Job Description
Job Description
Job Title: Closing Disclosure Agent
Location: Draper, UT
Job Type: Full Time
Company: Village Capital & Investment LLC
Introduction:
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities:
- Prepare and Review Closing Disclosures (CDs): Accurately generate and audit Closing Disclosures, ensuring all loan terms, fees, and closing costs are correct and compliant with TRID and lender guidelines.
- Coordinate with Settlement Agents and Title Companies: Work closely with external partners to reconcile fees, confirm wire instructions, and finalize the CD for borrower delivery and closing.
- Ensure Timely Delivery of Disclosures: Monitor critical timelines to ensure the Closing Disclosure is delivered to the borrower within regulatory deadlines (typically at least 3 business days prior to closing).
- Resolve Discrepancies and Last-Minute Changes: Identify and correct errors in fees, taxes, insurance, or escrow items, and issue revised disclosures as needed in compliance with applicable rules.
Basic Qualifications:
- Proven experience with problem-solving skills and attention to detail
- Strong communication and interpersonal skills
- Ability to work independently and as part of a team
- Proficiency in Windows and Encompass (Encompass preferred not required)
- Strong problem-solving skills and attention to detail
Specific Qualifications:
- Willingness to Learn TRID and Closing Regulations: We will train you on the TILA-RESPA Integrated Disclosure (TRID) rules, including required timelines and formatting standards for the Closing Disclosure (CD).
- Interest in Learning Closing Disclosure Preparation: You'll receive hands-on training to accurately prepare, review, and reconcile Closing Disclosures and final settlement statements in compliance with regulatory and lender guidelines.
- Ability to Learn Loan Software Systems: We'll provide instruction on how to use loan origination and document preparation systems such as Encompass or similar platforms-no prior software experience necessary.
- Strong Attention to Detail and Willingness to Learn: We're looking for individuals who enjoy solving problems and are eager to learn how to identify and resolve discrepancies in loan files to ensure accuracy and compliance.
- Team Player with Good Communication Skills: Training will include how to coordinate with title companies, escrow agents, and internal team members to ensure closing documents are delivered accurately and on time.
- Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
In summary: If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!