<h3>Job Description</h3>
Job DescriptionConsumer Loan Officer Purpose: Assist members with loan products while ensuring compliance with policies, procedures, and regulations. Evaluate applications, analyze credit history, and make sound lending decisions. Responsibilities:
<ul>
<li>Interview applicants, process applications, and verify financial information.</li>
<li>Analyze credit reports, calculate debt-to-income ratios, and determine loan eligibility.</li>
<li>Approve, deny, or recommend loan applications with professionalism.</li>
<li>Complete loan documentation and disburse funds when approved.</li>
<li>Provide exceptional member service through clear communication and timely follow-up.</li>
<li>Cross-sell credit union products and services.</li>
<li>Train and support junior loan officers as needed.</li>
</ul>
Qualifications:
<ul>
<li>High school diploma or equivalent required; associate or bachelor’s degree preferred.</li>
<li>Minimum 2 years of consumer lending or financial services experience required.</li>
<li>Knowledge of loan products, underwriting standards, and compliance regulations.</li>
<li>Strong communication, problem-solving, and member service skills.</li>
<li>Proficiency with loan processing systems and Microsoft Office Suite.</li>
</ul>
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