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Loan Officer

Lending Hand Mortgage
locationMadison County, TN, USA
PublishedPublished: 6/14/2022
Full Time

Job Description

Job DescriptionSalary:

About Us
Lending Hand Mortgage is a client-first mortgage company committed to transparency, education, and exceptional service. We help homebuyers navigate the lending process with confidence by offering competitive loan products, industry expertise, and a supportive, relationship-driven environment. If youre passionate about helping clients achieve homeownership while building a rewarding long-term career, wed love to meet you.

Position Summary


We are seeking a motivated and knowledgeable Loan Officer to join the Lending Hand Mortgage team. In this role, youll guide borrowers through the mortgage processidentifying the right loan products, collecting documentation, reviewing financials, and ensuring smooth closings in collaboration with processors, underwriters, and real estate partners.

The ideal candidate is detail-oriented, ethical, and excels at building relationships. Strong communication skills and a commitment to delivering a first-class client experience are essential.

An active Mortgage Loan Originator (MLO) license is required for this role.


Key Responsibilities


Originate, structure, and submit mortgage loan applications with accuracy and compliance.
Educate borrowers on loan programs, interest rates, qualification requirements, and the overall lending process.
Build and maintain strong relationships with clients, referral partners, and real estate professionals.
Manage a pipeline of active loans, ensuring all documentation is collected and submitted on time.
Review credit reports, income documentation, and financial data to determine borrower eligibility.
Work closely with processing and underwriting teams to resolve conditions and move loans to closing.
Maintain up-to-date knowledge of lending guidelines, compliance requirements, and market conditions.
Proactively generate new business from company-provided leads, referrals, and self-sourced opportunities.

Required Qualifications
Active NMLS Mortgage Loan Originator (MLO) license.
1+ years of experience in mortgage lending, consumer finance, or sales (mortgage experience preferred but not required).
Strong understanding of loan products, mortgage guidelines, and credit fundamentals.
Excellent communication, problem-solving, and customer service skills.
Ability to work independently and manage deadlines.
Demonstrated ability to build rapport and cultivate long-term relationships.

Preferred Qualifications
Existing referral network or book of business.
Experience with loan origination software and CRM platforms.
Knowledge of both conventional and non-traditional loan programs.

What We Offer
Competitive compensation structure with strong earning potential.
Access to a wide range of loan programs to meet diverse borrower needs.
In-house support teams to streamline the lending process.
Ongoing training, tools, and mentorship to support your growth.
A collaborative, positive culture focused on client success and team development.

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