Job Description
Job DescriptionCommunity 1 Lending: Mortgage Loan Officer (NMLS Required) – Michigan
We are expanding our mortgage team and looking for a high-performing Licensed Mortgage Loan Officer (MLO) / Mortgage Originator / Residential Loan Officer to join us in our Troy, MI office, serving clients throughout Detroit and Metro Detroit.
This role is ideal for an experienced NMLS-licensed Loan Officer who thrives in a supportive, in-office environment, values strong earning potential, and wants access to a steady pipeline of qualified mortgage leads in an active housing market.
What We Offer:
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High commission payout structure for a motivated Mortgage Loan Officer
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Expected annual earnings range: $80,000 – $200,000+, depending on production and performance
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Qualified mortgage leads provided through our internal lead generation system
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Referral opportunities from our in-office real estate team
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Professional development and career growth opportunities
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Streamlined processing and underwriting system that allows Loan Officers to close loans faster and more efficiently
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Collaborative, team-focused work environment
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Benefits available after 90 days
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Opportunity to build production volume in the Detroit and Metro Detroit mortgage market
Responsibilities:
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Guide clients through the residential mortgage loan process from application to closing as a trusted Mortgage Loan Officer
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Analyze borrower financial documentation, including income, credit, and assets
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Recommend and structure appropriate mortgage loan products (Conventional, FHA, VA, etc.)
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Maintain compliance with NMLS, federal, and state lending regulations
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Build and maintain strong relationships with clients, real estate agents, and referral partners
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Follow up on company-provided leads to convert prospects into funded loans
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Manage and maintain a healthy mortgage pipeline
Requirements:
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Active NMLS License required
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Prior experience as a Mortgage Loan Officer, Mortgage Originator, or Home Loan Specialist preferred
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Strong sales, communication, and customer-service skills
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Comfortable working the phone and engaging with clients daily
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Highly organized with strong pipeline management skills
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Self-motivated and driven to succeed in a commission-based environment
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Ability to work onsite in Troy, Michigan
This position is onsite in Troy, Michigan, originating loans for borrowers across Detroit, Metro Detroit, and surrounding communities.
If you’re a licensed Mortgage Loan Officer seeking strong commission potential, qualified lead flow, operational support, and long-term career growth in the Michigan mortgage industry, we invite you to become part of our team.
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