Union Movement. Change Lives (Including Your Own)
SMW Financial Credit Union isn’t just a place to work—it’s a place to belong.
Founded in 1953, SMW was built on the simple but powerful idea of people helping people. For more than 70 years, we’ve been a trusted financial partner to our members, helping them buy homes, reach goals, weather life’s curveballs, and build strong financial futures.
We proudly serve anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties, and we don’t stop at transactions. From home-buying seminars and financial education to free advice and community volunteerism, we’re deeply rooted in the neighborhoods we serve.
If you’re passionate about community, relationships, and making a real difference—this might be your people.
Why You’ll Love Working at SMW
At SMW, you’re part of a team that’s:
<ul>
<li>Energetic, hardworking, and supportive</li>
<li>Member-first, always</li>
<li>Adaptable, collaborative, and growth-minded</li>
</ul>
If you care about people, enjoy problem-solving, and love helping others reach their financial dreams, we’ll give you the tools and training to thrive.
Now Hiring: Universal Banker II / Loan Officer
Maplewood Branch $1,000 Sign-On Bonus ($500 after 90 days + $500 after 180 days)
This role is perfect for someone who loves building relationships and being a trusted financial guide.
What You’ll Do
As a Universal Banker II / Loan Officer, you’ll:
<ul>
<li>Build meaningful relationships by acting as a trusted financial advisor</li>
<li>Open and close accounts and originate, underwrite, and close loans</li>
<li>Identify solutions that truly fit each member’s needs</li>
<li>Cross-sell products and services with integrity and purpose</li>
<li>Provide exceptional, personalized member service</li>
<li>Step in to support frontline staff as needed</li>
</ul>
Every conversation is an opportunity to help someone move closer to their goals.
What We’re Looking For
Required Qualifications
<ul>
<li>High School Diploma or GED</li>
<li>2+ years of banking/lending experience</li>
<li>Proven sales experience with success in meeting lending goals</li>
<li>Strong attention to detail and accuracy</li>
<li>Excellent verbal and written communication skills</li>
<li>Ability to multitask and problem-solve in a fast-paced environment</li>
<li>A positive, member-focused, team-player attitude</li>
<li>Willingness to work occasionally out of our Lino Lakes branch</li>
<li>Proficiency in Microsoft Office</li>
<li>Ability to sit or stand for extended periods</li>
<li>Driver’s license and reliable transportation </li>
<li>Background study and credit check required</li>
</ul>
Schedule &amp; Work Environment
<ul>
<li>Full-time, 8-hour shifts</li>
<li>Weekend availability about once every 5 weeks (Work from home Saturdays, 8:45–12:15 answering calls)</li>
<li>Office setting</li>
<li>Monthly all-staff and loan meetings held in Lino Lakes</li>
</ul>
Compensation &amp; Perks
Benefits Include:
<ul>
<li>401(k) with employer matching</li>
<li>Dental, vision &amp; life insurance</li>
<li>Traditional and High Deductible health plan options including no-cost plans</li>
<li>Education and training opportunities </li>
<li>Employee Assistance Program</li>
<li>Health Savings Account (HSA) &amp; Flexible Spending Account (FSA)</li>
<li>Paid time off, paid holidays &amp; paid volunteer time </li>
<li>Monthly incentives + signing bonus</li>
</ul>
Location
Maplewood, MN 55109 (Occasional work at Lino Lakes required)
If you’re ready to be part of a mission-driven organization where your work truly matters—and where you can help people achieve their financial dreams—we’d love to meet you.
Come help us build trusted relationships and strong financial futures.

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