Deposit Operations Specialist

Job Description

Job Description

Chesapeake Bank-

Deposit Operations Specialist

This role may be based at any authorized location within our market area, which includes Richmond, Williamsburg & Kilmarnock providing flexibility for qualified candidates throughout the region.

Love Details? Thrive on Teamwork? Welcome Home.

Are you the kind of person who finds satisfaction in things running smoothly behind the scenes? Do you enjoy being the calm, capable go-to when others need support? If you love variety in your day, value collaboration, and want your work to truly matter—this could be your next great move.

We’re looking for a dependable, curious, detail-loving professional who enjoys rolling up their sleeves, learning new systems, and being part of a team that keeps everything moving forward. No two days are quite the same here, and that’s exactly what makes it exciting.

Why You’ll Love This Role

• You’ll play a key part in work that keeps customers, teams, and operations running seamlessly
• You’ll learn constantly—new processes, new tools, new challenges
• You’ll work with a collaborative, supportive team that has each other’s backs
• You’ll be trusted to manage priorities, solve problems, and take ownership
• You’ll be part of a culture that values accuracy, accountability, and doing things the right way

Who Thrives Here

• People who enjoy balancing structure with variety
• Strong communicators who stay composed and positive
• Organized multitaskers who notice the little things
• Team players who also work confidently on their own
• Professionals who take pride in precision and follow-through

This role is perfect for someone who values stability and variety—where your attention to detail is appreciated and your contributions truly make an impact.

What We Offer

• Competitive salary and comprehensive benefits package.
• Opportunities for professional growth and career advancement.
• A supportive and inclusive work environment.
• The chance to make a significant impact within a dynamic organization.

Ready to bring your skills to a team that values them? Apply today and let’s get to work—together.

Want to read more about why you should join the team? Click the link below:

Top 10 Reason You Should Explore a Career with Chesapeake Bank

Job Summary

This position will perform functions within the Deposit Operations Department. This position will collaborate and support team members and other departments within the company. This position has the potential to work on any projects and/or software updates involving the functions utilized with the department.

Responsibilities

• Follow established policies, procedures, and guidelines to protect both our customers and Chesapeake Bank.
• Responsible for professional growth through training and available resources to better operate and support this role and understand how its functions impact the department, the bank, and its customers.
• Answer phone calls, emails, and other communication to assist and help resolve problems with excellent customer service and composure.
• Perform Start of Day and End of Day within core banking applications, to include monitoring and transferring files to the core banking applications throughout the day.
• Perform amount entry and balancing functions of branch transactions.
• Process and monitor check adjustments and cash items to and from the Federal Reserve.
• Perform product maintenance, customer maintenance, and various types of data entry for customers.
• Produce debit cards, including new card orders, expiring card orders, bulk card shipments, and other ancillary duties included.
• Work and process non-posted demand deposit account items, including working non-sufficient funds (NSFs) and internal cash items.
• Process ACH transactions, including incoming and outgoing files, reports, exception items, and support other ACH payment functions as needed.
• Review, as applicable, account-level and customer-level maintenance keyed, core banking application parameter changes, rate changes, Stop Payments and Regulation CC holds, new accounts and customer setup, new account and customer documents associated to the account and customer type.
• Understand and apply all appropriate banking regulations, state and federal laws, and other such rules that may apply to the functions within Deposit Operations.
• Process Federal Verification Requests from SSA/SSI as well as from local agencies.
• Balance, reconcile, and problem solve general ledgers and accounts associated with Deposit Operations.
• As needed, process garnishments, levies & liens.
• Prepare and send tax files to applicable vendors, match TINs to ensure accuracy of customer information, and send Federal Withholding to the IRS.
• Understand the role and how it helps support and directly impacts risk assessments, audits, and exams.
• Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes.
• Other duties as assigned by supervisor.
• The above statements describe the job’s essential responsibilities and requirements. They are not an exhaustive list of the duties that may be assigned to job incumbents. Job duties may vary depending on location

Minimum Requirements

• High School Diploma or equivalent
• 2+ years in banking experience preferred
• Ability to work independently with minimal guidance and meet established guidelines
• Ability to work effectively with others as a team player to meet a common goal
• Ability to handle a variety of tasks and priorities accurately and efficiently, with focus on details
• Good analytical and organizational skills, with the ability to perform basic accounting & balancing
• Proficient verbal, written and interpersonal communication skills, with exceptional telephone & email etiquette
• Familiarity with Microsoft Office Suite, particularly email and spreadsheets software, which over time can become a proficiency
• Ability to lift at least 50 pounds, and to operate computers and other equipment

Additional Information/Special Requirements

• Working Conditions:
• General cubicle office environment
• Department Regular Working Hours: 8:30am - 5pm
• Late shift: 10am - 6:30pm or until night processing function is complete
• Schedule may be adjusted as needed by supervisor

EOE- AA-Vets-Disabled