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<h3>Job Description</h3>
Job DescriptionDescriptionGENERAL SUMMARY:Manages a portfolio of all types of loan/depository accounts.&nbsp; Responsible for prospecting new customers and cross-selling other banking services. Prefer experience in agriculture lending.&nbsp;RESPONSIBILITIES AND DUTIES:
<ol>
<li>Prospects new customers and solicits new loans.&nbsp; Cross-sells other banking services to new and existing customers.&nbsp; Maintains on-going customer contact to ensure good customer relations. &nbsp;</li>
<li>Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc.&nbsp; Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness.&nbsp; Monitor customers’ financial condition.</li>
<li>Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit.&nbsp; Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee.&nbsp; May serve and vote as a member of the bank loan committee.&nbsp;</li>
<li>Monitors loan repayment activities, take necessary action to collect past-due accounts.&nbsp;</li>
<li>May participate in preparation of department budget, goals and objectives and strategic planning.&nbsp;</li>
<li>Participates in civic and community organizations, representing the bank, but following personal interests.&nbsp; Attends customer and bank sponsored events.&nbsp; &nbsp; &nbsp;</li>
<li>Performs other related duties as assigned by management.</li>
<li>Ability to maintain regular and reliable attendance</li>
</ol>
&nbsp;KNOWLEDGE, SKILL, AND ABILITIES:
<ul>
<li>Knowledge of agriculture, commercial and consumer lending procedures.</li>
<li>Knowledge of credit structuring.</li>
<li>Knowledge of general banking principles and banking.</li>
<li>Knowledge of sales and marketing practices and principles.</li>
<li>Skill in communicating with clients and co-workers in courteous and professional manner. &nbsp;</li>
<li>Skill in operating computer terminals and printers.</li>
<li>Skills in pricing loans.</li>
<li>Ability to maintain a high level of confidentiality.</li>
<li>Ability to problem solve.</li>
<li>Ability to make sound decision using information at hand.</li>
<li>Ability to demonstrate accuracy and efficiency in a fast-paced environment.</li>
<li>Ability to function as a team player.</li>
</ul>
 EDUCATION AND EXPERIENCE:
<ul>
<li>College degree preferred</li>
<li>Three years lending experience is preferred.</li>
</ul>
&nbsp;PHYSICAL REQUIREMENTS:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Seeing: 75-100%Must be able to greet customers read documents, use computer&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Hearing: 75-100%Must be able to communicate with customers and co-workers&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Standing/Walking: 75-100%Must be able to visit customer&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Lifting/Pulling/Pushing: 25-49%&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Climbing/Stooping/Kneeling:&nbsp; 25-49%&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Fingering/ Grasping/Feeling: 75-100%Must be able to use computer, write&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;PHYSICAL DIMENSIONS:Medium Work:&nbsp; Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. &nbsp;&nbsp;NOTE: &nbsp;The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification.&nbsp; They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified. More DetailsMore Details

Loan Officer

<h3>Job Description</h3>
Job DescriptionSalary: Commission 
Were looking for driven, ethical, and resourceful Mortgage Loan Officers to join our team in Florida on a 100% commission basis. This role is ideal for self-starters who are passionate about helping people achieve homeownership and who go the extra mile to make it happen.
 
What Youll Do:
<ul>
<li>Provide honest, client-first mortgage advice even when it doesnt directly benefit you.</li>
<li>Problem-solve complex scenarios to find approval paths for a wide range of borrower situations.</li>
<li>Manage the loan process from application to close with precision and care.</li>
<li>Deliver quick, clear communication to clients and realtor partners responsiveness is key.</li>
<li>Cultivate and maintain strong referral relationships, primarily with real estate agents.</li>
</ul>
What Were Looking For:
<ul>
<li>Licensed Loan Officers (NMLS required) with mortgage experience preferred.</li>
<li>Exceptional communication and follow-up skills.</li>
<li>A solution-oriented mindset theres always a way attitude.</li>
<li>High integrity and a genuine desire to serve others.</li>
<li>Ability to thrive in a 100% commission, performance-driven environment.</li>
</ul>
Why Join Us:
<ul>
<li>Strong referral-based business model no cold calling.</li>
<li>Supportive team culture focused on doing whats right for the client.</li>
<li>Autonomy and flexibility to build your own pipeline.</li>
<li>Competitive payouts and the tools you need to succeed.</li>
</ul>
If you're ready to build a business by building trust, lets talk.
 remote work

<h3>Job Description</h3>
Job Description
The Loan Officer will contribute to the growth of CCBank's market share of loans and deposits in the Provo branch. The Loan Officer will work directly with existing and prospective clients of the bank to efficiently manage relationships, source and develop lending opportunities, and underwrite and close loan requests, while ensuring that the bank is forming comprehensive relationships with our clients.
Duties and Responsibilities
<ul>
<li>Contribute to the growth and market share expansion of the Provo branch for CCBank.</li>
<li>Partner effectively with retail banking management in the branch.</li>
<li>Engage with customers to determine loan needs.</li>
<li>Interview loan applicants.</li>
<li>Collect and process loan applications and documentation.</li>
<li>Evaluate credit and analyze financial documentation.</li>
<li>Advise clients on loan policies and restrictions.</li>
<li>Prepare loan proposals for credit approval with the support of the credit department.</li>
<li>Coordinate with internal team members and third-party vendors to complete closing due diligence and meet scheduled closing dates.</li>
<li>Maintain and update client account records.</li>
<li>Monitor and manage existing customer portfolio.</li>
<li>Maintain compliance with local, state, and federal laws.</li>
<li>Perform any other duties as assigned.</li>
</ul>
Minimum Requirements and Qualifications
<ul>
<li>5+ years of direct experience producing and managing commercial loans in a banking environment.</li>
<li>Thorough and technical knowledge of financial statements, cash flow analysis, and commercial loan structure.</li>
<li>Direct experience with various commercial lending products including asset-based lines of credit, equipment lending, and real estate (term and construction financing).</li>
<li>Direct experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino, etc.).</li>
<li>Exceptional ability to communicate proactively, clearly, and efficiently.</li>
<li>Exceptional time management and task prioritization skills.</li>
</ul>
 
We are an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
 Job Posted by ApplicantPro

<h3>Job Description</h3>
Job DescriptionKey Personnel is seeking a Loan Officer for a Bank in the Tulsa area. *Must have prior loaning experience* Loan Clerk Pay Rate: $21-24/hr DOE – Weekly Pay!Loan Clerk Hours: Monday -Thursday 8:30am - 4:30pm / Fridays 8:30am – 5pm *no weekends*Loan Officer Responsibilities:
<ul>
<li>Evaluate Applications: Assess loan applications and documentation for eligibility and accuracy.</li>
<li>Interview Applicants: Determine financial eligibility and feasibility of granting loans.</li>
<li>Credit Analysis: Analyze creditworthiness and set up debt payment plans.</li>
<li>Customer Interaction: Communicate with clients to provide information and counsel on loan policies and restrictions.</li>
<li>Documentation: Complete loan contracts and maintain account records.</li>
<li>Compliance: Ensure adherence to lending compliance guidelines and regulations</li>
</ul>
Loan Officer Qualifications:
<ul>
<li>Education: Bachelor's degree in finance, economics, or a related field preferred</li>
<li>Experience: Proven working experience as a loan officer</li>
<li>Skills: Strong communication and interpersonal skills, familiarity with banking software, and customer satisfaction orientation</li>
</ul>
Key Personnel BenefitsWhile on Key Personnel’s payroll, you can access Key’s benefits package, including health, dental, vision accident, critical illness, term life, short term disability, PTO and more! For additional job openings visit: <a href="http://www.keyjobs.com" target="_blank">www.keyjobs.com</a> Key Personnel is an Equal Opportunity Employer. A drug screen and a background check may be required.

<h3>Job Description</h3>
Job Description
BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.
Available Positions:
<ul>
<li>Mortgage Loan Originator (inside/outside sales)</li>
</ul>
Essential Mortgage Loan Originator Functions:
<ul>
<li>Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships.</li>
<li>Source and originate mortgage loans and manage the client experience from origination to closing.</li>
<li>Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.</li>
<li>Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.</li>
<li>Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.</li>
<li>Stay current with changes and new products and learn various borrowing programs and processes.</li>
<li>Learn and utilize LOS (MortgageBot), as well as various third party provider applications.</li>
<li>Adhere to all federal and state compliance guidelines relative to the position.</li>
</ul>
Minimum Qualifications:
<ul>
<li>High school diploma with 3–5 years mortgage experience or a bachelor's degree.</li>
<li>12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.</li>
<li>Mortgage Loan Service Registry (NMLS).</li>
<li>Working knowledge of all state and federal mortgage regulations.</li>
<li>Strong written and oral communication skills.</li>
<li>Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.</li>
<li>Must possess superior customer service skills.</li>
<li>Excellent customer service and listening skills.</li>
<li>Public speaking skills.</li>
</ul>
Desired Skills &amp; Experience
<ul>
<li>Solid math skills.</li>
<li>Genuine interest in local, regional and national real estate markets</li>
<li>Ability to multi-task in a fast paced environment.</li>
<li>Good organizational and analytical skills.</li>
<li>Strong written and oral communication skills.</li>
</ul>
Competitive benefits, including:
<ul>
<li>Customized commission structure</li>
<li>Signing bonus</li>
<li>Access to Loan Officer Assistant, Processor and Team Leader</li>
<li>Medical and Dental Insurance</li>
<li>401(k) Plan</li>
<li>Pension Plan</li>
<li>Subsidized Short/Long Term Disability, Life and AD&amp;D Insurance</li>
<li>Voluntary Benefits including Life, Accident, and Cancer Insurance</li>
<li>Flexible Spending Accounts</li>
<li>Health Savings Accounts</li>
<li>Tuition Reimbursement</li>
<li>Student Loan Pay Down Benefit</li>
<li>Generous Paid Time Off</li>
<li>Employee Assistance Program (EAP)</li>
<li>Volunteer Time</li>
</ul>
 MLO positions are commission based.
BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

LOAN OFFICER

<h3>Job Description</h3>
Job Description
1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit union lending policy; assisting with development of lending policy; maintain lending activity to meet credit union goals and objectives. Recommending alternatives to reduce loan delinquencies as needed. ROLE AND
RESPONSIBILITIES
<ul>
<li>Serve as main point of contact for all member requests and inquiries regarding Credit Union loan services and policies. Stay abreast of lending/financial information and compliance issues to effectively assist members with their lending needs.</li>
<li>Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicant. Process and make credit decisions based on lending policies.</li>
<li>Obtain signatures and closing documents, (loanliner agreements, payroll/ach deductions, power of attorneys, advance/subsequent action forms etc.) verify that the files are completed in accordance with lending policies and procedures. Ensure that all loan information is confidential.</li>
<li>Maintain compliance with all lending regulations; assist with developing procedural changes as compliance requires or new programs demand.</li>
<li>Responsible for achieving established member service goals and making sure that deadlines are met.</li>
<li>Promote a culture of openness in order to be an effective listener and problem solver of member’s issues and customer service concerns.</li>
<li>Maintain knowledge of 1st Choice Credit Union’s products and services, operational policies and procedures, by-laws, and philosophy.</li>
<li>Demonstrate a professional, business like appearance.</li>
<li>Perform other duties as required for the efficient operation of the credit union.</li>
</ul>
 QUALIFICATIONS AND EDUCATION REQUIREMENTS:
<ul>
<li>Credit union or community banking experience is preferred</li>
<li>Bachelor’s degree is preferred</li>
<li>1-2 years’ Lending Experience</li>
<li>Familiarity with Microsoft Office Suite applications</li>
<li>Strong attention to detail</li>
<li>Ability to apply logic and methodology</li>
</ul>
BENEFITS:
<ul>
<li>401(k)</li>
<li>Health Insurance</li>
<li>Dental Insurance</li>
<li>Disability Insurance</li>
<li>Vision Insurance</li>
<li>Life Insurance</li>
<li>Paid Time Off (PTO)</li>
</ul>
Company Description1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue. The credit union is a community-focused organization, owned and operated by its 9,000 members. 
<h3>Company Description</h3>
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue. The credit union is a community-focused organization, owned and operated by its 9,000 members.

<h3>Job Description</h3>
Job Description
Remote work locations to include: Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA. 
Bilingual Preferred
Essential Functions: - Interviews residential mortgage loan applicants. - Requests specified information for loan application. - Notifies applicant of loan decision. - Corresponds with customers, applicants or creditors to resolve questions regarding application information. - Recommends and outlines terms of loan. - Informs prospective borrowers of loan commitments. - Reviews developing laws and regulations as they apply to installment loan security agreements. - Assists collection officer with delinquent account files for the financial institution. - Responsible for quality loan growth. - Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. - Provides the best service to our customers with innovative and creative solutions.
 Minimum Qualifications: - High school diploma or equivalent required. - BA/BS degree preferred, but not required. - Good understanding and knowledge of financial institution and products and services. - Good cross selling, organizational, and communication skills. - Able to communicate effectively with builders and realtors. - Ability to deal with time constraints and strong attention to detail. - Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment. - Extended hours sitting and performing computer tasks may be required.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
E - Verify Employer
 Powered by ExactHire:138335

<h3>Job Description</h3>
Job Description
We're Hiring!
Mutual of Omaha Mortgage is looking for experienced, self-sourced Loan Officers in South Carolina! If you’re passionate about helping clients achieve their homeownership goals and want to work with a well-respected, trusted brand, we want to hear from you.
In this role, you'll not only have the opportunity to expand your own network but also support homebuilders and real estate brokerage offices—making a bigger impact in the industry.
Why Join Us? Work with a reputable, established company Exciting opportunities to partner with homebuilders and brokerages A collaborative and growth-focused environment
If you're ready to take the next step in your mortgage career, let’s connect!
Mutual of Omaha Mortgage is an Equal Opportunity Employer and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include Medical, Dental, and Vision insurance, company paid life insurance, 401K with a generous employer match and additional benefits such as Free Legal Services and an Employee Loan Program.&nbsp;
#MortgageJobs #SouthCarolinaLoanOfficers #Hiring #MutualOfOmahaMortgage #Homebuilders #RealEstate #CareerOpportunity
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0yGRR0XJGF

<h3>Job Description</h3>
Job Description
Loan Mortgage Professionals!
Must have mortgage experience:
We are hiring:
Seeking Licensed Mortgage Professionals (Loan Officer) who are responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio.
The Loan Officer manages the customer through the entire loan process by setting expectations, taking applications, and managing closings. This involves collecting and analyzing information and documentation regarding the customer's employment, income, assets, credit history, and debts to determine the appropriate mortgage loan financing options. This position also represents the company in the local community through active involvement in community affairs and by participating in marketing efforts of products and services.
Essential Duties &amp; Qualifications:
• Actively work with already established referral accounts and originate residential mortgage loans that meet established loan quality and production goals. • Responds in a timely and professional manner to customer inquiries and referrals that are generated through established contacts. Converts company-provided leads into personal appointments. • Conducts interviews with prospective borrowers in order to analyze financial and credit data and determines customer financing objectives. Advises customers of advantages and disadvantages of loan products and pricing and gathers any additional information required. • Manages overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and prequalifying potential homeowners. • Obtains all necessary supporting documents and collects the appropriate fees. • Negotiates terms, structures loan financing based on risk considerations, and presents credits for approval. • Maintains a thorough knowledge of lending programs, policies, procedures and regulatory requirements for Conventional, FHA, VA, NON-QM and SAFE ACT guidelines. • Provides monthly projections for production on a timely basis. • Participates in internal meetings and required training.
Apply today, let's interview tomorrow. We can't wait to meet you!
To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: <a href="https://www.linkedin.com/company/summithr" target="_blank">https://www.linkedin.com/company/summithr</a>
 Job Posted by ApplicantPro

<h3>Job Description</h3>
Job Description
Join our growing team! 
We are looking for a motivated, customer-focused professional with a passion for helping other achieve their financial goals. Our thriving community bank is growing, and we are looking to add a new loan officer to our St. Peters branch. We are committed to delivering excellent service and building strong relationships in the communities we serve. We are interested in candidates preferably with banking experience who are looking for a supportive, value-driven work environment where they can make a real impact. 
 
Job Title: Loan Officer 
Department: Loan Operations 

Reports To: Chief Lending Officer
Classification: Exempt Nonexempt
Summary

Responsible for developing new business, underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio. Represents the bank in the community through active participation in community affairs and participates in marketing of the bank’s products and services 

Supervisor Responsibilities

This position has no supervisory responsibility.
Essential Duties and Responsibilities

<ul>
<li>Solicits loans and informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations.</li>
</ul>

<ul>
<li>Negotiates terms and structures loan financing based on risk consideration and present credits for approval to appropriate levels of authority with the bank as required.</li>
</ul>

<ul>
<li>Completes each loan application and all pre-processing functions in a timely manner to meet established guidelines. </li>
</ul>

<ul>
<li>Monitors an existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Collects past due loans.</li>
</ul>

<ul>
<li>Maximizes bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.</li>
</ul>

<ul>
<li>Supports the bank’s relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.</li>
</ul>

<ul>
<li>Daily review, approval and disposition of overdrafts.</li>
</ul>

Other Duties

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Job Requirements
<ul>
<li>Possesses strong client service and interpersonal skills. Has excellent networking and business development practices.</li>
</ul>
<ul>
<li>Ability to read and comprehend training materials, financial institution communications and related loan manuals.</li>
</ul>
<ul>
<li>Outstanding organizational and analytical skills required. </li>
</ul>
<ul>
<li>Familiarity with computers and banking applications/software.</li>
</ul>
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, color vision and the ability to focus.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires travel when making business development calls, community events/meetings, and internal meetings/training.
The noise level in the work environment is usually moderate.

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