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<h3>Job Description</h3>
Job Description
PacShores Mortgage Inc., seeks a highly motivated, experienced, self-starter mortgage professional to fill an open Loan Officer position in their West Los Angeles office. We are an established West Los Angeles brokerage and full-service mortgage company specializing in originating and arranging Private Party (Hard Money) mortgage loans, and also offers conventional FNMA and Government Loan Programs. As conventional lending guidelines are continuing to remain very conservative, this is an opportunity for the right candidate to take advantage of being able to originate and close Government and Conventional loans, and have a direct source to close out-of-the box loan originations, through our "easy-qual, easy close" Private Money programs.
&nbsp;
Job Summary
 Loan Officer's responsibilities will include the following:
* 1 yr minimum loan origination experience * DRE Sales or Broker's License, with a current NMLS approved designation. * Verifiable prior successful loan origination track record. * Following up and converting company provided in-bound daily mortgage leads. * Cultivating Company's prior clients for re-writes. * Soliciting A-Paper Loan Officers and Mortgage Brokers, Realtors, Fix and Flip Contractors, for Private/Hard- money loan originations and submissions. What we Offer: * Full-service In-house Processing * In-house Escrow, Notary and Closing services. * Ability to close Hard Money Loans in 7-10 Days. * Calyx Point LOS Software access. * Opportunity to Originate loans both on Retail and Wholesale formats. * Compensation is base salary plus commissions. * Opportunity to consistently close 5 to 10 loans monthly and earn a six figure annual income. Please forward a copy of your Resume for immediate consideration.
Company DescriptionEstablished since 1986, Pacshores Mortgage has helped thousands of satisfied California residents qualify for, purchase, refinance, and sell all types of real property. We specialize in Equity-Based Lending, Stated Income Loans, loans for damaged credit borrowers, as well as, Fix &amp; Flip Loans to complete rehab or construction loans. We offer complete guidance to first-time home buyers and are committed to helping our clients achieve their goal of owning their own home. 
<h3>Company Description</h3>
Established since 1986, Pacshores Mortgage has helped thousands of satisfied California residents qualify for, purchase, refinance, and sell all types of real property. We specialize in Equity-Based Lending, Stated Income Loans, loans for damaged credit borrowers, as well as, Fix &amp; Flip Loans to complete rehab or construction loans. We offer complete guidance to first-time home buyers and are committed to helping our clients achieve their goal of owning their own home.

Loan Officer

<h3>Job Description</h3>
Job Description
Griffin Funding isn’t just another lender. We’re a nationally recognized, high-performance mortgage company known for our expertise in Non-QM lending, our cutting-edge consumer-direct model, and our culture rooted in ownership, innovation, and elite execution. Founded by top producers who know what it takes to win, we’ve engineered a platform that gives driven loan officers every advantage, so you can spend less time chasing leads and more time closing deals.
Why Griffin Funding?
✅ Warm, Exclusive Leads Provided Daily ✅ Top-Tier Non-QM + VA Loan Programs ✅ In-House Operations, Fast Closings, DSCR Experts ✅ Robust Marketing Engine + CRM Support ✅ Transparent, Competitive Compensation ✅ Culture of Ownership, Performance, and Autonomy
What You’ll Do:
<ul>
<li>
Convert warm, in-market consumer leads into closed loans
</li>
<li>
Sell Non-QM, VA, Jumbo, and conventional products with confidence
</li>
<li>
Partner with in-house loan partners and processors for seamless execution
</li>
<li>
Leverage our proprietary systems and coaching to maximize production
</li>
<li>
Collaborate within a high-performance team that plays to win
</li>
</ul>
What We Look For:
<ul>
<li>
2+ years of residential lending experience (Non-QM preferred)
</li>
<li>
A self-starter who thrives in a fast-paced, consumer-direct environment
</li>
<li>
Proven track record of closing $2M+ per month
</li>
<li>
Licensed in at least one of our active states (multi-state a plus)
</li>
<li>
A mindset aligned with our core values: Ownership, Speed, Clarity, Solutions, and Impact
</li>
</ul>
You’ll Love It Here If You:
<ul>
<li>
Are energized by healthy competition and clear goals
</li>
<li>
Want to be part of a company scaling smart, not just fast
</li>
<li>
Value high standards, high support, and high autonomy
</li>
<li>
Want leadership that listens, acts, and plays the long game
</li>
<li>
Are ready to plug into a platform designed to elevate your income and your career
</li>
</ul>
Ready to Close More, Faster?
Apply today and let’s talk about how you can thrive at Griffin Funding, where top performers come to scale.
$$$$$$$$$$$$$ BASE + COMMISSIONS $$$$$$$$$$
Role
<ul>
<li>
Calling leads, and accepting inbounds, to connect with clients to identify their loan needs and successfully originate and close their loans.
</li>
<li>
Until you are comfortable with your pitch, you will be using the Jr LO sheet as an outline of how to navigate your conversations.
</li>
<li>
Leads that do not answer need a VM, Text, and Email.
</li>
<li>
LOs are expected to convert the lead to a client, by way of identifying what loan aligns with their motivations and qualifications.
</li>
</ul>
&nbsp;
&nbsp;
Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
NMLS #1120111
VA Approved Lender ID: 9088650000 FHA Non-Supervised Lender No.: 01472-0000-3
&nbsp;Company DescriptionAt Griffin Funding, we don’t just close loans, we open doors to financial opportunities for our clients and career growth for our team. As a nationwide mortgage lender, we specialize in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active-duty military. A Proven Industry Leader With 10+ years of success, Griffin Funding has been recognized as one of the fastest-growing companies on the Inc. 5000 list five times, including in 2022. We’re growing again and looking for elite talent to join our team. Innovation at Our Core We are redefining the mortgage process through cutting-edge technology and a fully digital experience, making home financing seamless, efficient, and transparent. Our mission is to provide 5-star service, combining expertise, integrity, and competitive rates to better serve our clients. A Career That Grows With You Whether you're starting in inside sales, loan origination, or leadership, we invest in our people with career advancement opportunities, ongoing training, and support to help you reach your full potential. The Griffin Funding Difference Strong market positioning in VA and Non-QM lending Fast, fully digital process to streamline sales and operations Collaborative, high-performance culture with leadership that listens Competitive compensation &amp; growth opportunities We’re more than just a mortgage company—a team dedicated to making an impact. Griffin Funding is the place to be if you’re looking for a company where innovation, integrity, and opportunity meet. 
<h3>Company Description</h3>
At Griffin Funding, we don’t just close loans, we open doors to financial opportunities for our clients and career growth for our team. As a nationwide mortgage lender, we specialize in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active-duty military.\r\n\r\nA Proven Industry Leader\r\nWith 10+ years of success, Griffin Funding has been recognized as one of the fastest-growing companies on the Inc. 5000 list five times, including in 2022. We’re growing again and looking for elite talent to join our team.\r\n\r\nInnovation at Our Core\r\nWe are redefining the mortgage process through cutting-edge technology and a fully digital experience, making home financing seamless, efficient, and transparent. Our mission is to provide 5-star service, combining expertise, integrity, and competitive rates to better serve our clients.\r\n\r\nA Career That Grows With You\r\nWhether you're starting in inside sales, loan origination, or leadership, we invest in our people with career advancement opportunities, ongoing training, and support to help you reach your full potential.\r\n\r\nThe Griffin Funding Difference\r\n\r\nStrong market positioning in VA and Non-QM lending\r\nFast, fully digital process to streamline sales and operations\r\nCollaborative, high-performance culture with leadership that listens\r\nCompetitive compensation &amp; growth opportunities\r\n\r\nWe’re more than just a mortgage company—a team dedicated to making an impact. Griffin Funding is the place to be if you’re looking for a company where innovation, integrity, and opportunity meet.

<h3>Job Description</h3>
Job DescriptionAre you looking for a career that values your contribution and offers you the chance to make a significant impact? Look no further than Lending Pros. Our team is dedicated to building and maintaining strong relationships with our clients while staying ahead of the curve with industry news and trends. We guide our customers in selecting the best loan options tailored to their unique needs, all while maintaining an enjoyable working environment for everyone involved.&nbsp; Why join Lending Pros? &nbsp; 
<ul>
<li>Competitive Commission Compensation: Enjoy industry-leading commission structures that reward your hard work and dedication.</li>
<li>Inbound Transfers: We have a dedicated team of trainees and telemarketers that will be sending you hot leads all day long. This team also has a sales trainer and leader to insure you are receiving quality transfers.</li>
<li>Exclusive Wholesale Pricing: Access wholesale pricing from top-tier lenders, thanks to our prestigious ranked status with our wholesale partners.</li>
<li>Rapid Turnarounds: Benefit from our clean and efficient process with an average of 15-day Close to Contract (CTC), ensuring you get paid faster and more frequently.</li>
<li>Career Advancement: Opportunities for growth through team building and career advancement are not just available; they're encouraged.</li>
<li>Multi-State Licensing: Work confidently knowing that Lending Pros holds multi-state licenses, expanding your potential client base.</li>
<li>Comprehensive Benefits: We offer medical, dental, and vision benefits, along with bi-weekly direct deposit payments to our employees.</li>
<li>Professional Development: Experience a thorough onboarding and training process, complemented by daily mentorship, to continually enhance your skills and knowledge.</li>
</ul>
Loan Officer Responsibilities: &nbsp; 
<ul>
<li>Collect and analyze prospective buyer income, assets and liabilities, background check, and loan application documents to determine creditworthiness.</li>
<li>Educate borrowers to understand the pros and cons of different loan products to determine which option is best for them.</li>
<li>Interact with customers, processors, and underwriters to ensure a smooth transaction.</li>
<li>Review the loan process by monitoring loan status, term conformity, and regulatory guidelines.</li>
<li>Exceed our production standards by maintaining an active pipeline.</li>
</ul>
Our company culture is dedicated to the success of each of our employees and thrives on collaboration and engagement. We truly strive to see every single employee succeed; you will never be just a number here. That’s why we’re dedicated to making the office your favorite place to be with a strong focus on work-life-balance. We want work to feel enjoyable, and make sure our team is excited about coming into work every day.&nbsp; Join us and enjoy awesome perks like&nbsp; 
<ul>
<li>Flexible Work Hours: We understand the importance of flexibility and work-life-balance.</li>
<li>Full Hour Lunch Breaks: Take the time you need to recharge during the day.</li>
<li>Opportunities for Growth: There is always the opportunity to grow and manage your own team of LOs.</li>
<li>Company Swag: We love spoiling our employees with our merch.</li>
<li>Fully Stocked Pantry of Snacks: Enjoy a healthy snack and recharge any time of the day.</li>
<li>Fun Team Competitions: Be part of weekly raffles, cornhole games, fantasy leagues and sports brackets.</li>
<li>Being Active on Social Media: Have fun making team tik-tok reels and be a part of our new "Learn from a Pro" weekly series sharing your mortgage knowledge.</li>
<li>Tuesday Tips &amp; Tricks: Each week take part in a round table discussion to share tips and tricks that work for you, work for others, and address any lingering questions you may have all as a team to help you thrive as a loan officer!</li>
</ul>
Don't miss the chance to be part of a team that values your growth and success. Apply now!&nbsp; $75,000-$250,000 per year Health, Dental, &amp; Vision Insurance&nbsp; Also, please take a moment to check out our Career Page, LinkedIn, and Instagram to see what our employees have to say about working at Lending Pros!&nbsp; Career Page: <a href="https://lending-pros-llc.careerplug.com/account&amp;nbsp" target="_blank">https://lending-pros-llc.careerplug.com/account&amp;nbsp</a>; LinkedIn: <a href="https://www.linkedin.com/company/96316441&amp;nbsp" target="_blank">https://www.linkedin.com/company/96316441&amp;nbsp</a>; Instagram: <a href="https://www.instagram.com/lendingprosmtg" target="_blank">https://www.instagram.com/lendingprosmtg</a> "Let the Pros bring you home!"

<h3>Job Description</h3>
Job Description
Join Our Team as a Loan Officer at IH Mississippi Valley Credit Union!
Are you a skilled communicator with a passion for helping others achieve their financial goals? We're seeking a motivated and experienced Loan Officer to join our dynamic team. As a Loan Officer, you will play a crucial role in assessing members needs, giving educated guidance and providing exceptional service every step of the way. If you thrive in a fast-paced environment, excel at building relationships and effective communication, let's talk!
This role is located at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility.
 
Summary of Position:
Being a Loan Officer at IHMVCU, you will regularly connect with members via electronic communication channels including email, phone, chats and various opportunities queues. The Loan Officer will advise members on the best products and services to ensure overall financial health by analyzing their profile, interviewing and making educated recommendations. This position will complete the necessary documentation for consumer loans, new account and IRA/CD requests and collaborate with underwriters to proceed with approval processes. The Loan Officer will recognize opportunities and attract new business by profiling and effectively communicating while reviewing credit reports. Additional opportunities may include competitive payoffs and offering ancillary products to ensure our members are protected, while presenting beneficial options. The role has monthly sales goals that include loan production and add-on products to be met individually and departmentally. This role involves extensive interaction with members and team members handling inbound calls and online loan applications. Upholding our service standards is paramount-be eager to serve, professional, and provide compliance with all regulations, policies and procedures. 
 
Experience Required:
<ul>
<li>High School Diploma, or equivalent </li>
<li>Two or more years of proven successful experience in Financial Lending and/or call center with sales environment</li>
<li>Results-driven with a focus on achieving performance targets.</li>
<li> Excellent communication and problem-solving abilities.</li>
<li> In-depth knowledge of banking products, services, and regulatory requirements a plus.</li>
<li> Ability to multitask and prioritize workload effectively in a fast-paced environment.</li>
<li>Strong commitment to member service excellence.</li>
</ul>
 
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits <a href="http://www.ihmvcu.org/careers" target="_blank">www.ihmvcu.org/careers</a> Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.
 
Move Up your career at IHMVCU with this great opportunity!
 
Physical Requirements:
<ul>
<li>Sitting: Sedentary work, involving occasional walking and standing.</li>
<li>Talking: Clearly convey detailed instructions to others.</li>
<li>Hearing: Perceive sounds at normal levels and receive detailed information through oral communication.</li>
<li>Finger, Handle, Touch: Primarily work with fingers, applying pressure and perceiving attributes of objects through touch.</li>
<li>Lifting Demands: Up to 10 lbs.</li>
<li>Visual Demands: Visual acuity for various tasks, including computer work and reading.</li>
</ul>

<h3>Job Description</h3>
Job DescriptionStock Growers Bank is looking for a loan officer in our Milnor, ND location.&nbsp; The responsibilities include: 
<ul>
<li>Make safe and sound lending decisions on behalf of the bank</li>
<li>Develop and maintain existing relationships with customers</li>
<li>Promote the bank throughout the community</li>
<li>Implement and develop strategic plans for the bank</li>
<li>Be a team player with coworkers.</li>
</ul>
Required Qualifications of a successful candidate are: 
<ul>
<li>An understanding of agriculture, banking, business, customer service, sales and problem-solving skills.</li>
<li>An associate or bachelor's degree is preferred but real world experience will also be considered</li>
</ul>

<h3>Job Description</h3>
Job DescriptionRole:To assist members with their lending needs; analyze loan requests and make credit decisions based on lending policy. Opens new accounts.Essential Functions &amp; Responsibilities:E25%Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition.E20%Analyzes current financial position of members to determine the degree of risk involved in extending credit or lending money. Makes decision to approve, disapprove, or forward the loan request to higher levels for decision.N10%Prepares and/or reviews all loan documents for completeness and accuracy.N10%Explains loan programs to members, evaluates their needs and recommends loan options.N10%Establishes the terms and conditions of an approved loan and reviews them with the member.N5%Participates in sales development activities.N5%Keeps informed of current trends in consumer credit.N5%Follows current loans to ensure compliance with terms and coordinates with collections.N5%Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.N5%Other duties as assigned.Performance Measurements:1.To meet the minimum established incentive goal each month.2.To maintain delinquency goal based on the weighted calculation of loan portfolio.3.To sell assigned volume of insurance products.4.To maintain a charge-off rate of no more than the weighted calculation of loan portfolio.5.To maintain a professional, courteous, and friendly atmosphere for members and co-workers.6.To maintain a dependable record of attendance and timeliness.7.To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.Knowledge and Skills:ExperienceFive to ten years of similar or related experience.EducationA high school education or GED.Interpersonal SkillsWork involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

<h3>Job Description</h3>
Job DescriptionPosition Job Title:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loan Officer FLSA Status:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Non-Exempt Job Location:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Remote&nbsp; Position Summary The primary function of the Loan Officer is to sell loan products offered by Universal Lending Corporation to buyers of New Home Co.&nbsp; Essential Duties and Responsibilities Build Rapport&nbsp;
<ul>
<li>Build report with the sales agents at New Home Co. communities and division personnel.&nbsp; </li>
<li>Maintain a positive sales environment by educating potential borrowers and Homebuilder sales representatives on the Company’s products and services.</li>
</ul>
Loan Applications
<ul>
<li>Complete thorough loan applications by communicating with perspective applicants </li>
<li>Obtain specified information relating to the loan or credit application</li>
<li>Correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.</li>
</ul>
Prequalification
<ul>
<li>Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company’s credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Jumbo, Rural Housing Development, Bond and Portfolio).</li>
</ul>
Loan Submission
<ul>
<li>Negotiate rate, terms and conditions of the loan.&nbsp; </li>
<li>Lock loans on time and in the correct product type.&nbsp; </li>
<li>Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.&nbsp; </li>
<li>Input loans into Encompass and appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.</li>
</ul>
Processing Issues
<ul>
<li>Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee’s loan pipeline.</li>
</ul>
Industry Knowledge
<ul>
<li>Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.</li>
</ul>
Compliance
<ul>
<li>Maintain compliance on all loan files and pipeline.&nbsp; </li>
<li>Consistently apply superior decision-making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.</li>
</ul>
Personal Professional Standards
<ul>
<li>Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.</li>
<li>Strive for teamwork and cooperation and actively participate in goals for self-improvement. </li>
</ul>
Managerial Responsibility This position does not supervise other employees. Position Qualifications 
<ul>
<li>Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, and TX </li>
<li>Highschool diploma or general education degree (GED) required; 4-year college degree preferred</li>
<li>Minimum 5 years lending origination experience preferably with builders</li>
<li>Must have working knowledge of Encompass or other LOS systems</li>
<li>Proficient in Excel, Word, Outlook, and PowerPoint </li>
<li>Ability to plan for contingencies and anticipate problems and identify risks</li>
<li>Ability to negotiate to produce positive outcomes</li>
<li>Ability to effectively listen and respond to customers’ needs</li>
<li>Ability to display superior customer service skills</li>
<li>Ability to exhibit professional written and verbal communication </li>
<li>Ability to maintain and foster strong partnerships with builders and customers</li>
<li>Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service</li>
<li>Ability to identify customer needs and adapt sales presentations effectively</li>
</ul>
&nbsp;
Base Salary:&nbsp;The compensation for this position is minimum wage for the applicable geography plus eligibility for monthly and quarterly bonuses. Base Salary is paid bi-weekly, every other Friday.&nbsp; &nbsp;
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job.&nbsp; Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job.&nbsp; Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required.&nbsp; Universal Lending Corporation retains the discretion to add or change job duties at any time. Why Work for Universal Lending Corporation Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.&nbsp;&nbsp; At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams.&nbsp; Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.&nbsp; &nbsp;
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<h3>Job Description</h3>
Job Description
The Member Service Representative/Loan Officer is responsible for providing exceptional service to credit union members by assisting with a variety of transactions, resolving account inquiries, and identifying financial needs. This role also entails accepting, processing, and closing consumer loan applications while ensuring compliance with credit union policies and applicable regulations.&nbsp;
Company DescriptionOur motto is "Community at Heart", and we strive to live that motto in all we pursue. We take care of our members and our employees, and we're proud to be a trusted local credit union. 
<h3>Company Description</h3>
Our motto is "Community at Heart", and we strive to live that motto in all we pursue. We take care of our members and our employees, and we're proud to be a trusted local credit union.

<h3>Job Description</h3>
Job Description
Are you an experienced lender looking for a challenging opportunity in the financial industry? Join our team at Mountain Credit Union as a Full Time Loan Officer. As a key player in our organization, you will have the chance to utilize your expertise to assist members in achieving their financial goals. Working onsite, you will be at the heart of the action, providing exceptional service and guidance to our community. With an expected pay of $55,000 per year or more, this position offers a competitive salary that reflects your skills and dedication.
Ready to take your lending career to the next level? Apply today and be part of a dynamic team that values professionalism and success. As a team member you'll be able to enjoy benefits such as employer-paid Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Snack/Drink Room.
Let us introduce ourselves
We are People Helping People. We provide financial services to people in our community, serving western North Carolina with local decisions and excellent customer service.
Make a difference as a Loan Officer
As a new Loan Officer at Mountain Credit Union in Sylva, NC, you can expect to dive into a dynamic role that involves assisting members with loan applications, processing paperwork, and ensuring compliance with regulations. Your day-to-day responsibilities will include reviewing credit scores, communicating with members, and providing personalized financial solutions. This on-site position offers a structured schedule of Monday to Friday, allowing you to maintain a healthy work-life balance while making a difference in the lives of our members. Join our team and embark on a rewarding journey in the financial industry.
What matters most
To excel as a Loan Officer at Mountain Credit Union, candidates should possess essential skills such as strong attention to detail, excellent communication abilities, and a customer-centric mindset. Prior experience as a consumer lender in a bank or credit union setting is highly preferred, as it demonstrates familiarity with industry-specific practices and regulations. Proficiency in financial software and tools is crucial for effectively processing loan applications and managing client information. Candidates with a keen analytical mindset, problem-solving skills, and a commitment to integrity will thrive in this role.
If you are ready to leverage your expertise and contribute to a high-performing team, we invite you to apply for this exciting opportunity.
Knowledge and skills required for the position are:
<ul>
<li>Experienced consumer lender with bank or credit union background strongly preferred</li>
</ul>
Connect with our team today!
If you think this job is a fit for what you are looking for, great! We're excited to meet you!
 Job Posted by ApplicantPro

<h3>Job Description</h3>
Job DescriptionPosition Job Title:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loan Officer FLSA Status:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Non-Exempt Job Location:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Remote&nbsp; Position Summary The primary function of the Loan Officer is to sell loan products offered by Universal Lending Corporation to buyers of New Home Co.&nbsp; Essential Duties and Responsibilities Build Rapport&nbsp;
<ul>
<li>Build report with the sales agents at New Home Co. communities and division personnel.&nbsp; </li>
<li>Maintain a positive sales environment by educating potential borrowers and Homebuilder sales representatives on the Company’s products and services.</li>
</ul>
Loan Applications
<ul>
<li>Complete thorough loan applications by communicating with perspective applicants </li>
<li>Obtain specified information relating to the loan or credit application</li>
<li>Correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.</li>
</ul>
Prequalification
<ul>
<li>Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company’s credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Jumbo, Rural Housing Development, Bond and Portfolio).</li>
</ul>
Loan Submission
<ul>
<li>Negotiate rate, terms and conditions of the loan.&nbsp; </li>
<li>Lock loans on time and in the correct product type.&nbsp; </li>
<li>Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.&nbsp; </li>
<li>Input loans into Encompass and appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.</li>
</ul>
Processing Issues
<ul>
<li>Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee’s loan pipeline.</li>
</ul>
Industry Knowledge
<ul>
<li>Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.</li>
</ul>
Compliance
<ul>
<li>Maintain compliance on all loan files and pipeline.&nbsp; </li>
<li>Consistently apply superior decision-making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.</li>
</ul>
Personal Professional Standards
<ul>
<li>Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.</li>
<li>Strive for teamwork and cooperation and actively participate in goals for self-improvement. </li>
</ul>
Managerial Responsibility This position does not supervise other employees. Position Qualifications 
<ul>
<li>Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, and TX </li>
<li>Highschool diploma or general education degree (GED) required; 4-year college degree preferred</li>
<li>Minimum 5 years lending origination experience preferably with builders</li>
<li>Must have working knowledge of Encompass or other LOS systems</li>
<li>Proficient in Excel, Word, Outlook, and PowerPoint </li>
<li>Ability to plan for contingencies and anticipate problems and identify risks</li>
<li>Ability to negotiate to produce positive outcomes</li>
<li>Ability to effectively listen and respond to customers’ needs</li>
<li>Ability to display superior customer service skills</li>
<li>Ability to exhibit professional written and verbal communication </li>
<li>Ability to maintain and foster strong partnerships with builders and customers</li>
<li>Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service</li>
<li>Ability to identify customer needs and adapt sales presentations effectively</li>
</ul>
&nbsp;
Base Salary:&nbsp;The compensation for this position is minimum wage for the applicable geography plus eligibility for monthly and quarterly bonuses. Base Salary is paid bi-weekly, every other Friday.&nbsp; &nbsp;
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job.&nbsp; Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job.&nbsp; Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required.&nbsp; Universal Lending Corporation retains the discretion to add or change job duties at any time. Why Work for Universal Lending Corporation Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.&nbsp;&nbsp; At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams.&nbsp; Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.&nbsp; &nbsp;
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