Job Description
Job Description
Who We Are...
Our members come from all different walks of life and so do we. We hire great people from a variety of backgrounds in experience and education to make our Credit Union strong. We stand strong in our beliefs of making members' money, saving members' money and saving members' time. See why a Credit Union is better at IECU.
Your Role...
The Senior Loan Officer position has an important role in working with our members to help achieve their financial goals. This position will oversee the loan process and researching loan product options with our membership. Analyze complex loan applications and communicate decisions with borrowers. Ensure the required loan origination processes are completed per regulations and internal policies.
As a Senior Loan Officer your day may look like this:
- Participates in the loan application process for membership via online and in-person contacts for all loan products of the Credit Union. Maintains working knowledge of products and services along with industry-standard financing to provide sound advice to membership.
- Ensure compliance of required loan documentation and internal policies with an understanding of underwriting standards. Analyzes credit reports, income verification, collateral and other financial data to form sound lending decisions.
- Maintain loan portfolio performance and implement strategies to mitigate risk and developing credit.
- Assist in training and mentoring junior lending staff to promote department performance.
- Actively work to develop and maintain business leads and referral sources to support department growth.
- Work to develop lending products that meet market demands and support department goals.
- Assist with monitoring and resolution of delinquent accounts.
- Support Audit request and documentation as needed.
- Perform other duties as assigned to support the department activities.
Qualifications...
Our desired candidate will have 5+ years in Lending position or direct related experience, possess interpersonal and communication skills to meet with members requiring a high degree of confidentiality related to financial goals, and be able to self-direct and manage multiple tasks. Candidates with strong written and verbal communication skills, understanding of lending terms, and experience in Indirect Lending and Home Equity experience a plus. Working knowledge of Microsoft Office and industry software preferred. Ability to hold NMLS designation preferred.
Associates degree or recognized industry certifications or work experience as equivalent. Bachelor's degree in Business or related field preferred.
This in an In-Office position, Monday-Friday 8:00am-5:00pm available for occasional evening/weekend work.
The Benefits...
- 401k Retirement/Matching Program with up to 4% matching
- Paid Holidays
- Paid Time Off - accrued monthly
- Health/Dental/Vision Insurance - eligible 1st of month after 60 days
- Life Insurance - eligible 1st of month after 60 days
- Disability Insurance - eligible 1st of month after 60 days
- Tuition Reimbursement on pre-approved work related coursework
- Infant-To-Work Program
- Community Volunteer Program
- Wellness Program
The Team...
If you share a passion for making an impact in a customer focused environment, submit our resume/application for this role.
We provide equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity , disability, veteran status, or other categories protected by law.