Mortgage Loan Originator-Officer Omaha

Job Description

Job Description

Position Summary: The Mortgage Loan Officer is responsible for the origination of residential mortgage loans from the application to loan closing.

Essential Functions:

1. Originate mortgage loans intended for sale on the secondary market and is responsible for a high production pipeline that includes a variety of loan types, including conventional, FHA, VA and properties located across the state of Nebraska.
2. Serve as the primary communication contact with customers, real estate agents, title companies, and other related parties throughout the loan process.
3. Anticipate all requirements of the loan cycle from beginning to end.
4. Request and gather documentation from customers, businesses and others. Review information and loan documentation prior to submission to underwriting.
5. Demonstrate thorough understanding of all secondary market investor guidelines, Government Sponsored Enterprise (GSE) requirements, federal regulations, and bank policy.
6. Ensure all transactions meet compliance with bank, regulatory and investor guidelines, and customer service standards.
7. Actively manage pre-qualifications to meet the needs of clients.
8. Resolve all investor and internal pending items.
9. Responsible for pricing loans in the pricing engine, Optimal Blue, and locking the rate with the corresponding investor.
10. Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training; follow internal processes and controls as required.
11. Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
12. Regular and reliable attendance is an essential function of this position.
13. Perform other job-related duties or special projects as assigned.

Qualifications:

1. Minimum of 5 years of recent mortgage loan origination experience required.
2. Minimum of 3 years of recent FHA, VA, FNMA, FMLC experience required.
3. Position will require registration with the Nationwide Mortgage Licensing System (NMLS), which is paid for by the bank.
4. Knowledge of the Encompass loan operating system.

Preferred Talents:

1. Time efficient in managing multiple responsibilities and deadlines
2. Analytical and detailed
3. Effective communicator
4. Customer service focused
5. Self-directed and takes initiative

Working Environment:

Indoor work – not exposed to outdoor elements or hazards.

Some sedentary work and occasional lifting and/or carrying up to 10 pounds.

This role is eligible for hybrid work from home opportunity under the work from home guidelines upon completion of onboarding.

PLEASE VIEW THE APPLICANT TERMS & CONDITIONS BEFORE PROCEEDING WITH YOUR APPLICATION.