Job Description
Mortgage Loan Officer
Location: Virginia (Remote or On-Site Options Available)
Employment Type: Full-Time
About the Role
We’re looking for an experienced and motivated Mortgage Loan Officer to join our growing team in Virginia. In this role, you’ll guide clients through the mortgage lending process—from application to closing—helping them secure the financing they need to achieve homeownership.
The ideal candidate is customer-focused, detail-oriented, and driven to meet goals while maintaining a high standard of integrity and compliance.
Responsibilities
- Originate and manage residential mortgage loans in compliance with state and federal regulations.
- Build and maintain relationships with borrowers, real estate agents, builders, and other referral partners.
- Assess client financial profiles to recommend suitable loan products and solutions.
- Collect, review, and submit all required documentation for underwriting and processing.
- Stay up to date on mortgage products, lending guidelines, and market trends.
- Manage loan pipelines to ensure timely communication and closings.
- Deliver an exceptional client experience through transparent communication and personalized service.
Qualifications
- Required:
- Active NMLS license and eligibility to originate loans in Virginia.
- Minimum 2 years of experience in mortgage lending, banking, or financial services.
- Proven record of meeting or exceeding production goals.
- Strong knowledge of conventional, FHA, VA, and USDA loan products.
- Excellent communication, customer service, and relationship-building skills.
- Preferred:
- Bachelor’s degree in finance, business, or a related field.
- Experience with mortgage origination software (e.g., Encompass).
- Established referral network in Virginia real estate markets.
Compensation & Benefits
- Competitive commission-based compensation.
- Comprehensive benefits package (health, dental, vision, 401(k)).
- Marketing and lead generation support.
- Ongoing training and professional development opportunities.
Why Join Us
You’ll be part of a collaborative, growth-oriented team that values both client relationships and professional integrity. We empower our Loan Officers with the tools, technology, and support needed to build long-term success in Virginia's competitive housing market.