Job Description
Job DescriptionDescription:
Are you ready to take the next step in your career with a company that values innovation, integrity, and community? At Ignite Credit Union, we’re more than just a financial institution—we’re a team dedicated to making a meaningful impact in the lives of our members and the communities we serve. We’re looking for passionate, driven individuals who are excited to grow with us and help ignite financial success for all. If you're looking for a workplace that champions professional development, collaboration, and a people-first approach, we want to hear from you!
Benefits Offered:
- Bi-weekly 401(k) Match and Profit Sharing
- Education reimbursement
- Up to $600 in wellness reimbursement annually – fitness equipment, gym membership, massages, etc.
- Full Medical, Dental, Vision, and Prescription Insurance coverage
- Health Savings Account with bi-weekly Employer Contributions
- Employer Paid Life Insurance
- Employer-paid Short and Long Term Disability coverage
- Pet Insurance
- Health Advocacy Support
- Generous Paid Time Off
- 12 Paid Holidays
- Employee Assistance Programs
- Monthly commissions and incentives
- Employee Appreciation Events
- Community Volunteering Opportunities
- Performance and Discretionary Bonuses
- Employee Discount Program for travel, shopping, restaurants, etc.
… and more
Requirements:
The Mortgage Loan Officer works with current and potential members across all branches and communities to provide empathetic, knowledgeable, and trustworthy service in relation to Mortgages and other Real Estate loans.
- Meet with current and potential members to take and review applications for mortgages and other real estate loans. Explains loan programs and advises members of loan options and requirements.
- Works with underwriters to help analyze members financial condition including credit history, credit score, collateral, and other financial information to assess the degree of risk and the member’s ability to repay the loan. Communicates decisions made by underwriters when they are made.
- Completes or directs completion of all loan documents. Ensures documentation is complete and accurate and conforms to Credit Union and regulatory standards. Completes required reports and records. Meets with member to explain terms and conditions and close the loan.
- Participates in developing lending and deposit business for the Credit Union. Identifies opportunities to cross-sell new or additional services or products to members. Markets the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
- Stays abreast of new types of mortgage loans and lending trends, market conditions and factors, and other financial services and products to better meet members' needs.
At Ignite Credit Union, you'll find more than just a job—you'll discover a career where your contributions are valued, your growth is supported, and your impact is felt. Join a dynamic team committed to fostering financial well-being and building stronger communities. If you’re looking for a role where you can thrive professionally while making a difference, Ignite your future with us today!
Ignite Credit Union provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, height, weight, disability, genetic information, marital status, amnesty, status as a covered veteran, or any other status or characteristic protected by applicable federal, state and local laws.