Job Description
Commercial Lender:
Our client is seeking a highly motivated and relationship-driven Commercial Lender to join their dynamic financial institution. This individual will play a key role in developing client relationships, managing a commercial loan portfolio, and delivering tailored financial solutions that support business growth. The ideal candidate is proactive, analytical, and client-focused, with strong credit acumen and a commitment to excellence.
Key Responsibilities
- Develop and manage a high-quality portfolio of commercial loans, ensuring strong credit performance and client satisfaction.
- Identify, pursue, and cultivate new business banking relationships within the community.
- Conduct detailed financial analysis, including cash flow, collateral, creditworthiness, and risk assessment.
- Structure and recommend loan terms that comply with bank policies and regulatory requirements.
- Prepare credit packages and present loan requests to internal loan committees.
- Maintain proactive communication with clients to understand evolving needs and propose appropriate financial solutions.
- Collaborate with credit, underwriting, and treasury teams to ensure a seamless client experience.
- Monitor loan performance, manage risk, and oversee timely renewals within the portfolio.
- Represent the institution at community events and networking functions to enhance visibility and support business development.
Qualifications
- Bachelor’s degree in Finance, Business, Accounting, or a related field (preferred).
- 1–3+ years of experience in commercial lending, business banking, or a related financial role.
- Strong credit analysis and financial modeling skills.
- Demonstrated ability to grow and maintain client relationships.
- Excellent communication, negotiation, and presentation skills.
- Knowledge of banking regulations, loan structures, and risk management principles.
- Self-driven, detail-oriented, and capable of working both independently and in a collaborative environment.