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<h3>Job Description</h3>
You could be the one who changes everything for our 28 million members. Centene is transforming the health of our communities, one person at a time. As a diversified, national organization, you’ll have access to competitive benefits including a fresh perspective on workplace flexibility. 
Welcome! To be considered for this role, candidates must have an ASA or FSA designation, a bachelor’s degree, and at least two years of actuarial experience.
Position Purpose: 
Centene is seeking a motivated, self-driven associate actuary to join our Medicare Duals team. This role offers a unique opportunity to contribute to high-impact Medicare Duals analyses, while playing a key role on the Medicare Bid Team. 
The ideal candidate will take ownership of bid assumptions, conduct thorough bid reviews, and support bid certification efforts - helping drive strategic decision-making and ensuring accuracy in our Medicare bids submissions. Conduct analysis, pricing and risk assessment to estimate financial outcomes. Manage health plan specific actuarial needs and produce actuarial reports to aid in developing corporate strategy
In this Associate Actuary role, you will:
<ul>
<li>Apply knowledge of mathematics, probability, statistics, principles of finance and business to calculate financial outcomes</li>
<li>Developing probability tables based on analysis of statistical data and other pertinent information</li>
<li>Research and analyze the impact from legislative changes</li>
<li>Analyze and evaluate required premium rates</li>
<li>Analyze various data reports, identify trends and gaps and recommend action</li>
<li>Determine the equitable basis for distributing money for insurance benefits</li>
<li>Create and update actuarial reports</li>
<li>Participate in merger and acquisition analysis</li>
<li>Conducting analyses, pricing, and risk assessment to estimate financial outcomes</li>
<li>Owning bid assumptions and certifying a set of bids</li>
<li>Being a Medicare Duals leader within the company</li>
</ul>
Highly preferred:
<ul>
<li>Member of the American Academy of Actuaries</li>
</ul>
 
Education/Experience: 
<ul>
<li>Bachelor’s degree in related field or equivalent experience. 2+ years of actuarial experience.</li>
</ul>
License/Certification: Associate of the Society of Actuaries (ASA) (or equivalent international certification)
Applicants for this role have the flexibility to work remotely from home anywhere within the continental United States. Due to the needs of the business, ideal schedule is ET, CT, PT.
Eligibility Reminder: To ensure your application is considered, please review the minimum qualifications listed above. Applications from candidates who meet these requirements will be reviewed.
Pay Range: $86,000.00 - $154,700.00 per year
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
 Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act

Associate Actuary

<h3>Job Description</h3>
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity
As an Audit Lead, you'll support audit engagements of varying complexity, often participating in cross-functional, risk-based assurance and advisory projects, contributing to the quality of audit work. A key aspect of this role involves testing models and model-related tools as part of audit engagements. You will support Auditor-In-Charge (AIC) responsibilities and maintain knowledge of financial services regulations, effectively responding to and interacting with regulators. 
This role provides support and oversight to multiple audit engagements and participates in the review of engagement planning, fieldwork, and reporting. You will also manage strategic initiatives and assist with the development and implementation of a risk-based audit plan. You will serve as, and/or partner with, subject matter expert(s) within audit or the business to analyze issues, establish collaborative client relationships, and proactively work with client management to assess risk and improve internal controls. You will also adhere to the Institute of Internal Auditors' International Standards for the Professional Practice of Internal Auditing (Standards) and Code of Ethics.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, or Charlotte, NC.

Relocation assistance is available for this position.

What you'll do: 
<ul>
<li>
Contribute to continuous monitoring, advisory activities, special reviews, and investigations.
</li>
<li>
Ensure assigned audit engagements are completed objectively, professionally, and timely, adhering to audit standards.
</li>
<li>
Identify control weaknesses and recommend improvements, drafting audit issues and reports for client leadership and conducting follow-up.
</li>
<li>
Support quality of audit reviews and propose updates to the universe risk assessment based on audit results.
</li>
<li>
Build client relationships to drive strategic objectives.
</li>
<li>
Communicate effectively with business/clients, delivering risk-based and difficult messages, and potentially with regulators and executive leaders.
</li>
<li>
Provide coaching and guidance to other auditors, ensuring timely and quality deliverables, and may provide engagement evaluations.
</li>
<li>
Provide input into the internal audit universe and risk profiles, updating risk assessment information.
</li>
<li>
Participate in the development and execution of the annual audit plan, assessing and covering risks.
</li>
</ul>

What you have:
<ul>
<li>
Bachelor's degree in Business or relevant field such as Finance, Accounting, Business, or Information Technology. Four additional years of related experience beyond minimum required may be substituted in lieu of a degree.
</li>
<li>
8 years of audit, financial, insurance, banking, information technology or related business and/or leadership experience.
</li>
<li>
Experience performing internal audits, external audits, or applying audit, risk, or compliance acumen in a complex operational and regulatory environment.
</li>
<li>
Broad and comprehensive experience in Audit theory, internal audit principles with demonstrated experience in audit examining, analyzing, assessing, and drawing conclusions from audit work.
</li>
<li>
Demonstrated experience effectively communicating and challenging Controls with business partners and influencing business outcomes.
</li>
<li>
Understanding of risks and internal controls and the ability to evaluate and determine adequacy and efficiency of controls.
</li>
<li>
Experience in a support role, mentoring, and providing feedback to audit team members throughout the audit.
</li>
<li>
Experience in overseeing work with both internal and external partners in a highly collaborative environment
</li>
<li>
Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities.
</li>
<li>
Demonstrated experience in highly dynamic environment undergoing change; ability to deal with competing priorities.
</li>
</ul>

What sets you apart: 
<ul>
<li>
ACAS or FCAS designation.
</li>
<li>
Proven background in P&amp;C model frameworks, ranging from pricing, reserving, and catastrophe modeling to enterprise risk, across development, validation, or oversight risk.
</li>
<li>
Advanced degree (e.g., Master's, PhD) in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or Related Field with Core Quantitative Curriculum.
</li>
<li>
Deep knowledge and experience with SR 11-7 and/or ASOP 56.
</li>
</ul>

Compensation range: The salary range for this position is: $143,320 - $273,930.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). 

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. 
&nbsp;
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
&nbsp;
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
&nbsp;
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. 
&nbsp;
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Audit Lead - P&C Actuary

<h3>Job Description</h3>
Job Description
Company Highlights
<ul>
<li>Our client is a rapidly growing, employee-owned actuarial and financial consulting firm that is focused on providing health and pension actuarial consulting services to their clients (multiemployer, public sector, and some corporate).</li>
<li>Their mission is to empower benefit plan sponsors to understand and better manage their benefit programs and their resulting financial risks through innovative technological applications and unsurpassed professional expertise.</li>
<li>With a team of 100 strong, they work across the continental US at nine different office locations serving their clients with expertise and innovation.</li>
<li>This firm welcomes a flexible career path with the unique ability to adjust work assignments to enable employees to have favorable client roles and opportunities to continue optimal career growth.</li>
<li>A culture rich, entrepreneurial-spirited firm where you can design your path and be involved in other special projects, and/or pursue your passions - if you like to speak and present at conferences for example, great, they can make space and you can do those things.</li>
</ul>
Benefits and Features
<ul>
<li>Competitive compensation structure</li>
<li>Employee benefits package</li>
<li>Opportunities for professional development and advancement</li>
</ul>
Role You Will Play
<ul>
<li>The Principal Consulting Health Actuary will provide consulting services and manage clients.</li>
<li>This role is responsible for managing all aspects of multiemployer, private, and/or public sector active health and welfare plans (e.g., cash flow projections, benefit change pricing, business partner selection and negotiations, etc.).</li>
<li>This role will oversee the work of client team staff as well as mentor and train staff in addition to leading client and internal client team meetings.</li>
<li>The Principal Consulting Health Actuary will maintain client relationships and manage client contract and invoicing processes.</li>
<li>This role is on a succession plan to eventually inherit major clients and act as a senior leading actuary in the firm.</li>
</ul>
Community Highlights
<ul>
<li>This role can be based in any of the following office locations - McLean, VA; Charlotte, NC; Annapolis, MD; Greater Metropolitan Philadelphia area (Mount Laurel, NJ); New York City, NY; Chicago, IL; or San Diego, CA.</li>
<li>All of these locations offer abundant dining, entertainment, education, museums, sports, arts, and culture.</li>
<li>For those with exceptional tenure and expertise, considerations may be discussed for remote flexibility.</li>
</ul>
Ideal Background Profile
<ul>
<li>10+ years of Health actuarial experience in multi-employer and/or private sector</li>
<li>Expertise in managing all aspects of multiemployer, private, and/or public sector active health and welfare plans consulting including review of actuarial results and health care work.</li>
<li>Proficient in Microsoft Office products (Excel, Word, and PowerPoint); Access, SQL, and/or JAVA a plus; and familiarity with Business Intelligence programs (ex. Power BI, Tableau)</li>
<li>FSA, Health</li>
<li>Bachelor's Degree in Actuarial Science or related field, required</li>
</ul>

Principal Consulting Health Actuary

<h3>Job Description</h3>
POSITION SUMMARY
The Senior Actuary Director for the Life &amp; Investment Division is a key member of the actuarial team, responsible for ensuring the financial soundness, risk management, and profitability of the company’s life insurance and investment-linked product portfolio. This role supports product pricing, reserve valuation, experience studies, and capital analysis, while ensuring compliance with actuarial standards, internal policies, and regulatory frameworks.
 
The ideal candidate brings strong technical and analytical skills, sound actuarial judgment, and the ability to collaborate across departments such as finance, product development, investments, and risk. The Senior Actuary will also contribute to strategic projects related to product innovation, reinsurance optimization, and financial modeling.
 
ESSENTIAL FUNCTIONS
The essential functions include, but are not limited to the following:
<ul>
<li>Lead and oversee the pricing of life and investment-linked products, ensuring methodologies, assumptions, and target profitability metrics (e.g., VNB, IRR, ROE) align with the company’s risk appetite, capital requirements, and governance standards.</li>
<li>Support the full product development lifecycle — from concept and feasibility through pricing, regulatory filings, implementation, and post-launch monitoring — in close collaboration with product, finance, investment, and compliance teams.</li>
<li>Perform monthly and quarterly reserve calculations for life and investment-linked products under statutory, GAAP, and/or IFRS reporting frameworks.</li>
<li>Conduct experience studies (e.g., mortality, lapse, expense, investment performance) and assist in updating valuation and pricing assumptions.</li>
<li>Collaborate with product and investment teams to evaluate and model investment strategies, asset-liability matching, and fund performance impacts on product profitability.</li>
<li>Assist in the development, testing, and enhancement of actuarial models using tools such as AXIS, Prophet, or other appropriate systems for both life insurance and investment products.</li>
<li>Contribute to regulatory filings such as actuarial opinions, asset adequacy testing, and risk-based capital reporting.</li>
<li>Support the assessment and implementation of changes in actuarial standards, regulatory requirements, or accounting frameworks (e.g., IFRS 17, GAAP LDTI).</li>
<li>Analyze and report on the performance of unit-linked or participating funds, including policyholder dividends and investment performance.</li>
<li>Work with cross-functional teams (finance, compliance, product, and investments) on product development initiatives and strategic projects.</li>
<li>Ensure compliance with Actuarial Standards of Practice (ASOPs), internal controls, and corporate risk management policies.</li>
<li>Maintain required continuing education and professional development through the Society of Actuaries or relevant actuarial bodies.</li>
<li>Perform other duties and projects as assigned by actuarial management.</li>
</ul>
 
Other Responsibilities
<ul>
<li>Provide actuarial insight to management for strategic decision-making, financial forecasting, and capital planning.</li>
<li>Support the optimization of reinsurance arrangements and related risk transfer strategies.</li>
<li>Participate in enterprise risk management (ERM) activities, including stress testing and scenario modeling.</li>
<li>Support the integration of actuarial analytics with digital and data initiatives across the organization.</li>
</ul>
 
KEY PERFORMANCE INDICATORS (KPIs)
<ul>
<li>Accuracy and timeliness of reserve valuations and actuarial reports</li>
<li>Quality and audit compliance of actuarial models and documentation</li>
<li>Pricing adequacy and alignment with target profitability metrics</li>
<li>Turnaround time for product pricing or assumption updates</li>
<li>Actuarial input to strategic projects (e.g., product launches, capital planning)</li>
<li>Professional development, credential progression, and mentoring of junior actuaries</li>
</ul>
MINIMUM QUALIFICATIONS
<ul>
<li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field.</li>
<li>15+ years of actuarial experience in life insurance and/or investment-linked products.</li>
<li>Associate of the Society of Actuaries (ASA) required; Fellow of the Society of Actuaries (FSA) preferred.</li>
<li>Strong knowledge of life insurance and investment product structures, valuation methods, and regulatory frameworks.</li>
<li>Experience with actuarial modeling tools (e.g., AXIS, Prophet, MG-ALFA) and data tools (e.g., Excel, SQL, Python, R).</li>
<li>Familiarity with investment concepts, such as asset-liability management (ALM), yield curve modeling, and fund performance.</li>
<li>Strong understanding of IFRS 17, GAAP LDTI, and risk-based capital requirements preferred.</li>
<li>Excellent analytical, communication, and presentation skills.</li>
<li>Ability to manage multiple priorities in a collaborative and fast-paced environment.</li>
</ul>
 
WORKING CONDITIONS
The following job-related working conditions are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential function.
 
WORK ENVIRONMENT
The role primarily operates in an in-door, climate-controlled office setting working in close proximity to others. Noise level in the work environment is low to moderate. Light level provides adequate brightness for reading, computer work, and other tasks without causing glare or strain.
 
PHYSICAL DEMANDS 
The job primarily involves sedentary work with prolonged periods sitting at a desk. While performing the duties of this job, employees may occasionally be expected to:
<ul>
<li>Exert up to 10 pounds of force and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.</li>
<li>Operate standard office equipment such as copiers, computers, telephones, printers, etc.</li>
</ul>
 
TRAVEL
Minimal to no travel required.
 
SAFETY HAZARD OF THE JOB 
Minimal Hazards including potential ergonomic risks from prolonged sitting or repetitive motions.
 
LEADERSHIP COMPETENCIES
<ul>
<li>Strategic and Analytical Thinking.</li>
<li>Technical Mastery in Life &amp; Investment Actuarial Science.</li>
<li>Collaboration and Cross-Functional Communication.</li>
<li>Innovation and Continuous Improvement Mindset.</li>
<li>Ethical Judgment and Regulatory Compliance.</li>
<li>Mentorship and Team Development.</li>
</ul>
 
 
EEO STATEMENT
VUMI Group is an equal opportunity employer. We celebrate diversity and are committed to an inclusive environment for all employees.
 
NOTE
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this job description are the minimum levels of knowledge, skills, or abilities necessary. This job positing does not create an employment contract, implied or otherwise, other than an “at will” relationship.

Senior Actuary Director

<h3>Job Description</h3>
Job Description
Senior Actuary - Financial Planning &amp; Analysis
A dynamic and mission-driven organization is seeking a highly analytical and experienced Senior Actuary to lead financial planning and analysis across multiple lines of business. This role plays a central part in shaping strategic decisions through advanced modeling, forecasting, and reinsurance administration.
The Senior Actuary will take ownership of line-of-business profitability, conduct source of earnings analysis, and maintain actuarial assumptions within AXIS. They will lead monthly actual vs. expected reviews, support internal reporting, and continuously improve budgeting and projection models-transitioning them toward greater automation, transparency, and integration with other systems.
This position also supports the development and refinement of the Total Company Model, including updating assumptions and interpreting results for senior leadership. In addition, the role oversees reinsurance administration, ensuring accurate premium calculations, data integrity, and coordination with internal teams and external reinsurers.
Additional responsibilities include conducting risk-based capital analysis, responding to auditor inquiries, and performing ad hoc actuarial studies as needed.
Qualifications:
<ul>
<li>Bachelor's degree in Mathematics, Statistics, Actuarial Science, or a related field</li>
<li>At least 10 years of progressive actuarial experience</li>
<li>Fellow of the Society of Actuaries (FSA) required; Academy membership a plus</li>
<li>Expert-level proficiency in AXIS</li>
<li>Strong analytical and communication skills</li>
<li>Ability to manage multiple projects independently and collaboratively</li>
<li>Experience with database query tools and programming applications preferred</li>
</ul>
This is a high-impact opportunity for a seasoned actuary who thrives in a collaborative environment and is passionate about driving financial clarity and strategic insight.
Company DescriptionOperating as part of Phaidon International, Selby Jennings is a multi-award winning global recruitment organization focused on servicing the financial industry. By breaking down financial markets into individual niches and micro-specialisms, Selby Jennings powers a knowledge-led model, delivering global solutions into local markets. Every consultant is an expert in their field. Structuring our teams to mirror the demands of our clients and candidates, we identify, qualify and present the highest caliber candidates, as well as identifying the best market opportunities for leading finance professionals. We work in partnership with clients to tailor-make a suitable search model based on the type of assignment and client service level requirements, adopting a bespoke combination of solutions to ensure optimum reach into the active and passive market places. From our offices around the world, we recruit beyond international boundaries, pro-actively sourcing the best talent in the industry. Across contingent, retained, and project solutions, our service is unrivaled; speaking to our level of service provision, search accuracy, and flexibility. 
<h3>Company Description</h3>
Operating as part of Phaidon International, Selby Jennings is a multi-award winning global recruitment organization focused on servicing the financial industry.\r\n\r\nBy breaking down financial markets into individual niches and micro-specialisms, Selby Jennings powers a knowledge-led model, delivering global solutions into local markets. Every consultant is an expert in their field. Structuring our teams to mirror the demands of our clients and candidates, we identify, qualify and present the highest caliber candidates, as well as identifying the best market opportunities for leading finance professionals.\r\n\r\nWe work in partnership with clients to tailor-make a suitable search model based on the type of assignment and client service level requirements, adopting a bespoke combination of solutions to ensure optimum reach into the active and passive market places.\r\n\r\nFrom our offices around the world, we recruit beyond international boundaries, pro-actively sourcing the best talent in the industry. Across contingent, retained, and project solutions, our service is unrivaled; speaking to our level of service provision, search accuracy, and flexibility.

Sr. Actuary

<h3>Job Description</h3>
Actuary
Reinsurance Development Team within Corporate Actuarial
Full-Time
Boston, MA or Springfield, MA

The Opportunity

MassMutual is seeking a well-rounded, motivated financial professional to join the Reinsurance Development team within the broader Corporate Actuarial team.&nbsp; In this function, this individual will cover all aspects of reinsurance across MassMutual and is expected to successfully partner with the various internal and external businesses and partners of the Organization.&nbsp; They will also take the lead on developing additional analytics to better understand our current and projected reinsurance performance.

The Team

Reinsurance Development operates as a small center of excellence for reinsurance across the company. The team includes a treaty consultant, a reinsurance actuary, a member of actuarial leadership development program (ALDP), and the reinsurance administration team. We manage all of MassMutual’s reinsurance relationships. The team leads and oversees all aspects of reinsurance including developing, negotiating, securing, and administering both traditional and financial reinsurance solutions to support the operational, risk and capital position of the Company.&nbsp; The team also develops and implements strategies to optimize the Company’s existing use of reinsurance while managing and overseeing reinsurance relationships across the organization. We thrive on identifying solutions and executing, but also on effectively managing all our agreements and ensuring appropriate controls and governance around all aspects of reinsurance.

The Impact:
<ul>
<li>Provide technical expertise as the modeling lead for the team to produce output for regular reporting and ad-hoc analysis</li>
<li>Help manage the use and direction of reinsurance across all lines of business for both inforce and new business balancing historical and expected go-forward profitability, risk appetite and existing exposures, contractual reinsurance obligations/requirements,
<ul>
<li>In this role, the individual will lead work to develop an analytics framework on inforce reinsurance arrangements to assess performance and develop a better understanding of cash flows and economics with each reinsurer that will be regularly presented to management and used to help inform strategy decisions on the inforce reinsurance arrangements</li>
<li>In this capacity, the individual will collaborate with members of the team and coordinate with reinsurance administration, valuation and product pricing teams</li>
</ul>
</li>
<li>Closely collaborate with
<ul>
<li>Product, Pricing, and Assumption Oversight and Valuation teams to ensure adequacy and appropriateness of assumptions and strategies recommended as part of the reinsurance exercise,</li>
<li>Reinsurance Administration team to ensure reinsurance solutions can be practically implemented, and provide guidance or to ensure administration is in compliance with the terms of the agreements</li>
<li>Enterprise Risk Management to evaluate and monitor counterparty risk exposure against established thresholds</li>
<li>The Reinsurance Development team to complete quarterly reporting and analytics for management to support discussions around reinsurance performance while overseeing routine reporting done by the ALDP member</li>
</ul>
</li>
<li>Develop relationships with external reinsurance counterparts, and manage the standard request for proposals and implementation of coverages, such as yearly renewable term pools, while collaborating with Product to analyze the reinsurance proposals and providing recommendations to the Head of Product and Chief Actuary</li>
<li>Regularly attend strategy meetings with senior leadership, the Chief Actuary, other departments, and external reinsurance counterparts with opportunities to present and participate in discussions to ensure the use of reinsurance and expertise from the reinsurers is optimally utilized across the organization</li>
<li>Attend one reinsurance conference per year to discuss strategy and priorities with external reinsurance counterparts</li>
<li>Strategic thinking, clear communication, leadership running initiatives and solid partnership with the business and other departments</li>
</ul>

The Minimum Qualifications
<ul>
<li>Bachelor’s Degree</li>
<li>Associate of the Society of Actuaries (ASA)</li>
<li>An individual with demonstrated professional financial experience with 5+ years of life or health or annuity insurance experience</li>
</ul>

The Ideal Qualifications
<ul>
<li>Fellow of Society of Actuaries (FSA) or equivalent professional credential from a recognized professional actuarial association is a plus but neither is not a requirement</li>
<li>5+ years of experience, preferably in the U.S. insurance market</li>
<li>Experience in reinsurance across life, health or annuity product lines and capital management</li>
<li>2+ years of experience with Moody’s AXIS</li>
<li>Self-motivated and independent with strong analytical, strategic &amp; critical thinking, and problem-solving skills; comfortable dealing with both complexity and ambiguity, and able to explore multiple solutions to problems and challenges</li>
<li>Effective time management, planning and organization skills</li>
<li>Strong interpersonal and communication skills: ability to convey complex issues, explain methodologies and influence resolutions in writing and orally</li>
<li>Ability to rapidly respond to changes in direction, tight deadlines and high-pressure situations</li>
</ul>

What to Expect as Part of MassMutual and the Team
<ul>
<li>Regular meetings with the Reinsurance Development Team</li>
<li>Focused one-on-one meetings with your manager, the reinsurance actuary</li>
<li>Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups</li>
<li>Access to learning and development content on Degreed and other informational platforms</li>
<li>Your ethics and integrity will be valued by a company with a strong and stable ethical business practices with industry leading pay and benefits</li>
</ul>

#LI-ST1
MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.

Actuary - Reinsurance

<h3>Job Description</h3>

Job Description:

We’re actively seeking a talented Senior Actuary to join our Product Development team in Newport Beach, CA or Omaha, NE. This role is on-site. You’ll work at our state-of-the-art Newport Beach headquarters or modern Omaha office.

As a Senior Actuary you’ll play a key role in Pacific Life’s growth and long-term success through the development of new products and maintenance of existing products within CMD’s Annuity Business.&nbsp; We are looking for a collaborative team player who can handle multiple projects whilst managing stakeholder expectations - balancing both profitability and competitiveness within our annuity product suite. How you’ll help move us forward: &nbsp;
<ul>
<li>Balance product profit, risk, and market competitiveness; test creative solutions to challenges encountered in product design, pricing, and implementation process.</li>
<li>Support new product design and pricing following existing profit and risk management guidelines and procedures.</li>
<li>Run pricing models covering all major product types: Registered Index-Linked Annuities, Variable annuities, Fixed-Indexed annuities, Index-Linked Variable annuities, and Fixed annuities as part of the semi-annual product suite repricing.</li>
<li>Analyze pricing results to extract notable drivers of results/trends and suggest actions in response to results.</li>
<li>Effectively communicate analysis in a way that is appropriate for intended audience.</li>
<li>Challenge the status quo of current tools and processes. Continuously identify areas for improvement and propose/engineer solutions to enhance and streamline.</li>
<li>Collaborate with other stakeholders (e.g., product strategy, product innovation, sales &amp; distribution, finance &amp; risk, investment) to help develop solutions to better support our growing product development needs.</li>
<li>Provide guidance and expertise to junior staff members on the team.</li>
</ul>
 The experience you bring:

<ul>
<li>Bachelor’s Degree in Actuarial Science, Mathematics, or similar field.</li>
<li>FSA designation required</li>
<li>Previous experience with Actuarial Modeling Software (e.g. Prophet, MoSes, Turbo etc.) and proficiency in Microsoft Excel.</li>
<li>Excellent written and verbal communication.&nbsp; Ability to present complex information in a clear and concise manner to various audiences.</li>
<li>Self-starter with strong organizational, time management, and interpersonal skills.</li>
<li>Ability to work both independently and collaboratively as part of a team and manage long-term projects. &nbsp;</li>
</ul>

What makes you stand out:

<ul>
<li>Effectively managing multiple projects and deliverables simultaneously.</li>
<li>A natural curiosity to discover root drivers of profit and risk.</li>
<li>Perform detail-oriented analysis to substantiate reasonability of results.</li>
<li>Experience with Life and Annuity products, or asset and liability projections.</li>
</ul>

Ability to present recommendations and observations to senior stakeholders, technical peers, and junior actuaries.

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$163,620.00 - $199,980.00

Your Benefits Start Day 1 &nbsp; &nbsp;
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

<ul>
<li>
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
</li>
<li>
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off 
</li>
<li>
Paid Parental Leave as well as an Adoption Assistance Program
</li>
<li>
Competitive 401k savings plan with company match and an additional contribution regardless of participation
</li>
</ul>

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

<h3>Job Description</h3>

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. We’re actively seeking a talented Actuary &amp; Director – Economic Value to join our Enterprise Valuation Aggregation &amp; Optimization team in Newport Beach, CA, Omaha, NE, or Charlotte, NC. This is an individual contributor role that follows a hybrid schedule of four days in the office (on-site). If you are not currently located near one of our offices, you will be required to relocate. As an Actuary &amp; Director (FSA) – Economic Value you’ll move Pacific Life, and your career, forward by playing a key role in the continued enhancement of economic reporting (EV/EC) and the optimization of processes across valuation. You will fill an existing role on the Aggregation &amp; Optimization team with a primary focus on delivering the economic framework implementation and developing solutions to shape the economic reporting process of the future. This is an exciting opportunity to get big picture insight into Pacific Life’s business mix, and to engage with business partners from across the Company. How you’ll help move us forward:
<ul>
<li>
Drive the implementation of the economic framework across valuation, including future state design, development of implementation standards, and operationalization of the framework for quarterly reporting
</li>
<li>
Collaborate with actuarial teams and users of actuarial outputs to define business needs and future state reporting vision within in the business
</li>
<li>
Bring consistency to our approach to reporting across the enterprise, providing guidance, templates and structure to meet the enterprise reporting needs
</li>
<li>
Develop standards, practices, and guidance around actuarial reporting, including how teams apply thresholds, analytics
</li>
<li>
Develop analysis to explain impacts and movements across our economic reporting basis, communicate results and analysis to key stakeholders
</li>
<li>
Serve as the SME for actuarial transformation related to EV/EC, working with various internal and external teams, including actuarial modelling, data, IT, and finance business partners to transform the economic reporting process to improve accuracy, trust, and timeline
</li>
<li>
Communicate results and analysis with clarity and appropriate for intended audience.
</li>
<li>
Conduct ad-hoc analysis and support requests or projects within the aggregation &amp; optimization team as needed.
</li>
</ul>
 The experience you bring (required):
<ul>
<li>
FSA designation
</li>
<li>
Bachelor’s degree in actuarial science, finance, mathematics, or related field
</li>
<li>
8+ years of relevant experience within the life insurance sector
</li>
<li>
Experience with a range of reporting bases and product types including various ways to analyze business performance and metrics
</li>
<li>
Strong quantitative, analytical, and problem-solving skills with innate curiosity and attention to details
</li>
<li>
Effective verbal and written communication
</li>
<li>
Ability to work in a fast-paced, dynamic environment with high degrees of ambiguity
</li>
<li>
Demonstrable track record of working effectively with others and leading them
</li>
</ul>
 What makes you stand out:
<ul>
<li>
Direct or indirect people leadership; coaching, mentoring, guiding, influencing, etc.
</li>
<li>
Experience with Economic Reporting
</li>
<li>
Experience with Snowflake or similar software
</li>
<li>
Experience with Prophet or other actuarial modeling software
</li>
</ul>
 Base Salary Ranges (location-specific):
<ul>
<li>
Newport Beach, CA: $198,810 - $242,990
</li>
<li>
Omaha, NE: $171,720 - $209,880
</li>
<li>
Charlotte, NC: $180,720 - $220,880
</li>
</ul>

You can be who you are.

People come first here. We’re committed to a diverse, equitable and inclusive workforce. Learn more about how we create a welcoming work environment through Diversity, Equity, and Inclusion at <a href="http://www.pacificlife.com" target="_blank">www.pacificlife.com</a>. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. &nbsp;

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$198,810.00 - $242,990.00

Your Benefits Start Day 1 &nbsp; &nbsp;
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

<ul>
<li>
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
</li>
<li>
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off 
</li>
<li>
Paid Parental Leave as well as an Adoption Assistance Program
</li>
<li>
Competitive 401k savings plan with company match and an additional contribution regardless of participation
</li>
</ul>

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Actuary & Director - Economic Value

<h3>Job Description</h3>
Job DescriptionAbout Ethos
Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. 
We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We've issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.
We make getting life insurance easier, faster and better for everyone. 
Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! 
About the Role:
Ethos is looking for an experienced actuary to join our team. You will be partnering closely with our actuarial, underwriting and product teams to identify opportunities to fine-tune and innovate our product, underwriting and pricing solutions. You will also work with other teams to identify and pursue new product and distribution opportunities. You will assist in identification of ideal industry partners and push them to accelerate the evolution of our product mix and risk practices to enable optimal customer experience. 
We are looking for someone who is excited by the prospect of doing the impossible and scaling a new insurance model at extraordinary speed. The right candidate will have expertise in life insurance products, underwriting and pricing; experience working with varied stakeholders internally and externally; and be able to think differently to create value and capitalize on unrealized opportunities in the market. This is a unique opportunity to drive the offerings for a brand that is quickly gaining a lot of national and global attention.
If this sounds like a match for you and what you are up to, please apply. We'd love to hear from you!
Duties and Responsibilities:
<ul>
<li>Support the development and management of Ethos' product and carrier strategy</li>
<ul>
<li>Bring new and innovative products to market by collaborating with internal and external stakeholders</li>
<li>Work with internal and external partners to identify opportunities to evolve existing products or modify product placement to maximize business economics</li>
</ul>
<li>Determine insurance product pricing and features in cooperation with partner carriers</li>
<ul>
<li>Review pricing for new products and product enhancements. Assist in the negotiation with carrier partners.</li>
<li>Proactively monitor the competitive landscape and sales funnel performance to drive price and product enhancements</li>
<li>Develop and execute appropriate pricing technology and methods</li>
<li>Develop and maintain detailed models of Ethos profitability and the impact of major profit levers for our carrier partners</li>
<li>Collaborate with Product Performance to establish pricing assumptions</li>
<li>Provide insights to the underwriting and user experience team to support and guide the continuous improvement of underwriting guidelines and requirements while improving the user journey</li>
</ul>
<li>Deliver new products and product enhancements</li>
<ul>
<li>Work with multiple stakeholders to gather product, rate and rule requirements that are needed to deploy new insurance products or product enhancements.</li>
<li>Develop and maintain insurance product specifications</li>
<li>Review filing requirements and assist in the preparation of filings for regulatory authorities when needed; this includes actuarial memo, indication, and modeling-related supporting exhibits.</li>
</ul>
<li>Ensure achievement of pricing objectives</li>
<ul>
<li>Close the loop on pricing, collaborating with Product Performance and across Ethos to establish appropriate measurement systems</li>
<li>Influence product routing and underwriting strategies to increase profitability</li>
<li>Support creating action plans to correct underperformance</li>
<li>Identify surplus carrier profit and ways to deploy the surplus for growth</li>
<li>Deliver performance overviews to carriers on a regular basis</li>
</ul>
</ul>
Qualifications and Skills:
<ul>
<li>BS/BA in Mathematics, Statistics, or similar quantitative field</li>
<li>FSA </li>
<li>Deep understanding of life insurance products, underwriting and pricing</li>
<li>Demonstrated pricing capabilities coupled with effective documentation</li>
<li>Excellent written and oral communication, including understanding stakeholder needs and communicating effectively to your audience</li>
<li>Are self-motivated and persistent to seek answers in a fast-paced startup environment</li>
<li>Have a bias for action and are comfortable managing internal and external relationships to achieve the same</li>
<li>Have excellent written and oral communication skills, including understanding stakeholder needs and communicating credibly and effectively to your audience</li>
<li>Are detail-oriented and have strong mathematical foundations</li>
</ul>
#LI-Remote
#LI-TT2
The US national base salary range for this full-time position is $158,000 - $280,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. 
Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. 
You can find further details of our US benefits at <a href="https://www.ethoslife.com/careers/" target="_blank">https://www.ethoslife.com/careers/</a>
Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.
We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.
To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.
Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.
We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.
To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

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