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Vice President Loan Operations

The Emerald Recruiting Group
locationNew York, NY, USA
PublishedPublished: 6/14/2022
Full Time

Job Description

Job Description

We’re representing a multinational commercial bank seeking a VP, Loan Operations to own end-to-end lifecycle execution for a diversified book of bilateral and syndicated loans across C&I, CRE, leveraged finance, and sponsor portfolios. This leader will tighten controls, raise STP, and modernize processes while partnering with front office, credit, treasury, and risk to deliver a clean, fast, audit-proof operation.

What You’ll Do

  • Run the shop: Lead daily loan servicing, booking, closings/fundings, rate sets, resets, rollovers, paydowns, fees, amortization, and end-of-day reconciliations.

  • Syndicated agency & participant flows: Oversee notices, waterfall distributions, LSTA mechanics, secondary trade settlements, and compliance with credit agreements.

  • Documentation & controls: Ensure perfection of collateral, UCCs, covenants, guarantees, KYC, and conditions precedent/subsequent; maintain SOX-ready process evidence.

  • Platform ownership: Direct system configuration and control design across Loan IQ/ACBS/WSO or equivalent; steward reference data, product hierarchies, and rate indices (SOFR, base, primes).

  • Risk & compliance: Maintain strong first-line controls aligned to OCC/FDIC, LSTA standards, OFAC/AML screening, and internal policy; drive issue remediation and MRAs to closure.

  • Change & automation: Deliver workflow redesign, straight-through processing, RPA/API integrations, and digitized notices; build KPIs, SLAs, and aged-break dashboards.

  • Stakeholder leadership: Partner with RMs, underwriting, credit admin, treasury, finance, legal, and audit; act as escalation point for high-value or time-critical events.

  • People leadership: Manage, mentor, and upskill a high-performing team; set coverage model, QC routines, and capacity planning.

  • Quality & reconciliation: Own break management across GL, nostro, custody, and position records; reduce aged breaks and exception queues.

  • Lifecycle change events: Coordinate waivers, amendments, restructurings, extensions, and fee events; ensure precise reflection in systems and client communications.

What You Bring

  • 8–12+ years in commercial loan operations within a bank or administrator; deep hands-on experience across bilateral and syndicated products.

  • Expert knowledge of credit agreements, LSTA standards, agency mechanics, covenants, collateral, and fee/interest calculations.

  • Strong platform experience with Loan IQ (preferred) or ACBS/WSO, plus advanced Excel; SQL/Python a plus.

  • Proven record designing controls, KPIs/SLAs, and closing audit and regulatory findings.

  • Demonstrated leadership of teams and change programs, including process optimization and automation initiatives.

  • Crisp communication, stakeholder management, and escalation judgment under tight timelines.

Nice to Have

  • Exposure to leveraged loans, CRE construction draws, asset-based lending, trade finance, or cross-border bookings.

  • Familiarity with RPA/API, workflow tools, and report automation; experience migrating from LIBOR to SOFR.

  • Background interfacing with treasury/liquidity, finance/GL, and credit risk for limit and RWA impacts.

Why It’s Worth Exploring

  • Lead a visible, revenue-critical function with direct impact on client experience, capital velocity, and control strength.

  • Modernize a high-volume operation with executive sponsorship for automation and data quality.

  • Global platform, complex deal flow, and a team that actually wants better tools, not more spreadsheets.

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