Job Description
Job DescriptionConsumer Finance Associate Attorney
Direct Counsel is seeking a Consumer Finance Associate Attorney to join a prestigious Am Law firm.
Locations: Austin, TX; Boston, MA; Chicago, IL; Dallas, TX; Denver, CO; Detroit, MI; Houston, TX; Jacksonville, FL; Los Angeles, CA; Madison, WI; Miami, FL; Milwaukee, WI; Nashville, TN; New York, NY; Orlando, FL; Raleigh, NC; Sacramento, CA; Salt Lake City, UT; San Diego, CA; San Francisco, CA; Silicon Valley, CA; Tallahassee, FL; Tampa, FL; Washington, DC.
This is an exceptional opportunity for an attorney with 3-4 years of financial regulatory experience to join a nationally recognized Financial Regulatory practice. The team advises banks, credit unions, FinTech companies, non-bank lenders, servicers, consumer reporting agencies, and technology providers on a broad range of federal and state consumer finance laws, regulatory compliance, licensing, and enforcement matters.
Responsibilities
-
Advise financial institutions and FinTech companies on compliance with federal and state consumer finance laws and regulations.
-
Counsel clients regarding the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), and related consumer protection laws.
-
Conduct financial regulatory and state licensing analyses.
-
Draft, review, and negotiate commercial and consumer lending documents, contracts, and related agreements.
-
Advise clients on regulatory compliance, licensing, and operational issues affecting financial products and services.
-
Assist with regulatory enforcement investigations and agency actions, as needed.
-
Collaborate with multidisciplinary teams to provide strategic, business-focused legal solutions.
Qualifications
-
J.D. from an ABA-accredited law school.
-
Active membership in good standing with a U.S. state bar, with the ability to obtain admission in the applicable hiring jurisdiction.
-
3-4 years of experience in financial regulatory or consumer finance law.
-
Experience advising banks, credit unions, FinTech companies, lenders, servicers, consumer reporting agencies, or technology providers.
-
Strong knowledge of TILA, FCRA, ECOA, RESPA, and related federal and state consumer financial laws.
-
Experience with regulatory compliance, licensing analyses, contract drafting, and lending documentation.
-
Experience with regulatory enforcement investigations is a plus.
-
Excellent analytical, drafting, communication, and client counseling skills.
Compensation & Benefits
-
Salary: $260,000-$310,000, commensurate with experience and qualifications.
-
Comprehensive benefits package, including:
-
Medical, dental, and vision insurance
-
401(k) retirement plan
-
Disability and life insurance
-
Adoption assistance
-
Backup dependent care
-