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<h3>Job Description</h3>
Job DescriptionDescription:
Our company is actively seeking Mortgage Loan Officers to join our expanding team. As a seasoned mortgage professional, you will be tasked with generating new mortgage and refinance applications by establishing and maintaining contacts with centers of influence; building relationships with local referral networks; interviewing and prequalifying borrowers to determine loan needs; advising borrowers about products, programs, terms, and pricing; ensuring timely and accurate mortgage application documents; managing pipeline, meeting sales hurdles and ensuring compliance with all applicable laws and regulations.
Requirements:
<ul>
<li>High school diploma or GED required</li>
<li>Must hold an active Mortgage Loan Originator License</li>
<li>3+ years of residential mortgage sales experience preferred</li>
<li>Minimum documented loan volume of $8 million over the past 12 months</li>
<li>Excellent sales skills</li>
<li>Superior verbal and written communication skills</li>
<li>Comfortable in a self-sourcing business environment</li>
<li>Tech savvy with CRM experience preferred</li>
</ul>

Loan Officer

<h3>Job Description</h3>
Job DescriptionDescription:
 
Inform prospective loan clients of the banks underwriting guidelines and applicable government regulations, screen loan request, complete loan application and all preprocessing, etc.
Duties/Responsibilities:
<ul>
<li>Solicits first mortgage loans, consumer loans and commercial loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable government regulations.</li>
<li>Personally interviews all loan applicants.</li>
<li>Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the requested three-business day period.</li>
<li>Screens loan requests based on financial institution policies and on types of loans offered by the institution.</li>
<li>Request appraisal orders, orders credit reports, background checks, reference checks and other information as needed on residential loan applicants.</li>
<li>Researches new legislation and regulations that may affect the financial institution's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.</li>
<li>Actively promotes the bank's deposit and loan products with a goal to obtain the complete banking relationship</li>
<li>Personally answers incoming phone calls and schedules appointments.</li>
<li>Communicates complex approvals or denials to the borrower, real estate agent or builder. Maintains and submits a source-of-business log monthly to supervisor.</li>
<li>Distributes market data, rate flyers and general loan information to the real estate community as directed by financial institution management.</li>
<li>Promotes and participates in the financial institution's special credit programs and other CRA programs.</li>
<li>Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects.</li>
</ul>
Goals &amp; Objectives:
<ul>
<li>Participate in FFNB sponsored events.</li>
<li>Complete all assigned training courses on time. </li>
</ul>
 
Requirements:
Required Skills/Abilities:
<ul>
<li>Effectively communicate with customers and co-workers while ensuring confidentiality of information. </li>
<li>Ability to work with others and demonstrate self-reliance and resourcefulness.</li>
<li>Maintain knowledge of trends, best practices, regulatory changes, and new technologies in banking. </li>
<li>Good sales, organizational, managerial and interpersonal skills.</li>
<li>Good oral and written communication skills</li>
</ul>
Physical Requirements:
<ul>
<li>Prolonged periods sitting at a desk and working on a computer.</li>
<li>Must be able to lift up to 15 pounds at times. </li>
<li>Must be able to travel at times.</li>
</ul>
 
 
Equal Opportunity Employer including disability/vets
Member FDIC

<h3>Job Description</h3>
Job DescriptionDescription:
Position Summary:
Loan Officers will be responsible for building and maintaining loan portfolios. Loans will meet established guidelines being compliant with bank policy. Process and service loans for existing and prospective bank customers. Perform loan servicing responsibilities and assist with monitoring and reporting loan conditions. 
Responsibilities:
<ul>
<li>Promote and emulate SSB&amp;T Core Values</li>
<li>Ability to provide excellent customer service in the Bank, on the phone or via email</li>
<li>Call on prospective applications</li>
<li>Accept credit applications</li>
<li>Evaluate a potential borrower’s loan application, financial capacity, and credit worthiness</li>
<li>Approve/deny a loan request within lending limit</li>
<li>Prepare/present loans to Loan Committee if loan amount exceeds set lending limit- “deviates from policy” </li>
<li>Professionally &amp; effectively, communicate between all departments/branches of the Bank</li>
<li>Monitor the funding of an approved loan</li>
<li>Ensure closing of loans with customers</li>
<li>Maintain responsibility for loan files, manages a portfolio of diverse loans; both consumers and commercial</li>
<li>Community involvement</li>
<li>Attend offsite meetings and trainings; complete web based training as scheduled by Training Department</li>
<li>Coordinate collection efforts and disposition of collateral if needed</li>
<li>Inspect secured collateral</li>
<li>Assist branch opening/closing, balancing</li>
<li>Review documentation for accuracy and collateral</li>
<li>Other duties as assigned</li>
</ul>
Requirements:
<ul>
<li>Experience in banking</li>
<li>Experience in MS Office</li>
<li>Formal credit training is preferred </li>
<li>BBA preferred or business/banking experience</li>
<li>6+ hours Accounting coursework preferred</li>
<li>Good oral and written communication skills</li>
<li>Ability to perform intermediate financial analysis under limited supervision</li>
</ul>

<h3>Job Description</h3>
Job Description
We are seeking a Loan Officer to become a part of our team!
Responsibilities:
<ul>
<li>Advise borrowers on financial status and payment methods</li>
<li>Guide customers through the loan application process</li>
<li>File loan applications and supporting documents</li>
<li>Develop referral networks to locate prospects for loans</li>
<li>Handle customer complaints and take appropriate action to resolve them</li>
</ul>
​Qualifications:
<ul>
<li>Previous experience in finance, banking, or other related fields</li>
<li>Familiarity with financial and lending practices</li>
<li>Ability to build rapport with clients</li>
<li>Strong analytical and mathematical skills</li>
<li>Excellent written and verbal communication skills</li>
</ul>
Company DescriptionWe offer fast, friendly, personal loans from $200-$2,000* for the things you want or need. No checking account required. All with low monthly payments you can afford. Signature Loans • Car Title Loans • Credit Starter Loans • No Credit • Slow Credit • Past Bankruptcy - No Problem. New Customers Always Welcome. We're fast, fair, and friendly credit professionals that want to say YES! Even when others won't. Loan applications are processed in as little as 30 minutes. Licensed and regulated by the Oklahoma Department of Consumer Credit. We'll work hard to earn your business and trust! 
<h3>Company Description</h3>
We offer fast, friendly, personal loans from $200-$2,000* for the things you want or need. No checking account required. All with low monthly payments you can afford.\r\n\r\nSignature Loans • Car Title Loans • Credit Starter Loans • No Credit • Slow Credit • Past Bankruptcy - No Problem.\r\n\r\nNew Customers Always Welcome.\r\n\r\nWe're fast, fair, and friendly credit professionals that want to say YES! Even when others won't. Loan applications are processed in as little as 30 minutes. Licensed and regulated by the Oklahoma Department of Consumer Credit. We'll work hard to earn your business and trust!

<h3>Job Description</h3>
Job DescriptionDescription:
WMCU is looking for a talented individual to join our team as a Loan Officer in Grand Rapids at our 36th Street Branch. Our Loan Officers are responsible for assisting members with their lending needs.
 
What We’re Looking For:
<ul>
<li>High school diploma or GED required.</li>
<li>CU*Answers experience preferred.</li>
<li>Lending experience preferred.</li>
<li>Able to pass a background check.</li>
<li>Must have excellent written and oral communication skills.</li>
<li>Must be detailed oriented.</li>
</ul>
What You’ll Do:
<ul>
<li>Assist members with the loan application process.</li>
<li>Pull credit reports and calculate the debt-to-income ratios.</li>
<li>Prepare loan applications for underwriting and complete necessary documentation to fund or deny a request.</li>
<li>Open memberships.</li>
<li>Identify cross-selling opportunities and make appropriate recommendations of products and services to meet the financial needs of members.</li>
<li>Develop and maintain an up-to-date and comprehensive knowledge of all credit union products and accounts and related policies and procedures.</li>
</ul>
Our Benefits:
<ul>
<li>Competitive salary</li>
<li>Free benefit package (healthcare, dental, vision insurance, life, STD &amp; LTD)</li>
<li>Health Savings Account plus company contributions</li>
<li>401K plus up to 9% company contributions</li>
<li>Paid time off (10 holidays, PTO, birthday day &amp; volunteer time)</li>
<li>Education reimbursement</li>
<li>Annual merit raises</li>
<li>Employee Assistance Program</li>
</ul>
Your Future:
 
Approximately half of our current team members have advanced through promotions or transfers within the Credit Union. We make it a priority to promote internal candidates whenever feasible, taking your professional goals into careful consideration. Join us and embark on a journey towards personal growth, where you’ll have the opportunity to develop new skills, expand your knowledge, and accomplish goals that enhance both your professional career and personal life.
 
Who We Are:
 
WMCU is a not-for-profit financial cooperative that proudly serves members at 11 locations across West Michigan. We are a local member owned and operated credit union that strives to meet our members where they are at, help them to grow financially and celebrate their successes. With a passion for community involvement, we are committed to supporting the communities our members and team members call home.
 
WMCU is an Equal Employment Opportunity (EEO) employer, ensuring fair and unbiased employment practices.Requirements:

<h3>Job Description</h3>
Job DescriptionDescription:
Legacy Mutual Mortgage is an outstanding full service residential mortgage lender originating, underwriting and closing conventional, jumbo, FHA, VA and USDA mortgage loans. In business since 2005, we are dedicated to meeting the home loan needs of individual homebuyers while working with our real estate partners in Texas. Our team members are the key to Legacy’s success, and we are looking for highly motivated, qualified individuals to join our talented team. 
 
<ul>
<li>Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals. </li>
<li> Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers. </li>
<li> Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates. </li>
<li> Develops sales campaigns in alignment with company goals and coordinates the marketing activities. </li>
<li> Develops new business and expands existing relationships. Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served.</li>
<li> Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates. </li>
<li> Coordinates the loan processing efforts by communicating loan status between borrowers and processors. </li>
<li> Encourages inter-departmental referrals by providing training (when appropriate) and product support for front-line personnel.</li>
<li> Monitors the Loan process to ensure Loans close and fund on the date specified by the borrower. </li>
<li> Manages relationships within loan portfolio to include handling follow-ups, collections or delinquent and problem loans as requested.</li>
<li> May assist with other duties as assigned.</li>
<li> Must maintain regular attendance.</li>
</ul>
 
Requirements:
<ul>
<li>Bachelor’s degree in a business-related field, or equivalent work experience.</li>
<li> At least 3 years’ experience as a mortgage loan officer or comparable experience originating loans.</li>
<li> Must be eligible for NMLS registration and licensing.</li>
<li> Must have analytical ability to evaluate credit applications and to make fair and impartial decisions.</li>
<li> Must have working knowledge of applicable laws and regulations related to mortgage lending.</li>
<li> Must have experience and strong, proficient computer skills in programs such as Microsoft Excel, Microsoft PowerPoint, Microsoft Word, and data processing software.</li>
<li> Must have excellent written and verbal communication, interpersonal skills, and ability to perform in a high-volume environment.</li>
<li> Must have a positive attitude.</li>
<li> Must be dependable, self-motivated and require minimal supervision.</li>
</ul>
We offer competitive and outstanding benefits for our full-time employees that include the following: paid medical premiums for employees, Dental, Vision, Short and Long Term Disability, Life, AD&amp;D, 401(k) with Company match and paid time off.
 
Legacy Mutual Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

<h3>Job Description</h3>
Job DescriptionDescription:
Join Our Team in Clear Lake, Iowa – New Bank Iowa location opening in May 2025!
We are thrilled to announce the opening of our brand-new branch in Clear Lake, Iowa! This is an exciting opportunity to be part of our expanding team from the ground up in a dynamic and vibrant community.
 
As we grow, we are looking for passionate individuals who are ready to make an impact and help shape the future of our new location. If you’re eager to take on new challenges, contribute to a rapidly growing team, and be part of a significant moment in Bank Iowa's journey, we want to hear from you!
 
What You’ll Be Doing
As a Loan Officer at Bank Iowa, you will specialize in generating quality Ag and/or Commercial loans as well as building full relationships with clients that include referrals for other Bank products and services in our new Clear Lake location. This role plays a pivotal part in growing and maintaining the bank's portfolio and will make efforts to be a part of and improve the community.
<ul>
<li>Manages an agriculture and/or commercial loan portfolio. Builds and maintains strong relationships with ag and/or commercial clients, fostering business growth and client retention within the North Iowa Region.</li>
<li>Oversees ag and/or commercial lending activities including loan origination, underwriting, and portfolio management.</li>
<li>Manages an ag and/or commercial loan portfolio with total outstanding balance of $25+ million and manage 25-50 client relationships.</li>
<li>Meets with clients to obtain information for loan applications and to answer questions about the process. Works with clients to identify their financial goals and to find ways of reaching those goals.</li>
<li>Develops relationships with various community and professional organizations to further enhance the bank’s image and develop additional business or promote additional bank services.</li>
<li>Approves loans within specified limits and refers loan applications outside those limits to management for approval.</li>
</ul>
Requirements:
Skills/Experience You’ll Need
<ul>
<li>Bachelor’s degree in Ag Business, Finance, Economics, or related field with relevant work experience. Relevant experience may be substituted for education.</li>
<li>Strong Agriculture background preferred.</li>
<li>Minimum of 7+ years lending and banking experience as an Ag and/or Commercial Loan Officer.</li>
<li>Ideal candidates will have leadership experience as well as banking experience, credit analysis or underwriting experience, and/or proven sales experience.</li>
</ul>
What you’ll love about us
Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here:
<ul>
<li>A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.</li>
<li>Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allows our team members to think big.</li>
<li>Blending work and life – As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.</li>
<li>Continued learning opportunities – Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal &amp; informal training settings, as well, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.</li>
<li>Community Involvement – Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.</li>
<li>Recognition – Bank Iowa is proud of our team members who “Live our Values”. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.</li>
</ul>
Our People-Centered Culture
At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.
 
At Bank Iowa, we’re proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other, like family. If you’re looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.
 
Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected – for all of who they are – regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

<h3>Job Description</h3>
Job Description
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. 
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
<ul>
<li>Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.</li>
<li>Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.</li>
<li>Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.</li>
<li>Community: We’re proud to support each other and our local communities. We win when our customers win.</li>
</ul>
To learn more about us, visit <a href="http://www.firstnationalbanks.bank" target="_blank">www.firstnationalbanks.bank</a>.
About the role
Monitors loan portfolio and mitigates risk exposure for all bank affiliates. Analyzes all types of credit requests, including complex relationships with larger dollar and higher risk exposure. Responsible for implementing mitigating measures to reduce risk exposure throughout the loan approval process, and during regular review of existing portfolio. Conducts annual reviews, working cross-functionally with compliance, operations, finance and other departments.
This position is located in our Huron branch and is not a remote role.
What you will do
<ul>
<li>Reviews consumer &amp; commercial loan file documentation for accuracy and compliance with approval requirements and loan policy.</li>
<li>Evaluates quality of loans and makes recommendations based on risk exposure to the bank, based on borrower’s financial strength and probability of loan repayment.</li>
<li>Provides recommendations to remove and/or mitigate risk exposure to the bank as identified.</li>
<li>Coordinates annual review of bank portfolio to assess loan portfolio quality and health, implements mitigating measures when necessary.</li>
<li>Consistently monitors portfolio and identifies opportunities for risk revenue opportunities and/or loan exposure.</li>
<li>Advises on loans that require modification/restructure.</li>
<li>Understands, detects, and reports the early warning signs of problem credits. Minimizes the risk of credit loss to maintain appropriate risk ratings on all loans.</li>
<li>Partners with various departments to compile reports and conduct reviews.</li>
<li>Participates in on-site conversion of acquired banks, including assisting in the conversion of portfolio data, initiating renewal requests and training bank staff.</li>
<li>Works with management to help develop CECL (Current Expected Credit Losses).</li>
<li>Make recommendations to change loan policy, where appropriate.</li>
<li>Other duties as assigned.</li>
</ul>
What you will need
<ul>
<li>Bachelor’s degree in finance, business administration, or related field preferred.</li>
<li>Minimum of 3-7 years of commercial credit analysis related experience.</li>
<li>Experience in a community bank, with exposure to Commercial, Real Estate, and Agricultural loans preferred.</li>
<li>Strong analytical skills and an understanding of general economic theory as it relates to the lending and business environment.</li>
<li>Understanding of credit analysis, risk analysis, and accounting and finance principles.</li>
<li>Thorough knowledge of commercial and agricultural lending, credit and appropriate banking laws and regulations.</li>
<li>Strong credit underwriting skills. Experience in credit structuring and prudently accommodating customer credit needs.</li>
</ul>
What we offer
<ul>
<li>Health Insurance</li>
<li>Dental Insurance</li>
<li>Vision Insurance</li>
<li>Paid Vacation, Sick, and Holiday time</li>
<li>A competitive 6% 401k match</li>
<li>And more!</li>
</ul>
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Loan Review Officer

<h3>Job Description</h3>
Job DescriptionDescription:
ALCIVIA is growing and looking to add a full-time Agriculture Loan Officer within our Mondovi, WI sales territory. Are you looking for a company where work-life balance is respected, honest effort is rewarded, and your contribution is appreciated? You're looking for ALCIVIA.
<ul>
<li>With this position, you would receive a company vehicle.</li>
</ul>
 
Sales Territory Coverage: Mondovi, WI.
<ul>
<li>The sales territory coverage is approximately within a 75-minute drive from main hub of the assigned sales territory.</li>
<li>Daily travel is required to cover the sales territory adequately. Also, this position may need to travel for a quarterly sales meeting and/or any other ALCIVIA related meetings. There will be no overnight travel unless to attend required meetings and/or events.</li>
<li>Ideally, we want the Loan Officer to be living within the assigned sales territory.</li>
</ul>
 
Work Setting: Daily coverage in the sales territory meeting with members/prospects on-farm and office work.
Pay Type: Salary plus Commission, bi-weekly.
Core Work Schedule: Monday - Friday; 8:00am to 4:30pm.
Benefits: Full-time benefit eligibility begins the 1st of the month following date of hire.
<ul>
<li>Medical Insurance, Health Savings Account (with Employer contributions), Dental Insurance, Vision Insurance, Flexible Spending Accounts, Critical Illness Insurance, Group Accident Insurance, Group Hospital Insurance, Legal Shield, and ID Shield.</li>
<li>401K company match up to 6% and 100% vested day one.</li>
<li>Paid Parental Leave.</li>
<li>Paid Time Off, Paid Holidays, and Paid Volunteer Time Off.</li>
<li>100% Company-Paid Benefits: Short-Term Disability, Long-Term Disability, Life and AD&amp;D Insurance, Employee Assistance Program.</li>
<li>Company-Paid Training and Development Opportunities: Tuition Reimbursement, Certifications &amp; Licenses, and more.</li>
<li>Company Clothing Annual Allowance.</li>
<li>Safety Boot Allowance.</li>
<li>Company Vehicle.</li>
</ul>
 
ALCIVIA is a leading, member-owned agricultural and energy cooperative located in Wisconsin and serving customers in Wisconsin, Minnesota, Illinois, and Iowa. We provide expertise, service, and products in the areas of agronomy, animal nutrition, energy, and grain, and have a full portfolio of options for competitive operating loans and input financing. Learn more at <a href="https://www.alcivia.com/" target="_blank">https://www.alcivia.com/</a>
<ul>
<li>Company Video: <a href="https://www.youtube.com/watch?v=EXksxCuX2Ak" target="_blank">https://www.youtube.com/watch?v=EXksxCuX2Ak</a></li>
<li>Visit our Company Social Media Accounts: Facebook and LinkedIn.</li>
</ul>
 
Agriculture Loan Officer Essential Responsibilities:
The Agriculture Loan Officer is responsible for promoting &amp; selling programs, products, and services that provide financial risk management solutions for our customers. This position is apart of our Verity Business Solutions team. Our Verity team provides competitive loan options to ALCIVIA’s cooperative members and the surrounding communities we serve. We offer a variety of leasing options which include agricultural equipment leasing, agricultural facilities leasing, flexible payment options, and more. You will guide our members’ operations with innovative risk management solutions to keep our members financially strong for future generations.
<ul>
<li>Manage assigned territory to meet or exceed the established Verity and ALCIVIA business unit goals.</li>
<li>Responsible for maintaining risk management on a loan book of business, which includes collections and repayment plans within ALCIVIA Verity/Credit guidelines.</li>
<li>Self-manage day to day work schedule.</li>
<li>Make cold calls to potential customers to introduce and/or sell financial products and services.</li>
<li>Maintains loan servicing objectives, policies, and procedures.</li>
<li>Assist cross-business unit sales teams in identifying customers and prospects that may benefit from financing.</li>
<li>Accountable for loan analysis using updated financial documentation, farm plans, grain contracts and crop insurance policies for planning.</li>
<li>Prepares, processes, and closes loans ensuring proper credit checks and approvals are in place.</li>
<li>Maintains customer files to ensure information adheres to regulatory compliance and company policy.</li>
<li>Work closely with the finance and credit team to provide support as needed.</li>
<li>Prepares follow-up forms such as customer service action requests, dairy assignments, collateral reports, extension requests and other required loan application materials required by loan size and credit risk.</li>
<li>Build and maintain positive and productive relationships with producer members and customers.</li>
<li>Act as a knowledgeable resource for producers, providing consistent and proactive support.</li>
<li>In collaboration with sales, engage with the customer to understand their needs and offer tailored solutions.</li>
<li>Identify and capitalize on sale opportunities to drive product sales.</li>
<li>Develop and implement strategies to increase sales and market share within the assigned territory.</li>
<li>Collaborate with the marketing and sales teams to execute promotional activities and sales initiatives.</li>
<li>Deliver exceptional customer service by addressing inquiries, resolving issues, and providing expert advice on products and services.</li>
<li>Ensure customer satisfaction by offering timely and effective solutions to meet their needs.</li>
<li>Maintain an in-depth understanding of the products and services offered, including their technical specifications, applications, and benefits.</li>
<li>Provide customers with detailed product knowledge and technical support as needed.</li>
<li>Stay current on industry trends, emerging technologies, regulatory requirements and best practices.</li>
<li>Identify opportunities to introduce innovative and responsible solutions that advance customers' operations.</li>
<li>Work closely with customers to understand their challenges and offer customized solutions that align with their goals.</li>
<li>Promote sustainable practices and products that contribute to the long-term success of customers and the company.</li>
<li>Collaborate with cross-functional teams to ensure seamless customer experience.</li>
<li>Participate in training and development programs to stay updated on product offerings and sales techniques.</li>
<li>Other duties as assigned.</li>
</ul>
 
Requirements:
Agriculture Loan Officer Required Skills &amp; Qualifications:
<ul>
<li>Associates or Bachelor’s degree in Agriculture, Finance, Business, or equivalent work experience.</li>
<li>Proven experience in sales, or similar role.</li>
<li>Strong understanding of the products and services within the assigned area of business.</li>
<li>Proficiency in Microsoft Office Suite and CRM software.</li>
<li>Proven ability to build and maintain positive relationships with customers and stakeholders.</li>
<li>Excellent communication, negotiation, and interpersonal skills.</li>
<li>Ability to work independently and as part of a team.</li>
<li>Must have a valid Driver’s License and clean driving record.</li>
<li>Safety first mindset.</li>
</ul>
 
Find your place in a positive, supportive atmosphere where opportunity is always growing, with a team that believes in its mission. Enjoy a job that grows along with you as your skills and talents evolve, while fueling the needs of your family, friends, and billions of others who depend on agriculture. Visit our Careers page to view all our current openings at <a href="https://www.alcivia.com/careers/" target="_blank">https://www.alcivia.com/careers/</a>
<ul>
<li>ALCIVIA Locations: <a href="https://www.alcivia.com/connect/locations/" target="_blank">https://www.alcivia.com/connect/locations/</a></li>
</ul>

Agriculture Loan Officer

<h3>Job Description</h3>
Job DescriptionBe You. Be Independent!
Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career? If so, we need you! 
At Independent Bank we celebrate your unique self and empower you to make a difference. Guided by our core values of courage, drive, integrity, people focus and teamwork, we provide a supportive environment where you can thrive, grow your career and contribute meaningfully to shaping the financial future of our customers and communities; inspiring financial independence today, with tomorrow in mind.
About the Job:
Join Independent Bank as a Mortgage Loan Officer! We’re seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you’ll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team!
Why You Should Apply:
<ul>
<li>Competitive compensation package.</li>
<li>A knowledgeable, goal-driven, and exciting team of colleagues.</li>
<li>Exposure to different areas of banking and the ability to work with leaders within the industry.</li>
<li>Community-focused events and volunteer opportunities.</li>
</ul>
What You Will Do:
<ul>
<li>Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.</li>
<li>Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to:
<ol>
<li>Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile.</li>
<li>Assist borrowers with the application process utilizing Blend and Encompass.</li>
<li>Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.</li>
<li>Price and lock interest rates and monitor lock expiration dates.</li>
<li>Assist operations as needed during the process of the loan.</li>
<li>Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.</li>
</ol>
</li>
<li>Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.</li>
<li>Performs other related duties as assigned.</li>
</ul>
What We're Looking For:
<ul>
<li>High school diploma or equivalent education required.</li>
<li>Bachelor’s degree or equivalent years of working experience preferred.</li>
<li>3+ years of sales experience, originating real estate mortgage loans preferred.</li>
<li>Excellent interpersonal, presentation, and communication skills.</li>
<li>Proven networking and relationship-building skills.</li>
</ul>
Be YOU. Be Independent!

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