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<h3>Job Description</h3>
Job Description
POSITION SUMMARY
Veritas Funding, a leading regional mortgage lender is seeking full time seasoned Loan Officers to join its Realtor and Builder partnership teams. Loan Officers will be responsible for the originating of permanent single family mortgage loans. This requires maintaining and cultivating relationships with Realtor and Builder Partners, making outside the office calls, and attending established partner sales meetings and events. The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful, and efficient, with a high level of professionalism and confidentiality is crucial to this role.
ESSENTIAL DUTIES AND RESPONSIBILITIES
The essential functions include, but are not limited to the following:
<ul>
<li>Originate and close real estate mortgage loans that meet established guidelines.</li>
<li>Review customer's financials and answer questions on varying loan structures.</li>
<li>Establish and maintain positive relationships with firms' realtors and other referral sources throughout the firms lending market (including giving presentations and meeting realtors and builders in person to help solidify relationships).</li>
<li>Meet monthly production goals.</li>
<li>Work with Secondary Marketing Manager to ensure proper locking of loans at appropriate rates.</li>
<li>Provide constructive feedback on the products and pricing demanded in the real estate market.</li>
<li>Attend staff, department, and other meetings as requested.</li>
<li>Assist in fostering and maintaining a healthy team environment.</li>
</ul>
MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES)
<ul>
<li>High school diploma or GED equivalent, must also be 18 years or older. </li>
<li>One-year total experience in Mortgage lending or related field preferred.</li>
<li>Active State MLO license required.</li>
<li>Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. </li>
<li>Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness. </li>
<li>Excellent customer service, interpersonal, verbal and written communication skills </li>
<li>Intermediate math skills. </li>
<li>Strong detail orientation and highly organized. </li>
<li>Demonstrate patience and professionalism when interacting with both internal and external customers. </li>
<li>Ethical, with a commitment to company values. </li>
<li>Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. </li>
</ul>
NOTE
This job description in no way states or implies that these are the only duties to be performed by the employee in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.
The company is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.

Loan Officer

<h3>Job Description</h3>
Job Description
The Loan Officer will contribute to the growth of CCBank's market share of loans and deposits in the Sandy branch. The Loan Officer will work directly with existing and prospective clients of the bank to efficiently manage relationships, source and develop lending opportunities, and underwrite and close loan requests, while ensuring that the bank is forming comprehensive relationships with our clients.
Duties and Responsibilities
<ul>
<li>Contribute to the growth and market share expansion of the Sandy branch for CCBank.</li>
<li>Partner effectively with retail banking management in the branch.</li>
<li>Engage with customers to determine loan needs.</li>
<li>Interview loan applicants.</li>
<li>Collect and process loan applications and documentation.</li>
<li>Evaluate credit and analyze financial documentation.</li>
<li>Advise clients on loan policies and restrictions.</li>
<li>Prepare loan proposals for credit approval with the support of the credit department.</li>
<li>Coordinate with internal team members and third-party vendors to complete closing due diligence and meet scheduled closing dates.</li>
<li>Maintain and update client account records.</li>
<li>Monitor and manage existing customer portfolio.</li>
<li>Maintain compliance with local, state, and federal laws.</li>
<li>Perform any other duties as assigned.</li>
</ul>
Minimum Requirements and Qualifications
<ul>
<li>5+ years of direct experience producing and managing commercial loans in a banking environment.</li>
<li>Thorough and technical knowledge of financial statements, cash flow analysis, and commercial loan structure.</li>
<li>Direct experience with various commercial lending products including asset-based lines of credit, equipment lending, and real estate (term and construction financing).</li>
<li>Direct experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino, etc.).</li>
<li>Exceptional ability to communicate proactively, clearly, and efficiently.</li>
<li>Exceptional time management and task prioritization skills.</li>
</ul>
 
We are an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
 Job Posted by ApplicantPro

<h3>Job Description</h3>
Job Description
BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.
Available Positions:
<ul>
<li>Mortgage Loan Originator (inside/outside sales)</li>
</ul>
Essential Mortgage Loan Originator Functions:
<ul>
<li>Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships.</li>
<li>Source and originate mortgage loans and manage the client experience from origination to closing.</li>
<li>Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.</li>
<li>Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.</li>
<li>Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.</li>
<li>Stay current with changes and new products and learn various borrowing programs and processes.</li>
<li>Learn and utilize LOS (MortgageBot), as well as various third party provider applications.</li>
<li>Adhere to all federal and state compliance guidelines relative to the position.</li>
</ul>
Minimum Qualifications:
<ul>
<li>High school diploma with 3–5 years mortgage experience or a bachelor's degree.</li>
<li>12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.</li>
<li>Mortgage Loan Service Registry (NMLS).</li>
<li>Working knowledge of all state and federal mortgage regulations.</li>
<li>Strong written and oral communication skills.</li>
<li>Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.</li>
<li>Must possess superior customer service skills.</li>
<li>Excellent customer service and listening skills.</li>
<li>Public speaking skills.</li>
</ul>
Desired Skills &amp; Experience
<ul>
<li>Solid math skills.</li>
<li>Genuine interest in local, regional and national real estate markets</li>
<li>Ability to multi-task in a fast paced environment.</li>
<li>Good organizational and analytical skills.</li>
<li>Strong written and oral communication skills.</li>
</ul>
Competitive benefits, including:
<ul>
<li>Customized commission structure</li>
<li>Signing bonus</li>
<li>Access to Loan Officer Assistant, Processor and Team Leader</li>
<li>Medical and Dental Insurance</li>
<li>401(k) Plan</li>
<li>Pension Plan</li>
<li>Subsidized Short/Long Term Disability, Life and AD&amp;D Insurance</li>
<li>Voluntary Benefits including Life, Accident, and Cancer Insurance</li>
<li>Flexible Spending Accounts</li>
<li>Health Savings Accounts</li>
<li>Tuition Reimbursement</li>
<li>Student Loan Pay Down Benefit</li>
<li>Generous Paid Time Off</li>
<li>Employee Assistance Program (EAP)</li>
<li>Volunteer Time</li>
</ul>
 MLO positions are commission based.
BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

LOAN OFFICER

<h3>Job Description</h3>
Job Description
Are you a high-achieving Residential Loan Officer consistently exceeding your targets, but feeling limited by your current platform? Do you feel that being a high achiever is within reach for you, but it hasn't been realized? What would it mean for your career to join a team that not only recognizes top performance but also provides the infrastructure for you to double it?
 
We are actively seeking highly motivated and established Residential Loan Officers to join our elite team. We are a privately held, nationwide mortgage lender known for our commitment to empowering our loan officers with unparalleled resources, cutting-edge technology, and a culture designed for maximum success.
 
Why Choose Us?
Honestly, we aren't even asking you to choose us right now. We understand this is a really big decision. We would like the opportunity to get to know you and learn about you, you as a person. What are your goals? What do you want out of your employer? What types of things do you value?
 
We believe in this type of approach because this is how we approach our customers, too. Remember, we are a PRIVATELY held company - employees and customers come first here. This is NOT a high-pressure sales environment. We believe in providing compelling reasons for our customers to do business with us and our employees to work here, and that has turned us into one of the largest lenders in the country.
 
If some of this is hitting a chord with you, then please apply today.
 
And yes, we have TONS of great things about working here:
<ul>
<li>Industry-Leading Compensation: Benefit from our highly competitive commission structure with aggressive splits, designed to reward your exceptional performance without limits.</li>
<li>Robust Lead Generation &amp; Marketing: Gain access to our proprietary lead generation system, delivering high-quality, pre-qualified leads. Our in-house marketing team provides personalized campaigns, digital tools, and co-branding to amplify your reach and build your personal brand.</li>
<li>Seamless Operations &amp; Dedicated Support: Experience swift and efficient closings with our world-class processing and underwriting teams. Benefit from dedicated Loan Officer Assistants and support staff who handle administrative tasks, freeing you to focus on sales.</li>
<li>Advanced Technology Stack: Leverage our state-of-the-art Loan Origination System (LOS) and Customer Relationship Management (CRM) tools, designed for maximum efficiency, streamlined workflows, and superior client experience.</li>
<li>Diverse Product Portfolio: Offer a comprehensive suite of loan products, including Conventional, FHA, VA, Jumbo, Non-QM, and specialized niche programs, enabling you to serve a wider range of borrowers and close more deals.</li>
<li>Continuous Growth &amp; Development: Engage in ongoing training, mentorship from top industry leaders, and opportunities for career advancement into leadership roles. We invest in your professional growth.</li>
<li>Client-Centric Reputation: Join a company with a stellar reputation for client satisfaction, evidenced by our [mention specific rating/review platform] ratings and consistent referral business.</li>
</ul>
 
Feel free to read more about us below, and if you want to call our office directly, use the second link below and ask for Andrew.
 
Look forward to hearing from you!
 
<a href="http://www.rate.com/careers/loan-officers" target="_blank">www.rate.com/careers/loan-officers</a>
 
<a href="http://www.rate.com/andrewpostell" target="_blank">www.rate.com/andrewpostell</a>
Compensation:
$150,000+
Responsibilities:
<ul>
<li>Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions</li>
<li>Exceed our production standards by maintaining an active pipeline</li>
<li>Monitor the mortgage process to ensure all company and regulatory processes are adhered to</li>
<li>Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision</li>
<li>Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business</li>
</ul>
Qualifications:
<ul>
<li>Strong understanding of company loan policies and guidelines, as well as all federal and state regulations</li>
<li>3-5 years of real estate, mortgage origination, or lending experience required</li>
<li>Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required</li>
<li>Bachelor’s degree from a four year college or university required in banking, business, real estate, or a related field</li>
<li>Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred</li>
</ul>
About Company 
Gauranteed Rate is redefining the mortgage experience through expert guidance, exceptional communication, and an unwavering commitment to service. We partner with homebuyers and real estate agents to deliver a smooth, strategic, and financially empowering journey to homeownership.
Our mission is to build wealth and confidence for clients through financial education, smart lending strategies, and a white-glove experience that stands out in the industry.
We're not just looking for talent—we're looking for passionate, driven professionals who thrive in a fast-paced environment and genuinely care about helping others. If you're looking to grow in a culture of excellence, innovation, and purpose, we’d love to meet you.

<h3>Job Description</h3>
Job Description
We are seeking mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support and tools you need to bring your business to the next level.
 
If you are passionate about providing top-notch service to clients, willing and able to follow business plan and have a proven track record of retaining and building the client list, please start your application today!
Compensation:
$100,000 + Commission only
Responsibilities:
<ul>
<li>Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large </li>
<li>Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements</li>
<li>Monitor the mortgage process to ensure all company and regulatory processes are adhered to</li>
<li>Exceed our production standards by maintaining an active pipeline</li>
<li>Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions</li>
</ul>
Qualifications:
<ul>
<li>Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability</li>
<li>Strong understanding of company loan policies and guidelines, as well as all federal and state regulations</li>
<li>Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred</li>
<li>Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit</li>
<li>Several years of experience in real estate, mortgage origination, or lending required </li>
</ul>
<ul>
<li>Goal-oriented with strong execution skills to drive business plan success and meet sales targets</li>
</ul>
About Company 
For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience, our loan specialists are wise, patient, and eager to assist clients. It is our unique company culture, expertly trained staff, and years of industry experience that set us apart from the rest. Having an intricate knowledge of our industry, we take pride in the ability to offer clients professional and ethical advice they seek, and most importantly, the dedication to helping them find the best financing options.

<h3>Job Description</h3>
Job Description
Remote work locations to include: Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA. 
Essential Functions: - Interviews residential mortgage loan applicants. - Requests specified information for loan application. - Notifies applicant of loan decision. - Corresponds with customers, applicants or creditors to resolve questions regarding application information. - Recommends and outlines terms of loan. - Informs prospective borrowers of loan commitments. - Reviews developing laws and regulations as they apply to installment loan security agreements. - Assists collection officer with delinquent account files for the financial institution. - Responsible for quality loan growth. - Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. - Provides the best service to our customers with innovative and creative solutions.
 Minimum Qualifications: - High school diploma or equivalent required. - BA/BS degree preferred, but not required. - Good understanding and knowledge of financial institution and products and services. - Good cross selling, organizational, and communication skills. - Able to communicate effectively with builders and realtors. - Ability to deal with time constraints and strong attention to detail. - Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment. - Extended hours sitting and performing computer tasks may be required.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
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<h3>Job Description</h3>
Job Description
Join our growing team! 
We are looking for a motivated, customer-focused professional with a passion for helping other achieve their financial goals. Our thriving community bank is growing, and we are looking to add a new loan officer to our St. Peters branch. We are committed to delivering excellent service and building strong relationships in the communities we serve. We are interested in candidates preferably with banking experience who are looking for a supportive, value-driven work environment where they can make a real impact. 
 
Job Title: Loan Officer 
Department: Loan Operations 

Reports To: Chief Lending Officer
Classification: Exempt Nonexempt
Summary

Responsible for developing new business, underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio. Represents the bank in the community through active participation in community affairs and participates in marketing of the bank’s products and services 

Supervisor Responsibilities

This position has no supervisory responsibility.
Essential Duties and Responsibilities

<ul>
<li>Solicits loans and informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations.</li>
</ul>

<ul>
<li>Negotiates terms and structures loan financing based on risk consideration and present credits for approval to appropriate levels of authority with the bank as required.</li>
</ul>

<ul>
<li>Completes each loan application and all pre-processing functions in a timely manner to meet established guidelines. </li>
</ul>

<ul>
<li>Monitors an existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Collects past due loans.</li>
</ul>

<ul>
<li>Maximizes bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.</li>
</ul>

<ul>
<li>Supports the bank’s relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.</li>
</ul>

<ul>
<li>Daily review, approval and disposition of overdrafts.</li>
</ul>

Other Duties

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Job Requirements
<ul>
<li>Possesses strong client service and interpersonal skills. Has excellent networking and business development practices.</li>
</ul>
<ul>
<li>Ability to read and comprehend training materials, financial institution communications and related loan manuals.</li>
</ul>
<ul>
<li>Outstanding organizational and analytical skills required. </li>
</ul>
<ul>
<li>Familiarity with computers and banking applications/software.</li>
</ul>
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, color vision and the ability to focus.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires travel when making business development calls, community events/meetings, and internal meetings/training.
The noise level in the work environment is usually moderate.

<h3>Job Description</h3>
Job Description
Loan Officer I
Department 
Loan Department
Reports To
Senior Lender 
Officer/Non-Officer
VP, AVP or AC Officer
FLSA Category
Exempt Employee
Work Location 
Retail Lending 
Responsibilities &amp; Duties
Purpose of Position
Loan Officer I are entry-level lenders responsible for maintaining and/or generating a loan portfolio including Consumer loans and loan renewals as assigned by Senior Lender. This position is responsible for soliciting, negotiating, documenting, underwriting and coordinating the closing of loans in compliance with the Bank's lending policies and procedures. Lender positions are based on productions and evaluated in relation to loan projection goals. Lenders are to develop and maintain professional relationships with customers, promote business growth of the bank’s products and services. 
[NEEDS QUANTIFIABLE MATRIX FOR EVALUATION- PORTFOLIO PROJECTION]
Duties and Responsibilities
<ul>
<li>Exemplar of superior customer service with appropriate communication between both customers and employees. Serve as mentor to other Lender I employees as requested by Senior Lender. </li>
<li>Perform full range of duties pertaining to Consumer lending functions. Lenders solicit, negotiate, underwrite, and coordinate the closing of major and complex consumer, residential, equipment, commercial building and business loans in compliance with the Bank’s lending policies and procedures. </li>
<li>Develops deposit relationships and promotes business for the bank by maintain good customer relations and referrals for new bank services. Diligently seek and obtain quality new business through client and prospect calls, referrals, and cross selling efforts.</li>
<li>Accepts applications, assists with interviews of prospective applicants, requests specified information related to loan inquiry and assists to resolve questions regarding application information. </li>
<li>Gathers, analyzes, and organizes all information necessary to present a financial request to Senior Management or Loan Committee for approval, meets with existing or potential customers, visits sites of loans, negotiates loan terms and conditions, approves loans within established lending limits or refers and recommends acceptance to Senior Lender or Loan Committee. </li>
<li>Coordinates the processing of approved loans, ensures loans are processed according to agreement, customer needs and comply with lending procedures, obtain sufficient information and/or documentation from customers, solves problems related to processing and servicing loans in portfolio, and approves loan disbursements in accordance with agreement. </li>
<li>Ensures that credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning is achieved. </li>
<li>Approves loan payments, draws form lines of credit, and fund transfers within specified limits. Negotiates, underwrites and processes renewals of credit facilities. </li>
<li>Participates with Senior Management in developing, analyzing and finalizing major and complex loan agreements. </li>
<li>Represent the Bank in various Business Development, Civic, Community Engagement, and Community Reinvestment (CRA) activities, events or endeavors. Further enhance the Bank’s image, develop additional business, and assist in establishing and maintaining market position in the financial arena. Cross sells the products and services of the Bank. </li>
</ul>
Qualifications
Minimum Education Requirements 
Bachelor’s degree in a business-related field, (preferably accounting or finance) or equivalent work experience.
Minimum Experience &amp; Skill Requirements 
Experience in servicing consumer, commercial and mortgage loan review with increased responsibilities for profitably in loan concentration. Strong financial services (preferably Banking) background and working knowledge of industry, including good understanding of credit analysis, financial statements, lending practices and operations processes. Effective communicator both in written and oral communication. Balanced decision-maker; strategic thinker; demonstrate understanding and appreciation for all facets of the business (both business development and operational/staff functions). Track record of leading and motivating people particularly achieving loan and deposit growth targets. Ability to meet deadlines and sales goals.
Additional Information
Disclosure 
This position description is subject to change at the discretion of the needs of the bank and does not create a contract, implied or otherwise; this position is an “at will” employment position. This position description in no way confines these functions to be the only task, responsibilities or duties of this position. Employees have the responsibility to safe guard information, maintain confidentiality and engage in safe and sound banking practices, inside and outside the bank.
Last Revision Date 
03/23/2023
Support 
Any questions, please contact: Human Resources (205) 884-1520

Loan Officer I

<h3>Job Description</h3>
Job Description
M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.
Duties and Responsibilities
<ul>
<li>Generates and originates new loan packaging services and assists the home buyer with financing needs. Provides information to sales staff on current mortgage rates, loan programs and qualification of buyers to assist in potential sales.</li>
<li>Interviews loan applicants to gather specific information relative to credit, employment, and financial history.</li>
<li>Analyzes and evaluates applicant financial status and credit information to determine qualification and use of appropriate loan programs and interest rate lock.</li>
<li>Ensures loan applications are complete and accurate according to policy and for delivery to underwriting for approval.</li>
<li>Assist with special projects as requested and perform additional duties as required. </li>
</ul>
Requirements
High school graduate with at least one year of relevant course study including seminars and workshops in addition to specific training in loan origination combined with a minimum of two years related experience; thorough knowledge of loan processing and underwriting fundamentals. BUILDER MORTGAGE experience preferred. Proficiency in Spanish preferred.
Skills and Abilities: 
Customer-service oriented with excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Strong organization and negotiating skills to develop new business. Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements. 
Work Conditions:
Valid driver’s license required for travel remote sales offices and potential business associates.
Benefits
M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. 
M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit <a href="https://www.mihomes.com/financing" target="_blank">https://www.mihomes.com/financing</a>.
#IND123

<h3>Job Description</h3>
Job Description
Remote work locations to include: Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA. 
Bilingual Preferred
Essential Functions: - Interviews residential mortgage loan applicants. - Requests specified information for loan application. - Notifies applicant of loan decision. - Corresponds with customers, applicants or creditors to resolve questions regarding application information. - Recommends and outlines terms of loan. - Informs prospective borrowers of loan commitments. - Reviews developing laws and regulations as they apply to installment loan security agreements. - Assists collection officer with delinquent account files for the financial institution. - Responsible for quality loan growth. - Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. - Provides the best service to our customers with innovative and creative solutions.
 Minimum Qualifications: - High school diploma or equivalent required. - BA/BS degree preferred, but not required. - Good understanding and knowledge of financial institution and products and services. - Good cross selling, organizational, and communication skills. - Able to communicate effectively with builders and realtors. - Ability to deal with time constraints and strong attention to detail. - Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment. - Extended hours sitting and performing computer tasks may be required.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
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