Job Description
Job Description
Take Your Lending Career to the Next Level with Citizens First Bank
Looking for a role where your expertise makes a real difference? At Citizens First Bank, mortgage lending is about more than numbers-it's about relationships, trust, and helping families put down roots in our communities. As a Mortgage Loan Officer, you'll shape homeownership experiences while thriving in a supportive, family-oriented culture.
What You'll Do:
- Guide homebuyers through seamless mortgage experiences.
- Underwrite loans, review files, and maintain accuracy in lending decisions.
- Expand your network by fostering lasting partnerships with top referral sources-realtors, builders, and community leaders.
- Champion community engagement at events, parades, and expos.
- Deliver top-tier expertise to every borrower by staying ahead of the curve with ongoing education in USDA, VA, and construction loans.
- Leverage the expertise of the Mortgage Processing Team to enhance loan accuracy, efficiency, and customer satisfaction.
- Own your portfolio with a results-driven mindset, monitoring performance and ensuring loan integrity through thoughtful follow-up.
What We're Looking For:
- 3+ years of lending experience (mortgage, consumer, or similar)
- Bachelor's degree or equivalent work experience
- Skilled in developing and nurturing referral networks
- Underwriting expertise is an advantage
- Strong interpersonal skills and a customer-focused approach
Why Citizens First Bank?
- Competitive compensation - Base salary plus quarterly commission opportunities and a discretionary year-end bonus
- Generous retirement benefits - Up to 9% employer contributions, even before you contribute
- Comprehensive healthcare support - Bank-paid access to Neighborhood Family Clinic for you and your dependents
- Robust benefits package - Includes a $50,000 bank-paid life insurance policy for added security
- A collaborative, growth-focused culture - Join a family-oriented, community-driven bank that values relationships, teamwork, and long-term success
Don't miss this opportunity-apply today to grow your career with us.