Job Description
Job Description
Location: Ann Arbor, MI
Job Type: 1099 Independent Contractor | Unlimited Income Potential
Why Farm Bureau Michigan? (This Is What Makes Us Different)
Farm Bureau is one of the top multiline insurance companies in Michigan, offering the full Life, Health & P&C portfolio, plus access to 60+ partner carriers—giving agents unmatched flexibility and earning potential.
- Books of Business Available – Step into immediate revenue and established client relationships.
- One of the highest commission structures in the country (Personal Lines: 30–45%, Life up to 100%).
- $48,000 First-Year Stipend – not a draw, not a loan, and NO payback — you still earn commissions.
- Free office + Executive Assistant for TWO years to accelerate agency growth.
- Farm Bureau of Michigan is independent — claims from other states never impact Michigan rates.
- You own your book of business, with the option to sell it after 66 months.
- Incredible support across training, underwriting, marketing, coaching, and business development.
- Incredible commission structure worth highlighting again — it’s a true standout nationwide.
Compensation & Benefits:
- Books of Business Available Now
- $48,000 Start-Up Fund + $12,000 Business Accelerator Fund
- Up to 3x new business commissions (first 5 years)
- Residual income on every policy
- Paid office space + CSR/EA support (first 1–2 years)
- Group health plan options
- Marketing reimbursement
- Luxury incentive trips + performance bonuses
- Sellable book of business after 66 months
- Flexible schedule – no holidays unless you choose
Travel:
- Local – Ann Arbor & surrounding communities
Who We’re Looking For:
Licensed Agents (Life & Health or P&C) – Huge Advantage
Licensed agents benefit immediately from:
- Available Books of Business
- Top-tier commissions
- Startup funds
- Residual income
- Office + staff support
- Business ownership model with equity
No Experience Necessary for New Agents
We provide:
- Formal Mentorship Program
- Full training
- Licensing support
- One-on-one coaching
- Marketing and launch resources
- A proven pathway to build long-term income + ownership
Ideal for: career changers, sales professionals, teachers, customer service reps, and entrepreneurs wanting financial stability + equity.
What You’ll Do:
- Sell personal & commercial insurance products
- Build and serve long-term client relationships
- Manage renewals, coverage reviews, and client service
- Grow and scale your book of business
- Add team members as your agency grows
Requirements:
- Life & Health license (or willingness to obtain)
- P&C license (or willingness to obtain)
- Strong communication and relationship-building skills
- Community-focused mindset
- No bankruptcies in past 12 months; no felonies
Alternate Titles: Insurance Agency Owner • Independent Agent • Insurance Producer • Licensed Insurance Agent • Insurance Advisor • Business Owner
Keywords : Insurance Agent, Agency Owner, Books of Business Available, Insurance Producer, Life & Health License, P&C License, Residual Income, Commission Sales, Ann Arbor Insurance Jobs, Farm Bureau Michigan, Multiline Insurance, New Agent Training, Business Ownership, High Commission Structure
We are proud to be an equal opportunity employer. We provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.