Job Description
Job Description
Scope of Job:
Coordinate the bank's efforts in the closing and servicing of indirect loans for the Governor's Office of Economic Development. Perform the daily tasks necessary to protect the security interest of the Governor's Office of Economic Development while providing excellent service to the loan customers in the portfolio. The loan portfolio may include REDI Fund loans, MICRO Fund loans, and SD Works Program loans, Other loan types as they are created.
Primary Duties:
Prepare and review closing loan documents.
Coordinate loan closings and disburse loan funds.
Review loan documentation and verify that it has been executed properly.
Set up loans on the bank's BankWay system.
Maintain an up to date tickler filing system.
Maintain credit files in the established format.
Prepare and present reports as required by GOED.
Correspond with loan customers.
Assure customer and bank confidentiality.
Make referrals to the bank resulting in business for the bank.
Secondary Duties:
Work as a team with departmental counterparts on planning and implementing assigned projects and products.
Participate on various committees and project teams as deemed appropriate by management.
Attend, actively participate in organization, job specific training offered, and Quality Service programs.
Adhere to all applicable Policies and Procedures of BankWest organization.
Community involvement is strongly encouraged.
Other duties as assigned.
Requirements
Education:
A Bachelor's Degree in a related field.
Applicable experience and/or related certifications may be considered in lieu of degree.
Experience:
1 year of experience in the area of credit file documentation with a thorough understanding of security interest perfection is preferred.
Knowledge and Special Skills:
Excellent credit/financial analytical skills.
Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities.
Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service.
Strong interpersonal skills to ensure effective communication with external and/or internal customers.
Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description.
Knowledge of banking terminology and procedures.
Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output.
Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards.
BankWest is a "Sales Organization" and all employees are expected to participate directly or indirectly with increasing BankWest's presence in their markets as appropriate.