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Mortgage Loan Officer Partner 2

Stratton Mortgage
PublishedPublished: 6/14/2022
Full Time

Job Description

Job Description

We are seeking a driven and detail-oriented Loan Partner 2 (LP2) to manage borrower prequalification, pre-approvals, and pipeline execution for a high-performing mortgage team. The LP2 plays a critical role in ensuring loans are structured properly, communicated clearly, and closed on time.


This role works closely with the Loan Officer, borrowers, processors, underwriters, and third-party partners to maintain 95%+ on-time closings while delivering a concierge-level borrower and referral partner experience.

Compensation:

$60,000 + Bonus


Responsibilities:

3+ Core Duties & Key Measurements

Prequalify

  • Serve as an available resource for referral partners
  • Engage in soft qualification conversations to help assess general borrower readiness and scenario viability
  • Answer referral partner questions such as:
  • Condo warrantability
  • Bank statement borrower scenarios
  • Recasting and general loan structure questions
  • Communicate effectively with all referral partners (Realtors, financial advisors, builders, and other partners) using clear, accurate, and compliant language


Pre-Approve

  • Accurately pre-approve qualified borrowers
  • Prepare payment and scenario requests
  • Proactively engage pre-approved buyers
  • Communicate effectively with referral partners


Pipeline Management

  • Onboard all new contracts for rate lock consultation
  • Submit applications for processing for disclosures
  • Execute borrower updates, pre-closing, and funding calls
  • Ensure 95%+ of loans close on time
  • Resolve 95%+ of loan issues prior to LO escalation


Essential Duties of This Position

Prequalify

  • Act as an available resource for referral partners when the Loan Officer is unavailable
  • Engage in soft qualification conversations to assess general borrower readiness and overall scenario viability
  • Respond to referral partner questions related to: condo warrantability, bank statement borrower scenarios, and recasting and general loan structure questions
  • Communicate clearly, accurately, and compliantly with all referral partners, including Realtors, financial advisors, builders, and other strategic partners


Pre-Approve

  • Communicate approval terms clearly to borrowers
  • Issue supplemental pre-approval documentation
  • Notify Realtors immediately after issuing approvals
  • Expedite rush pre-approval requests
  • Flag red flags to the LO or Team Captain
  • Dedicate weekly time to proactive pre-approval outreach


Pipeline

  • Perform daily pipeline “gauge checks”
  • Attend pipeline meetings and milestone reviews
  • Deliver consistent borrower and Realtor updates
  • Review Closing Disclosures for accuracy
  • Conduct pre-closing and congratulatory funding calls
  • Provide post-closing support and urgent after-hours assistance


Additional Role Expectations

  • Maintain high professionalism in all written and verbal communication
  • Act as a concierge between borrowers and business partners
  • Consistently exceed borrower and referral partner expectations


Qualifications:

  • An active NMLS license is required
  • Minimum 5 years of mortgage loan officer assistant, processing, underwriting, or origination experience
  • Proficient in DU/DO, LP, and investor guidelines
  • Experience with major LOS platforms
  • Strong verbal and written communication skills
  • Excellent organization, prioritization, and time management
  • Ability to collaborate across departments
  • Completion of regulatory and compliance training


About Company

Stratton Mortgage is mortgage brokerage based in Columbus OH. We have been open for 10 years and have a strong reputation in the local community for high level communication, exceeding customer and business partner expectations, and providing valuable knowledge on the mortgage lending and real estate process.

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