Job Description
Job Description
???? Mortgage Loan Closer/Funder
???? Position Summary
The Mortgage Loan Closer/Funder plays a critical role in the final stage of the mortgage process, ensuring loans move efficiently from “clear to close” to successful funding. This position is responsible for preparing and balancing closing disclosures, coordinating with internal teams and external partners, and ensuring all documentation and funding activities are completed accurately and on time.
???? Key Responsibilities
- Review and balance final closing disclosures and settlement statements with title/escrow partners
- Ensure all organizational fees are accurately reflected on each loan file
- Prepare and deliver final closing disclosures in compliance with regulatory requirements
- Accurately prepare and distribute all required mortgage loan documents
- Coordinate document signing with borrowers and closing agents
- Monitor and follow up on the return of signed loan packages
- Establish escrow/impound accounts as required
- Prepare and submit wire requests with precision and timeliness ????
- Board newly funded loans onto the loan servicing system
- Maintain strict adherence to deadlines and service level expectations ⏱️
- Perform additional duties as assigned
???? Qualifications & Skills
- Minimum of 3 years of experience in mortgage closing, funding, escrow, or title operations
- Strong knowledge of FNMA, Freddie Mac, FHLB, and standard mortgage industry guidelines
- Thorough understanding of federal and state mortgage lending regulations
- Expertise in California (and national) mortgage loan documentation requirements
- Strong knowledge of Encompass LOS system
- Proven ability to manage a high-volume pipeline with accuracy and efficiency
- Exceptional attention to detail and strong analytical skills
- Highly organized with effective time management capabilities
- Self-motivated with the ability to work independently
- Strong communication skills, with the ability to coordinate across multiple parties
???? What Sets You Apart
You are detail-oriented, dependable, and take pride in delivering accurate, compliant, and timely loan closings. You thrive in a structured environment where precision and coordination are key, and you bring a proactive approach to managing responsibilities and solving problems.
NGFCU offers competitive compensation and a rich benefits package including medical, dental, vision, disability and life insurance, and a 401(k)-profit sharing plan with employer matching.
Compensation and Job Title is commensurate with experience and may fall under the following pay ranges:
Mortgage Closer/Funder- $23.23/hr to $30.00/hr
Please note that the salary information is a general guideline only. Northrop Grumman Federal Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
We perform thorough background checks including verification of previous employment, education, credit checks and pre-employment drug screening. Any discrepancies in reported dates, titles, or degree information may result in an employment offer to be withdrawn.
NGFCU is an Equal Opportunity Employer
Pursuant to the Los Angeles Fair Chance Ordinance, we will consider for employment-qualified applicants with arrest and conviction records.
Monday through Friday 8:00 am to 5:00 pm