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Jr. Loan Officer

Summit Home Lending
locationHuntington Beach, CA, USA
PublishedPublished: 6/14/2022
Full Time

Job Description

Job Description

Summit Home Lending is looking for a motivated and service-driven Junior Loan Officer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a successful, full-producing loan officer. If this sounds like the right fit, we encourage you to apply.

Compensation:

$37,500 - $120,000 yearly

Responsibilities:

Training & Development (First 4–6 Weeks)

  • Participate in daily training sessions covering loan programs, guidelines, systems, sales processes, and compliance.
  • Shadow top producers and leadership on live discovery calls and closing calls.
  • Practice script work, objection handling, and communication techniques.
  • Learn Summit’s internal systems, CRM, LOS, workflow, and lead management process.
  • Complete weekly performance benchmarks to demonstrate progress and readiness for promotion.


Sales Preparation

  • Develop a thorough understanding of Summit’s HELOC and refinance products, qualification requirements, and lending guidelines.
  • Learn how to structure loans, calculate income, review credit, and analyze client goals.
  • Prepare for client-facing conversations by mastering key metrics and numbers to present during calls.
  • Understand lead sources and effectively manage assigned leads.


Client Interaction Readiness

  • Practice building rapport, gathering client goals, and conducting full discovery conversations.
  • Study and role-play closing call structure, objection handling, and commitment techniques.
  • Learn how to present loan options clearly and confidently.


Promotion to Loan Officer (Post-Training)

  • Begin making outbound sales calls and handling inbound transfers.
  • Conduct full discovery and closing calls with clients.
  • Sell and structure home equity loans and refinances aligned with client needs.
  • Provide a seamless client experience from the first conversation to submission.
  • Maintain high activity levels, consistent follow-up, and strong pipeline management.


Professional Expectations

  • Demonstrate coachability, a strong work ethic, and a desire to grow into a top-producing Loan Officer.
  • Maintain punctuality, professionalism, and adherence to the company's core values.
  • Collaborate with teammates, leadership, processors, and support staff.
  • Uphold compliance, ethical lending standards, and accurate documentation.
  • The more you put in, the more you earn!

Qualifications:

  • NMLS Licensed (REQUIRED) – Ready to hit the ground running
  • Confident & coachable – You take feedback & apply it fast
  • Sales or customer service experience? Big plus!
  • Competitive mindset – Former athletes & sales pros thrive here!
  • Money-motivated – You want a career with great earning potential


Don’t wait – Apply now & start your mortgage career today!

About Company

Why You’ll Love Working Here

  • Launch your career as a Junior Loan Officer with a 4–6 week intensive training program
  • Gain the tools, knowledge, and confidence to become a top producer
  • Learn directly from experienced leaders and top Loan Officers
  • Get hands-on experience and build real, marketable skills
  • Work in a high-energy, collaborative culture that’s fun, motivating, and rewarding
  • See hard work recognized and follow a clear path for career growth
  • Help clients tap into their home equity and achieve meaningful goals every day


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