Job Description
We are seeking a motivated and detail-oriented Underwriter I to support credit analysis and underwriting for commercial floor plan and equipment financing loans. This is an associate level role focused strictly on B2B commercial lending. The Underwriter I will assist in analyzing credit risk, preparing loan packages, and ensuring compliance with credit policies and procedures.
Key Responsibilities:
- Assist in underwriting commercial floor plan and equipment finance loans
- Analyze borrower financials, credit history, and collateral information
- Prepare credit memos and documentation for review by senior underwriters or credit committees
- Support internal teams with data validation and credit-related inquiries
- Utilize tools such as Moody’s Analytics (preferred) or similar systems for risk analysis
Must Haves:
- Recent experience in floor plan lending (required)
- Some experience with commercial loan underwriting or credit analysis
- Understanding of B2B lending practices and financial statement review
- Strong analytical, organizational, and communication skills
Nice to Have:
- Experience with Moody’s Analytics or similar credit risk platforms
- Exposure to equipment financing or dealer lending environments
This is a great opportunity for someone early in their underwriting career to gain experience in high-volume commercial lending and develop advanced credit analysis skills in a specialized lending division.