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<h3>Job Description</h3>
Job DescriptionBenefits/Perks
<ul>
<li>Careers Advancement Opportunities&nbsp;</li>
<li>Flexible Scheduling</li>
<li>Competitive Compensation</li>
<li>401 (K) with company matching</li>
<li>Health Insurance</li>
<li>Life Insurance</li>
<li>Disability and Cancer Insurance</li>
<li>Full Time Marketing Executive on Staff to help with any ideas or projects</li>
<li>Full Reimbursement for any Marketing events or Realtor meetings</li>
</ul>
Job SummaryWe are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.&nbsp; We have an incredible team of Processors and Loan Officer Assistants to help you along the way and will get your loans closed on time.&nbsp; We are a Correspondent Lender and will give the Loan Officer freedom to use one of our 12 Investor Partners.&nbsp; &nbsp;Responsibilities&nbsp;
<ul>
<li>Interview applicants to gather financial information</li>
<li>Evaluate creditworthiness</li>
<li>Process loan applications</li>
<li>Set up debt payment plans</li>
<li>Report on financing decisions</li>
<li>Complete loan contracts</li>
<li>Assist clients in understanding the terms and conditions of their contracts</li>
<li>Maintain up-to-date knowledge of current financial services and types of loans</li>
<li>Keep detailed records for all accounts</li>
</ul>
Qualifications
<ul>
<li>Bachelor’s degree in finance, economics, or a related field</li>
<li>Previous experience as a Loan Officer is preferred</li>
<li>Familiarity with Microsoft Excel, databases, and loan processing and banking software</li>
<li>Knowledge of lending products and practices</li>
<li>Strong customer service and communication skills</li>
<li>Ability to perform in a goal-oriented environment</li>
</ul>

Loan Officer

<h3>Job Description</h3>
Job Description
1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit union lending policy; assisting with development of lending policy; maintain lending activity to meet credit union goals and objectives. Recommending alternatives to reduce loan delinquencies as needed. ROLE AND
RESPONSIBILITIES
<ul>
<li>Serve as main point of contact for all member requests and inquiries regarding Credit Union loan services and policies. Stay abreast of lending/financial information and compliance issues to effectively assist members with their lending needs.</li>
<li>Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicant. Process and make credit decisions based on lending policies.</li>
<li>Obtain signatures and closing documents, (loanliner agreements, payroll/ach deductions, power of attorneys, advance/subsequent action forms etc.) verify that the files are completed in accordance with lending policies and procedures. Ensure that all loan information is confidential.</li>
<li>Maintain compliance with all lending regulations; assist with developing procedural changes as compliance requires or new programs demand.</li>
<li>Responsible for achieving established member service goals and making sure that deadlines are met.</li>
<li>Promote a culture of openness in order to be an effective listener and problem solver of member’s issues and customer service concerns.</li>
<li>Maintain knowledge of 1st Choice Credit Union’s products and services, operational policies and procedures, by-laws, and philosophy.</li>
<li>Demonstrate a professional, business like appearance.</li>
<li>Perform other duties as required for the efficient operation of the credit union.</li>
</ul>
 QUALIFICATIONS AND EDUCATION REQUIREMENTS:
<ul>
<li>Credit union or community banking experience is preferred</li>
<li>Bachelor’s degree is preferred</li>
<li>1-2 years’ Lending Experience</li>
<li>Familiarity with Microsoft Office Suite applications</li>
<li>Strong attention to detail</li>
<li>Ability to apply logic and methodology</li>
</ul>
BENEFITS:
<ul>
<li>401(k)</li>
<li>Health Insurance</li>
<li>Dental Insurance</li>
<li>Disability Insurance</li>
<li>Vision Insurance</li>
<li>Life Insurance</li>
<li>Paid Time Off (PTO)</li>
</ul>
Company Description1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue. The credit union is a community-focused organization, owned and operated by its 9,000 members. 
<h3>Company Description</h3>
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue. The credit union is a community-focused organization, owned and operated by its 9,000 members.

<h3>Job Description</h3>
Job Description
The Member Service Representative/Loan Officer is responsible for providing exceptional service to credit union members by assisting with a variety of transactions, resolving account inquiries, and identifying financial needs. This role also entails accepting, processing, and closing consumer loan applications while ensuring compliance with credit union policies and applicable regulations.&nbsp;
Company DescriptionOur motto is "Community at Heart", and we strive to live that motto in all we pursue. We take care of our members and our employees, and we're proud to be a trusted local credit union. 
<h3>Company Description</h3>
Our motto is "Community at Heart", and we strive to live that motto in all we pursue. We take care of our members and our employees, and we're proud to be a trusted local credit union.

<h3>Job Description</h3>
Job Description
ob Overview About Lendify Home Loans Lendify Home Loans is one of the fastest growing mortgage brokerages in the country, proudly ranked among the top 50 UWM accounts. We specialize in providing exceptional support to our Loan Officers and clients, making the mortgage experience smoother, faster, and more rewarding for everyone involved.
We’re currently expanding and actively looking for experienced, licensed Mortgage Loan Officers who are ready to take their careers to the next level. Whether you're an established producer or looking to step into a leadership role, we have opportunities for Team Leads and Division Leads as part of our growth initiative.
At Lendify, you'll work alongside top-performing Team Leaders, experienced Processors, and a collaborative team that’s committed to your success. We offer the tools, technology, and support to help you thrive — with no micromanagement and a focus on professional development.
Responsibilities
<ul>
<li>Manage the loan origination process from application through closing, ensuring all documentation is complete and accurate.</li>
<li>Conduct thorough assessments of client financial situations to determine appropriate loan products.</li>
<li>Negotiate terms and conditions of loans with clients and third-party vendors.</li>
<li>Manages customer pipeline for efficiency</li>
<li>Provide exceptional customer service by addressing client inquiries and concerns promptly.</li>
<li>Maintain up-to-date knowledge of industry trends, regulations, and best practices in mortgage lending.</li>
</ul>
Requirements
<ul>
<li>Proven experience as a Loan Officer with an active NMLS</li>
<li>Strong knowledge of mortgage servicing processes</li>
<li>Excellent negotiation skills with the ability to communicate effectively with clients and stakeholders.</li>
<li>Exceptional customer service skills with a focus on building lasting relationships.</li>
<li>Ability to work independently as well as collaboratively within a team environment.</li>
<li>Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions</li>
<li>Strong attention to detail and organizational skills to manage multiple loans simultaneously.</li>
<li>A commitment to maintaining confidentiality and adhering to ethical standards in all transactions.</li>
</ul>
If you are passionate about helping clients navigate their financial journeys and possess the necessary skills for this role, we encourage you to apply for the Senior Loan Officer position.
 Monday - Friday 9AM-6PM

<h3>Job Description</h3>
Job Description
BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.
Available Positions:
<ul>
<li>Mortgage Loan Originator (inside/outside sales)</li>
</ul>
Essential Mortgage Loan Originator Functions:
<ul>
<li>Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships.</li>
<li>Source and originate mortgage loans and manage the client experience from origination to closing.</li>
<li>Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.</li>
<li>Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.</li>
<li>Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.</li>
<li>Stay current with changes and new products and learn various borrowing programs and processes.</li>
<li>Learn and utilize LOS (MortgageBot), as well as various third party provider applications.</li>
<li>Adhere to all federal and state compliance guidelines relative to the position.</li>
</ul>
Minimum Qualifications:
<ul>
<li>High school diploma with 3–5 years mortgage experience or a bachelor's degree.</li>
<li>12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.</li>
<li>Mortgage Loan Service Registry (NMLS).</li>
<li>Working knowledge of all state and federal mortgage regulations.</li>
<li>Strong written and oral communication skills.</li>
<li>Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.</li>
<li>Must possess superior customer service skills.</li>
<li>Excellent customer service and listening skills.</li>
<li>Public speaking skills.</li>
</ul>
Desired Skills &amp; Experience
<ul>
<li>Solid math skills.</li>
<li>Genuine interest in local, regional and national real estate markets</li>
<li>Ability to multi-task in a fast paced environment.</li>
<li>Good organizational and analytical skills.</li>
<li>Strong written and oral communication skills.</li>
</ul>
Competitive benefits, including:
<ul>
<li>Customized commission structure</li>
<li>Signing bonus</li>
<li>Access to Loan Officer Assistant, Processor and Team Leader</li>
<li>Medical and Dental Insurance</li>
<li>401(k) Plan</li>
<li>Pension Plan</li>
<li>Subsidized Short/Long Term Disability, Life and AD&amp;D Insurance</li>
<li>Voluntary Benefits including Life, Accident, and Cancer Insurance</li>
<li>Flexible Spending Accounts</li>
<li>Health Savings Accounts</li>
<li>Tuition Reimbursement</li>
<li>Student Loan Pay Down Benefit</li>
<li>Generous Paid Time Off</li>
<li>Employee Assistance Program (EAP)</li>
<li>Volunteer Time</li>
</ul>
 MLO positions are commission based.
BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

LOAN OFFICER

<h3>Job Description</h3>
Job Description
FUNCTION:
Originates real estate mortgages by sourcing prospective customers and proactively solicits new residential mortgage business. Continually identifies, develops and maintains a quality network of referral sources to generate mortgage sales to meet quarterly loan quality and production goals. Visits local Realtors, builders, accountants and utilizes available lead referral sources to identify prospects to obtain their individual sales results.
RESPONSIBILITIES:
<ol>
<li>Conducts sales efforts to self generate residential real estate mortgage activity.</li>
<li>Identifies prospects and originates real estate mortgages loans via the internet, phone or mail or in person at the customer’s convenience.</li>
</ol>
3) Visits local Realtor’s, attorneys, accountants and other centers of influence in addition to using lead referral sources to facilitate the MLO’s mortgage sales efforts
4) Originate mortgage applications in adherence to company and investor program and pricing guidelines
<ol>
<li>Prepares and distributes required documents to borrowers at time of application in compliance with applicable lending regulations. Maintains a thorough working knowledge of applicable laws and guidelines as they relate to mortgage lending and adheres to all compliance requirements.</li>
<li>Collects all required documentation from prospective borrowers at time of application and maintains prompt follow-up with customers for additional required documentation to effectively complete the sales cycle, ensuring maximum customer satisfaction throughout the process.</li>
<li>Maintains a pipeline of high quality loans and manages customer experience and expectations throughout the process. Communicate effectively with the applicants and all other parties to the transaction to maximize customer service.</li>
<li>Embraces the Bank’s commitment to Solutions by seeking and recognizing opportunities to refer new business to additional divisions of the Bank, </li>
<li>Attends Open Houses, Realtors meetings, Homebuyer seminars and business networking events and all other business development opportunities at the mortgage originator’s discretion and as they deem necessary to effectively promote their sales efforts.</li>
<li>Maintains a current registration with the Nationwide Multistate Licensing System (NMLS).</li>
</ol>
Knowledge/Skills/Experience Requirements:
Employee must have an NMLS license or obtain and maintain a license as a condition of employment.
2+ years of recent mortgage loan origination or similar sales background
College degree preferred
Excellent business acquisition and customer service skills and the ability to develop and maintain quality client relationships
Knowledge of conventional and government lending requirements
Knowledge of mortgage processing/underwriting/closing requirements
Knowledge of federal and state regulations concerning real estate lending
Solid time management skills including the ability to prioritize workload
Knowledge of Microsoft Office Products.

<h3>Job Description</h3>
Job DescriptionBenefits/Perks
<ul>
<li>Supplemental Health Insurance (Aflac)</li>
<li>401K Matching</li>
<li>Careers Advancement Opportunities&nbsp;</li>
<li>Flexible Scheduling</li>
<li>Competitive Commissioned Compensation</li>
</ul>
Job SummaryWe are seeking an Licensed Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations. &nbsp;&nbsp;Responsibilities&nbsp;
<ul>
<li>Interview applicants to gather financial information</li>
<li>Evaluate creditworthiness</li>
<li>Process loan applications</li>
<li>Set up debt payment plans</li>
<li>Report on financing decisions</li>
<li>Complete loan contracts</li>
<li>Assist clients in understanding the terms and conditions of their contracts</li>
<li>Maintain up-to-date knowledge of current financial services and types of loans</li>
<li>Keep detailed records for all accounts</li>
<li>Ability to work with positivity and honesty</li>
</ul>
Qualifications
<ul>
<li>Must have a current Mortgage Originator License in any of the following states VA, MD, NC, FL, and DC</li>
<li>Previous experience as a Loan Officer is preferred</li>
<li>Familiarity with Microsoft Excel, databases, and loan processing and banking software</li>
<li>Knowledge of lending products, practices, underwriting guidelines, and compliance</li>
<li>Strong customer service, communication skills, and interpersonal skills</li>
<li>Ability to perform in a goal-oriented environment</li>
</ul>

<h3>Job Description</h3>
Job DescriptionDescriptionGENERAL SUMMARY:Manages a portfolio of all types of loan/depository accounts.&nbsp; Responsible for prospecting new customers and cross-selling other banking services.&nbsp;RESPONSIBILITIES AND DUTIES:
<ol>
<li>Prospects new customers and solicits new loans.&nbsp; Cross-sells other banking services to new and existing customers.&nbsp; Maintains on-going customer contact to ensure good customer relations. &nbsp;</li>
<li>Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc.&nbsp; Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness.&nbsp; Monitor customers’ financial condition.</li>
<li>Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit.&nbsp; Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee.&nbsp; May serve and vote as a member of the bank loan committee.&nbsp;</li>
<li>Monitors loan repayment activities, take necessary action to collect past-due accounts.&nbsp;</li>
<li>May participate in preparation of department budget, goals and objectives and strategic planning.&nbsp;</li>
<li>Participates in civic and community organizations, representing the bank, but following personal interests.&nbsp; Attends customer and bank sponsored events.&nbsp; &nbsp; &nbsp;</li>
<li>Performs other related duties as assigned by management.</li>
<li>Ability to maintain regular and reliable attendance</li>
</ol>
&nbsp;KNOWLEDGE, SKILL, AND ABILITIES:
<ul>
<li>Knowledge of agriculture, commercial and consumer lending procedures.</li>
<li>Knowledge of credit structuring.</li>
<li>Knowledge of general banking principles and banking.</li>
<li>Knowledge of sales and marketing practices and principles.</li>
<li>Skill in communicating with clients and co-workers in courteous and professional manner. &nbsp;</li>
<li>Skill in operating computer terminals and printers.</li>
<li>Skills in pricing loans.</li>
<li>Ability to maintain a high level of confidentiality.</li>
<li>Ability to problem solve.</li>
<li>Ability to make sound decision using information at hand.</li>
<li>Ability to demonstrate accuracy and efficiency in a fast-paced environment.</li>
<li>Ability to function as a team player.</li>
</ul>
 EDUCATION AND EXPERIENCE:
<ul>
<li>College degree preferred</li>
<li>Three years lending experience is preferred.</li>
</ul>
&nbsp;PHYSICAL REQUIREMENTS:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Seeing: 75-100%Must be able to greet customers read documents, use computer&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Hearing: 75-100%Must be able to communicate with customers and co-workers&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Standing/Walking: 75-100%Must be able to visit customer&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Lifting/Pulling/Pushing: 25-49%&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Climbing/Stooping/Kneeling:&nbsp; 25-49%&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Fingering/ Grasping/Feeling: 75-100%Must be able to use computer, write&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;PHYSICAL DIMENSIONS:Medium Work:&nbsp; Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. &nbsp;&nbsp;NOTE: &nbsp;The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification.&nbsp; They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified. More DetailsMore Details

<h3>Job Description</h3>
Job DescriptionSalary: 
The Loan Officer is responsible for underwriting quality consumer loans in compliance with applicable laws, regulations, and credit union policies. This role includes providing accurate and timely responses to members regarding loan decisions, as well as gathering necessary documentation to ensure complete loan packages. The Loan Officer is expected to generate quality loans that meet the needs of both the credit union and its members.
In addition to lending responsibilities, this position plays a key role in delivering exceptional member service. The Loan Officer promotes credit union products and services while ensuring all interactions are handled in a friendly, timely, and professional manner.
 
Responsibilities
<ul>
<li>Lending &amp; Underwriting</li>
<li>Interview members, provide guidance on consumer lending options, and complete accurate loan applications.</li>
<li>Analyze loan applications, credit reports, collateral, financial statements, and supporting documents to make sound and consistent lending decisions within assigned authority.</li>
<li>Calculate debt-to-income ratios, assess collateral valuation, and determine overall loan quality.</li>
<li>Administer loan documentation and creditworthiness reviews to ensure timely and compliant loan closings.</li>
<li>Manage indirect lending activities by analyzing applications submitted through dealerships, funding approved loans, and reaching out to members directly to resolve questions or documentation issues.</li>
<li>Communicate and troubleshoot issues within the indirect lending platform to ensure smooth processing and member satisfaction.</li>
<li>Collaborate with management to strengthen dealer relationships and increase participation in the credit unions indirect lending program.</li>
<li>Identify and pursue opportunities for cross-selling additional credit union loan products and services.</li>
<li>Compliance &amp; Risk Management</li>
<li>Stay current with lending and collection regulations, ensuring all activities comply with applicable laws and credit union policies.</li>
<li>Maintain working knowledge of regulations including Reg B, Reg Z, Reg CC, the Fair Credit Reporting Act, the Bank Secrecy Act, the Patriot Act, Anti-Money Laundering requirements, and SAFE Act guidelines.</li>
<li>Uphold all Jefferson Credit Union policies and procedures while safeguarding member and credit union interests.</li>
<li>All other duties as assigned by management.</li>
</ul>
 
Required Qualifications
<ul>
<li>High school diploma or equivalent; associate or bachelors degree in Finance, Business, or related field preferred.</li>
<li>13 years of experience in consumer lending, underwriting, or related financial services.</li>
<li>Working knowledge of loan origination systems, credit analysis, and indirect lending processes.</li>
<li>Familiarity with compliance and regulatory standards including Reg B, Reg Z, FCRA, BSA/AML, and SAFE Act.</li>
<li>Strong financial analysis skills with ability to calculate debt-to-income ratios and assess collateral values.</li>
<li>Excellent communication and interpersonal skills with a professional, member-focused approach.</li>
<li>Proficiency with Microsoft Office and ability to learn new software quickly.</li>
<li>Highly organized and detail-oriented, able to manage multiple applications and deadlines.</li>
</ul>
 
Preferred Qualifications
<ul>
<li>Bachelors degree in Finance, Business Administration, or related field.</li>
<li>3+ years of experience in a credit union or community banking environment.</li>
<li>Experience with indirect lending platforms and direct communication with dealerships.</li>
<li>Established understanding of risk-based lending and consumer loan portfolio management.</li>
<li>Demonstrated success in cross-selling financial products and services.</li>
</ul>

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