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<h3>Job Description</h3>
Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position]. Job Profile Position OverviewJob Description Summary At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Orlando, Naples, Tampa and Surrounding markets in Florida. This position is primarily based in a location within PNC’s footprint. Preferred locations are listed in this requisition. Responsibilities require time in the office or in the field on a regular basis.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
<ul>
<li>Recommends loan solutions in accordance with lending guidelines and clients' requirements.</li>
<li>Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.</li>
<li>Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.</li>
<li>Collaborates with internal and external stakeholders to complete mortgage transactions.</li>
<li>Collects and analyzes customer financial information for multifaceted and/or complex borrowers.</li>
</ul>
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
<ul>
<li>Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.</li>
<li>Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.</li>
</ul>
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCustomer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree with &lt; 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s)LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit&nbsp;Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at <a href="mailto:AccommodationRequest@pnc.com" target="_blank">AccommodationRequest@pnc.com</a>. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. &nbsp;Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. 
 At PNC we foster an inclusive and accessible workplace. &nbsp;We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
 PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents 
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Mortgage Loan Officer

<h3>Job Description</h3>
Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements
<ul>
<li>5+ years of commercial lending experience</li>
<li>Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)</li>
<li>Strong understanding of commercial depository services</li>
<li>Excellent credit skills and general familiarity with commercial documentation</li>
</ul>
For further consideration towards this and/or other opportunities please inquire confidentially to <a href="mailto:mike@scsacramento.com" target="_blank">mike@scsacramento.com</a> or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

Commercial Loan Officer

<h3>Job Description</h3>
Job Description
MEMBERS1st Community Credit Union Financially Empowering Central Iowa
Position Overview
MEMBERS1st Community Credit Union is seeking an experienced and member-focused Mortgage Loan Officer to join our growing team. In this role, you will originate, process, and close residential mortgage loans while upholding our mission of Financially Empowering Central Iowa. The ideal candidate provides exceptional service, demonstrates strong mortgage knowledge, and is committed to our cooperative values and community-focused principles.
As a Mortgage Loan Officer, you will guide members through the lending process with accuracy, transparency, and care while supporting departmental goals and ensuring compliance with all regulatory requirements.
Key Responsibilities
<ul>
<li>Provide exceptional service by identifying member mortgage needs and recommending appropriate lending solutions.</li>
<li>Educate members on mortgage products, rates, terms, and the overall loan process.</li>
<li>Represent MEMBERS1st with professionalism, respect, and a service-oriented approach aligned with our mission and values.</li>
<li>Originate and manage a pipeline of residential mortgage loans, including intake, application review, documentation collection, and file preparation.</li>
<li>Submit complete and accurate files to underwriting while ensuring timely processing and adherence to policies.</li>
<li>Guide members throughout the mortgage process, providing updates and responding promptly to inquiries.</li>
<li>Collaborate with underwriting, processing, closing, and other internal departments to maintain efficiency and loan quality.</li>
<li>Ensure all mortgage activities comply with federal/state regulations, investor guidelines, and credit union policies.</li>
<li>Stay current on mortgage regulations, lending guidelines, and industry trends.</li>
<li>Protect member information by maintaining confidentiality and security standards.</li>
<li>Complete all required Mortgage Loan Originator (MLO) training and licensing.</li>
<li>Represent MEMBERS1st at community events, educational sessions, and service initiatives.</li>
<li>Develop and maintain relationships with real estate agents, builders, and referral partners to support loan growth.</li>
<li>Promote the credit union’s cooperative philosophy and commitment to member and community well-being.</li>
<li>Perform additional duties as needed to support credit union operations and initiatives.</li>
</ul>
Compensation
<ul>
<li>Base Salary: $65,000</li>
<li>Commission: Compensation will include a base salary plus a commission rate, based on experience and loan origination volume.</li>
</ul>
Education/Experience
<ul>
<li>High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or related field preferred.</li>
<li>Previous experience in mortgage lending, banking, credit unions, or financial services strongly preferred.</li>
<li>Must possess or obtain all required Mortgage Loan Originator (MLO) licensing and registration in accordance with federal and state requirements.</li>
<li>Experience with loan origination software, financial systems, and digital document workflows preferred.</li>
</ul>
Benefits
<ul>
<li>401(k)</li>
<li>401(k) matching</li>
<li>Health insurance</li>
<li>Dental insurance</li>
<li>Vision insurance</li>
<li>Health savings account (HSA)</li>
<li>Paid time off</li>
<li>Paid sick time</li>
<li>Tuition reimbursement</li>
</ul>

<h3>Job Description</h3>
Job DescriptionBenefits: 
<ul>
<li>Career Advancement</li>
<li>Supportive and Collaborative Environment</li>
<li>Competitive Commission Structure</li>
<li>Supplemental Health Insurance</li>
<li>401(k) matching</li>
<li>Flexible schedule</li>
</ul>
 Benefits/Perks 
<ul>
<li>Supplemental Health Insurance (Aflac)</li>
<li>401K Matching</li>
<li>Careers Advancement Opportunities</li>
<li>Flexible Scheduling</li>
<li>Competitive Commissioned Compensation</li>
</ul>
Job Summary We are seeking an Licensed Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations. Responsibilities 
<ul>
<li>Interview applicants to gather financial information</li>
<li>Evaluate creditworthiness</li>
<li>Process loan applications</li>
<li>Set up debt payment plans</li>
<li>Report on financing decisions</li>
<li>Complete loan contracts</li>
<li>Assist clients in understanding the terms and conditions of their contracts</li>
<li>Maintain up-to-date knowledge of current financial services and types of loans</li>
<li>Keep detailed records for all accounts</li>
<li>Ability to work with positivity and honesty</li>
</ul>
Qualifications 
<ul>
<li>Must have a current Mortgage Originator License in any of the following states VA, MD, NC, FL, and DC</li>
<li>Previous experience as a Loan Officer is preferred</li>
<li>Familiarity with Microsoft Excel, databases, and loan processing and banking software</li>
<li>Knowledge of lending products, practices, underwriting guidelines, and compliance</li>
<li>Strong customer service, communication skills, and interpersonal skills</li>
<li>Ability to perform in a goal-oriented environment</li>
</ul>
 
This is a remote position.

Loan Officer

<h3>Job Description</h3>
Job DescriptionWarm Leads | Base + Uncapped Commission | Paid Training
Are you competitive, driven, and looking for a remote sales opportunity you can turn into a rewarding, lasting career?
No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, warm leads and support to help you succeed in this fully remote sales role.
Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.
Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.
You'll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.
What Makes This Sales Role Exciting?
<ul>
<li>Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.</li>
<li>Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel at sales.</li>
<li>Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that's been recognized as a Top Workplace in the Financial Services industry.</li>
<li>Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.</li>
<li>Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions.</li>
</ul>

Your Journey at Neighbors Bank
Want a sales career that pays you for what you're worth? In this base + commission role, top salespeople are bringing in $70K+ in their first year, $125K+ by year three, and up to $150K by year five. We don't cap your ambition – we reward it. We offer a comprehensive, paid training program designed to help you build expertise in the mortgage industry and a foundation in reaching your income goals. Starting off, you'll focus on learning the loan origination process, gaining hands-on experience, and sharpening your existing sales skills. This initial phase of training comes with compensation of $20 per hour, plus performance-based bonuses.
After successfully completing the initial training phase, your compensation increases to the following (approximately 13 weeks after starting):
<ul>
<li>$60,000 annual base</li>
<li>Uncapped bonuses</li>
<li>$5,000 one-time promotion bonus</li>
</ul>
Our People and Culture are our greatest strengths. That's why finding incredible people who are a great culture fit is so important. We're seeking individuals who:
<ol>
<li>Are passionate about their job and have fun doing it.</li>
<li>Will deliver results with integrity.</li>
<li>Enjoy finding ways to enhance the lives of others every day.</li>
</ol>
Your Role as a Loan Officer
Loan Officers play a key role in guiding clients through the home loan process. These are clients that already reached out to Neighbors Bank to take the next step, so we work with hot/warm leads – there is no cold calling required. 
This role is built for elite closers - people who thrive on guiding qualified leads to the finish line. If sourcing your own leads is what drives you, this will not be the right fit.
Key Responsibilities:
<ul>
<li>Educate borrowers on the loan process and identify financing options.</li>
<li>Analyze credit, income, and assets to prequalify or deny applications.</li>
<li>Structure loans, issue pre-approvals, and manage the process through closing.</li>
<li>Provide clear, ongoing communication with borrowers and their real estate agent.</li>
<li>Secure documentation and ensure all stages of the loan process are completed efficiently.</li>
<li>Perform other duties as assigned.</li>
</ul>
Are You the One?
No Mortgage Experience? No Problem – But Grit and Talent are Essential We don't hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we're looking for fast climbers.
Real Sales Experience Required – Where Influence and Ownership Mattered We're looking for candidates with recent (within the last 5 years), meaningful sales experience – what we refer to as "hard sales." That means you've worked in a role where:
<ul>
<li>You were responsible for building trust, tailoring a solution, and closing the deal</li>
<li>You influenced buying decisions from start to finish—not roles centered on order-taking or passive upselling</li>
<li>You had ownership of your outcomes, often tied to goals, metrics, or earnings/commissions</li>
<li>You handled objections, followed up with leads, and earned the sale</li>
</ul>
Whether your experience was in-person or over the phone, B2B or B2C, what matters most is that you've done the kind of selling that builds real skill, and translates well to our environment.
 Here's what makes a great fit:
<ul>
<li>Seeking to establish and maintain a career as a salesperson</li>
<li>Thrive working remotely and staying self-motivated</li>
<li>Have succeeded in fast-paced or performance-based roles</li>
<li>Bring a strong competitive drive and hunger to earn</li>
<li>Communicate clearly and professionally with customers</li>
<li>Stay focused under pressure and in high-volume settings</li>
<li>College degrees are not required, but the ability to learn quickly is essential</li>
</ul>
This isn't the role for you if:
<ul>
<li>You need frequent oversight to stay on track</li>
<li>You prefer routine tasks over rapid change</li>
<li>You're not comfortable and confident talking to customers on the phone</li>
<li>Your primary interest is working in the mortgage industry rather than becoming a top-performing salesperson</li>
</ul>
Licensing Requirement
This position requires that new employees register with the NMLS. After onboarding, Neighbors Bank will help you facilitate and complete this process, and cover the full cost.
Where We're Hiring
We're actively hiring in the following states: AL, AZ, AR, FL, GA (all counties except DeKalb and Fulton), ID, IA, KS, MS, MO, MT, OK, TX, UT, and VA.

When Can You Start?Our newest Loan Officers begin in training classes alongside their peers to learn our process together. The next three training classes will start on:
<ul>
<li>February 2</li>
<li>March 30</li>
<li>May 26</li>
</ul>
If you're not available to start on the earliest date, that's okay – just let us know. We're flexible and happy to work with your schedule.Why Neighbors Bank?
Neighbors Bank is more than just a workplace –it's a community. Our mission is to Enhance Lives, and we're passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you're ready to join a team where your contributions truly matter, we'd love to hear from you!
#ZR
The People and the Culture are Neighbors Bank's greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.
Neighbors Bank's recognition as being a Top Workplace in Financial Services: Top Workplaces.
Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

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