Job Description
Job DescriptionExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
To review, process and on-board commercial purpose loans, i.e.: commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA and consumer mortgage.
- Identifies, analyzes, and evaluates loan risks for loan documentation.
- Trains, coaches, motivates, and promotes teamwork among a staff of on-boarding post-close processing teams.
- Makes decisions within delegated authority from senior management team within Loan Operations
- Leads by example.
SUPERVISORY RESPONSIBILITIES:
- Trains new staff and provides assistance to current staff of commercial and consumer post-close processing team with complex loans and problem resolution.
- Handles escalated complaints and provides problem resolution.
- Manages daily workflow to ensure compliance with regulations and good customer service.
PERFORMANCE MEASUREMENTS
- Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures.
- Professional business relations exist with Bank personnel. Assistance is provided as needed.
- Required documentation is complete and accurate.
- Maintains service level agreements.
- Management is appropriately informed of area activities. Reports are complete and timely.
QUALIFICATIONS
EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor’s degree is preferred.
REQUIRED KNOWLEDGE: Loan Document & C & I, Commercial and Consumer Real Estate Documentation.
EXPERIENCE REQUIRED: Time Management Skills a mustPrior experience in a financial institution helpful
HIRING RANGE GUIDANCE: Senior processor: Leadership experience in credit, loan servicing or administration operations covering 5+ years or technical expertise encompassing 7+ years or 10+ years’ experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation.
Hours: Monday - Friday 8:00AM - 5:00PM.
40 hours per week.