Job Description
Job Description
Please note: this role is based in Southfield!
Job Summary:
The Mortgage Loan Officer (MLO) is responsible for guiding applicants through the mortgage loan process, from initial inquiry to final approval and funding. This includes assessing client needs, evaluating financial documents, educating borrowers on available loan options, and ensuring compliance with lending regulations.
Start strong - earn a sign-on bonus worth an extra 5% of your first 90 days’ earnings!
Key Responsibilities:
- Proactively develop and maintain a network of referral partners including real estate agents, builders, and financial professionals.
- Interview applicants to determine financial eligibility and loan needs.
- Analyze applicants’ financial status, credit, and property evaluations to determine loan feasibility.
- Educate borrowers on various loan products (FHA, VA, conventional, jumbo, etc.) and recommend the best fit.
- Collect and verify necessary documents such as tax returns, W-2s, credit reports, and asset statements.
- Submit loan applications and documentation to processing and underwriting departments.
- Communicate consistently with clients, real estate agents, and internal teams throughout the loan process.
- Ensure compliance with all federal and state regulations, including RESPA, TILA, HMDA, and ECOA.
- Meet or exceed individual sales goals and contribute to team production targets.
Qualifications:
- Proven experience as a mortgage loan officer, loan originator, or similar role
- NMLS (Nationwide Mortgage Licensing System) license required
- In-depth knowledge of loan underwriting, processing, and closing procedures
- Familiarity with lending regulations and compliance standards
- Strong interpersonal and communication skills
- Excellent customer service and relationship-building abilities
- Self-motivated with strong time management and organizational skills
- Proficient in loan origination software and CRM platforms
Preferred Qualifications:
- Existing book of business or strong referral network
- Bilingual (Spanish/English) a plus
Compensation:
- Strong commission plan + uncapped
- Performance bonuses
- Health benefits and other company perks (if applicable)
Company DescriptionAt Assure Loans, we’re not just another mortgage brokerage!! We’re a modern lending platform built by originators, for originators. Founded on the belief that loan officers should have more control, more support, and more earning potential, we empower our team with the tools, freedom, and leadership they need to succeed.
Whether you’re a seasoned producer or a rising star, we help you grow your pipeline, close faster, and build a thriving business all while maintaining the personal service that clients love.
Company Description
At Assure Loans, we’re not just another mortgage brokerage!! We’re a modern lending platform built by originators, for originators. Founded on the belief that loan officers should have more control, more support, and more earning potential, we empower our team with the tools, freedom, and leadership they need to succeed. \r\n\r\nWhether you’re a seasoned producer or a rising star, we help you grow your pipeline, close faster, and build a thriving business all while maintaining the personal service that clients love.