Job Description
Job Description
Loan Officer / Mortgage Loan Officer
Make a meaningful impact in a thriving community environment.
Join a trusted, relationship-driven financial institution where you'll step into an established portfolio, enjoy autonomy in your lending decisions, and play a key role in strengthening the branch's presence in the local market. If you are energized by customer interaction, take pride in building high-quality loan portfolios, and want to grow your career in a supportive, community-focused setting, this opportunity is for you.
What's in it for you
- Inherit an established, active loan portfolio on day one
- High autonomy as the primary lender for the branch
- A small, supportive team with long-standing community relationships
- Opportunity to lead lending efforts and contribute to branch growth
- A mix of mortgage, consumer, and commercial lending responsibilities
- Competitive compensation and full benefits package
- Meaningful daily engagement with customers and referral partners
This role will be responsible for
- Evaluating, structuring, and authorizing consumer, commercial, and real estate loans
- Advising borrowers on loan options, financial status, and repayment strategies
- Guiding applicants through the complete loan process from application to closing
- Preparing loan proposals and presenting them to the loan committee
- Building and maintaining a high-quality loan portfolio
- Conducting business development calls and cultivating referral networks
- Growing mortgage, consumer, and commercial lending opportunities
Expectations will include
- Serving as the branch's primary lending resource and future leadership presence
- Working closely with CSRs and the long-tenured Branch Manager
- Assisting in onboarding and supporting additional CSR staff as the branch expands
- Delivering exceptional customer service and resolving borrower challenges
- Actively contributing to the branch's visibility and reputation in the local community
A qualified candidate will possess the following
- Experience in banking, finance, or related fields
- Knowledge of lending procedures, underwriting practices, and financial principles
- Strong analytical and decision-making abilities with solid math skills
- Excellent written and verbal communication skills
- Demonstrated ability to build rapport with customers and referral partners
- Mortgage origination experience strongly preferred
- Consumer and commercial lending background is a plus
- Management experience preferred; bachelor's degree helpful but not required
- Success in small-community or relationship-focused banking environments
*Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Loan Officer job.