Job Description
Job Description
OVERVIEW: The Consumer Loan Underwriter is responsible for representing the financial interests of both our Members and the Credit Union. The Consumer Loan Underwriter will be responsible for reviewing, analyzing, approving, and underwriting consumer requests and products within Credit Union and industry guidelines and is responsible for timely turnaround on applications as well as for performance of loans written.
Job Responsibilities
· Ensure excellent member service, every member, every transaction, every time.
· Review credit applications for various types of consumer loans and analyze applicable information (credit reports, collateral valuation, legal documents, etc.) in order to render credit decisions in accordance with lending policies.
· Use discretionary judgment for credit decisions not conforming to lending policies and consult with Lending Manager
· Proactively seek other lending opportunities for each credit applicant.
· Identify and assist in the development of new loan products.
· Respond to and resolve MSR inquiries in a timely manner and facilitate assistance from other staff as appropriate.
· Constantly develop greater knowledge in all areas of credit union operations
· Maintains an in-depth knowledge of the Credit Unions policies and procedures as well as regulations and compliance, both state and federal.
· Required to attend or participate in necessary compliance training. Adheres to Credit Unions service standards and values.
· Represent the Credit Union in a professional and friendly manner, both internally and within the community
· All other duties as assigned.
Company DescriptionWith nearly $100 million in total assets, SCFCU has grown to become one of the prominent credit unions in the Memphis metro. We continue to serve a very loyal member base while offering products and services to new members daily. Our culture here at Shelby County FCU is “member-centric,” meaning we keep our membership top of mind in all we do.
Company Description
With nearly $100 million in total assets, SCFCU has grown to become one of the prominent credit unions in the Memphis metro. We continue to serve a very loyal member base while offering products and services to new members daily. Our culture here at Shelby County FCU is “member-centric,” meaning we keep our membership top of mind in all we do.