Job Description
Job Description
Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.
Offering a dynamic benefit package that includes but is not limited to:
- Four Medical Plan Offerings to choose from
- Employer HSA Contributions (Coverage/Plan exclusions)
- Employer Provided Life Insurance Policy
- Annual Health Incentive
- Annual Wellness Reimbursement
- Tuition Reimbursement program
- Generous Match 401k Retirement Plan
- Paid Sick Leave
- Paid Vacation Leave
- 11 Paid Holidays based on the Federal Reserve Calendar
If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.
· ESSENTIAL FUNCTIONS:
- Originates residential mortgage loans, in compliance with financial institution policies and procedures.
- Interviews residential mortgage loan applicants.
- Requests specified information for loan application.
- Notifies applicant of loan decision.
- Corresponds with customers, applicants or creditors to resolve questions regarding application information.
- Recommends and outlines terms of loan.
- Informs prospective borrowers of loan commitments.
- Reviews developing laws and regulations as they apply to installment loan security agreements.
- Assists collection officer with delinquent account files for the financial institution.
- Sets and carries out priorities exhibiting proper time management; completes assigned work efficiently in established time frame.
- Communicates effectively, shares information appropriately, timely with tact and diplomacy.
- Responsible for quality loan growth.
- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
- Provides the best service to our customers with innovative and creative solutions.
JOB REQUIREMENTS:
- High school diploma or equivalent required.
- BA/BS degree preferred, but not required.
- Good understanding and knowledge of financial institution and products and services.
- Good cross selling, organizational, and communication skills.
- Able to communicate effectively with builders and realtors.
- Ability to deal with time constraints and strong attention to detail.
- Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.
- Extended hours sitting and performing computer tasks may be required.
- Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
E - Verify Employer